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Declined Offer – Interviewed in Schaumburg, IL Oct 2011 – Reviewed Oct 21, 2011
Interview Details –
You get to the office of Lloyd's American Income Life Insurance (Lloyd's is individually owned branch) and find that you are in fact watching a presentation on the company with about 50 other people rather than interviewing. They pretend that the presenter (the SGA) makes 200k each month from renewals.... and that not everyone will get a call back. They also stress that they need to have the second interview (1:1) in the next two days.
I got a message saying they wanted to schedule an interview. An hour after the message with no response they called yet again (desperate...). I told them I could not interview for a whole week yet they graciously scheduled me. In the background you hear other agents inviting people back to interview. This branch makes money by constantly recruiting more and more agents and has had scam reports written about it.
Interview Question –
The sheet they give you at the group interview says:
What are your 4 skills you believe will help you sell?
What are 6 skills necessary in a leader?
How much do you plan on making in 1 year, 5 years, 10 years?
If you could be one living person who would it be?
View Answer
Reason for Declining – Because it is clearly a scam. They deceive you on many levels like saying they make more than 2 million a year (just in renewals and this is the regional manager's claimed pay, not the company's), show incomplete graphs of Torchmark's (the parent company) stock price up to 2005 and pretend it wasn't affected during the 2008 market crash, pretend you are one of the selected few to interview, and pretend that you need to interview immediatelyt o quality.
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About American Income Life Insurance Company American Income Life Insurance Company (AIL) is one of the largest providers of supplemental insurance coverage to labor unions, credit unions, and associations. American… — Full Overview
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