Microsoft Health Insurance

4.19 out of 5 (191 comments)

This article is about Microsoft Health Insurance in US

Microsoft offers medical, hospitalization, and prescription drug coverage to its employees, all with no payroll deductions or premiums.

391 of 394 employees (99.24%) reported this benefit. benefit verified by employer
Last Edited 08/08/14

Employee Comments

  • Apr 18, 2015
    Current Product Marketing Manager in Redmond, Washington State

    Contributions deter legitimate use of plan. Use to be free

  • Apr 18, 2015
    Former Program Manager in Redmond, Washington State

    They set up an HSA and contribute towards it, but the deductible is so high you will still be paying stuff out of pocket normally.

  • Apr 17, 2015
    Former Employee in Redmond, Washington State

    Very comprehensive with little out of pocket expense to the employee.

  • Apr 17, 2015
    Former Employee in Seattle, Washington State

    Covers almost everything, very comprehensive

  • Apr 16, 2015
    Current Employee in Mountain View, California

    Few years back, Microsoft changed the health insurance from the "Cadillac" plan with 100% medical and 85% dental coverage to a high deductible plan using HSA or going the HMO route (which was always an option). Although it has forced employees to exercise more caution and prudence (like not going to the ER every time you sneeze), it does tend to restrict flexibility in medical choices and adds more hassle making payments to medical institutions.

  • Apr 15, 2015
    Current Employee in Boston, Massachusetts

    largely funded HSA by MSFT, but doesn't fully hit OOP max

  • Apr 14, 2015
    Current Employee in Redmond, Washington State

    it is one of the best

  • Apr 13, 2015
    Current Senior Service Engineer in Redmond, Washington State

    Used to be the best in the industry, but Obama care changed the benefits and now we have to pay deductibles, go through preferred providers, get referrals, contribute $ to our HSA and even file taxes on the HSA.

  • Apr 10, 2015
    Current Employee in Seattle, Washington State

    great health insurance is offered

  • Apr 10, 2015
    Current Account Technology Strategist (ATS) in New York, New York State

    Free healthcare for individuals, great dental, eyecare, daycare support, etc...

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