IBM Benefits

3.5 out of 5 (321 comments)
Most talked about benefits
  • 401K Plan

    "The 401(k) plan is managed by Fidelity and IBM matches up to 7% of your salary. The mix of funds available is also very satisfactory." (117 comments)

  • Health Insurance

    "horrific health care benefits. pay over $1,000 for a family with $3,000 deductible, $6,000 family. I mean, seriously I could find better on the…" (105 comments)

  • Vacation & Paid Time Off

    "It was the standard for a decent company but not spectacular" (56 comments)

IBM offers a competitive benefits program, designed to help employees build a solid financial foundation for meeting a diverse array of needs — health care, income protection, retirement security, and personal interests. As of January 1, 2012, newly hired regular employees are eligible for the programs described here.

Provided by employer [?]

Benefits Summary

  • High % reporting
  • Medium % reporting
  • Low % / No reports
  • * Employer Verified

Insurance, Health & Wellness

Financial & Retirement

Family & Parenting

Vacation & Time Off

Perks & Discounts

Professional Support

Employee Comments

  • Mar 29, 2015
    Current Employee in New York, New York State

    Health insurance is top notch! While no pension, 401K package is very good.

  • Mar 29, 2015
    Current Technical Support Manager in San Jose, California

    7% 401(k) matching is great. Vacation time is kept off the books, so you need to keep track of it yourself. Employee health plan is very good also.

  • Mar 29, 2015
    Former Employee in Schaumburg, Illinois

    Medical insurance worldwide. No fuss.

  • Mar 28, 2015
    Current HR in Boston, Massachusetts

    Flexibility in work schedule and time off, matching 401k dollar for dollar up to 5%, contributions to health savings account, wellness programs and rap program all great

  • Mar 27, 2015
    Former Regional Manager in Costa Mesa, California

    While not the greatest benefits in the world, they were better than other employers I have worked at and seemed to be a fair balanced package.

  • Mar 27, 2015
    Current Employee in Atlanta, Georgia

    Up to 6% 401(k) matching. IBM sponsored health plans available to employees. Plans have gone up an average of $50/month for a family of 4 over the last 4 years.

  • Mar 26, 2015
    Current Senior I/T Specialist in Cleveland, Ohio

    Nice 401k Match , Good Healthcare choices, good vacation and excellent flex time

  • Mar 27, 2015
    Former Technical Support Engoneer in Marlborough, Massachusetts

    Health insurance was poor with little choices

  • Mar 27, 2015
    Former Employee in New York, New York State

    Good 401K plans. 100% match

  • Mar 27, 2015
    Current Director in Armonk, New York State

    IBM offers a broad and generous mix of benefits. While employee contributions to major medical, dental and vision plans continue to rise, along with deductibles, IBM has added new and popular wellness programs and annual physicals and tests at no cost. IBM's 401k investment options are excellent and tailored to investment goals as well as age demographics, but the company's decision in the U.S. to stop paying matching employer contributions each pay period and defer the match until the last day of the year to only those IBMers still full-time as of December 15 is selfish and cheap, and denies employees the known advantages of dollar cost averaging. On the other hand, IBM's free MoneySmart investment and retirement counseling in the U.S. through Goldman Sach's Ayco arm is excellent.

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