American Income Life LIFE Interview Questions

Updated Apr 22, 2015
13 Interview Reviews

Interview Experience

Interview Experience

23%
30%
46%

Getting an Interview

Getting an Interview

35%
31%
13%

Interview Difficulty

2.1
Average

Interview Difficulty

Hard

Average

Easy

13 Candidate Interview Reviews Back to all Interviews

Sort: Popular Date Difficulty
  1. Helpful (1)  

    Life Only Agent Interview

    Anonymous Interview Candidate
    Accepted Offer
    Neutral Experience
    Easy Interview
    Accepted Offer
    Neutral Experience
    Easy Interview

    Application

    I applied through other source. The process took 2 weeksinterviewed at American Income Life.

    Interview

    The hiring process started out with me receiving an email about a job opportunity with a Labor Union. Walked into the waiting room to be interviewed along side several others and I had to refill out everything again on paper that I had already filled out online. I was told to come in at let's say noon, and wasn't interviewed til the order of when I was able to turn in the previously mentioned papers. The interviewing process was rushed because of the amount of people in the waiting room and after about three to four minutes into the interview I was asked if I wanted to stay for the next stage of the hiring process. No mention of the labor union or anything I studied about the company was asked of me (because the advertisement for the job was totally different then what they were actually hiring for). Despite this, several other colleagues and I continued to the next part of the hiring process and come to find out this was a sales job with great potential to make a decent to great income! They sent us home after filling out a couple short answer survey questions and a scenario questionnaire. Later that day they called those who I guess passed and asked us to come in for a second interview. At the second interview I saw only a handful of the people that were at the initial interview alongside many new faces; assuming a new batch of interviewees. Just another red flag, why did they need so many new people just having interviewed so many the week before? SO I went through to the second interview about an hour after I was told to be there and was hired. All in all it was an uncomfortable/odd/rushed/confused interviewing process and with them being sales people, they were able to convince me to take on a totally different job then what I had initially thought I was being interviewed for.

    Interview Questions

    • They will read directly off what you put down on the questionnaire. So if you were to put, "I'm a hard worker.", you may be asked to give an example of when being a hard worker paid off for you. I don't believe they're trained in the interviewing or hiring process, so they're pretty basic interview questions. But that was my experience, I don't know what other managers there would ask. I'd assume the same thing of most of them though.   Answer Question

    Negotiation

    Advice I'd give to other people is if you are set on a pure commissions based job, and willing to work very long hours to get a lot of money then go for it! It wasn't my type of work and I felt like I was deceiving those that I would be selling to. There are more riches in this world then the almighty dollar sign; didn't want to go against my morals just for monetary gain.

  2.  

    Life Insurance Agent Interview

    Anonymous Interview Candidate in Denver, CO
    Accepted Offer
    Negative Experience
    Easy Interview
    Accepted Offer
    Negative Experience
    Easy Interview

    Application

    I applied through a recruiter. The process took a weekinterviewed at American Income Life (Denver, CO) in November 2014.

    Interview

    big panel interview then random questions that dont apply to anything. and they throw numbers out there at a ridiculous amount of a salary that wasnt ever achieve by them or anyone else of that matter

    Interview Questions

  3.  

    Life Insurance Agent Interview

    Anonymous Interview Candidate
    Accepted Offer
    Negative Experience
    Easy Interview
    Accepted Offer
    Negative Experience
    Easy Interview

    Application

    I applied through a recruiter. The process took a weekinterviewed at American Income Life in August 2014.

    Interview

    They called me telling me I applied online, I did not. I said, "is this a sales type job? If so, I am not interested." They said, "Well, we have sales jobs, but there are other jobs available, so why don't you come in and check it." So needless to say, I believed her and came in. They did a seminar, showed you the great potential of what you can do there. That you can make all this money, with basic effort. But with a lot of hard work, you can make a lot more.

    Interview Questions

    • What do you feel is your biggest accomplishment?   1 Answer

    Negotiation

    There was no negotiation phase. You basically take it or leave it.

  4. Is this helpful? The community relies on everyone sharing – Add Anonymous Interview Review


  5.  

    Life Insurance Agent Interview

    Anonymous Interview Candidate
    Accepted Offer
    Neutral Experience
    Easy Interview
    Accepted Offer
    Neutral Experience
    Easy Interview

    Application

    I applied through a recruiter. The process took 2 daysinterviewed at American Income Life in August 2014.

    Interview

    Well to start off, I found their add on Craigslist which was pretty vague and didn't even tell me who the actual company was. It just mentioned briefly about being a part of Torchmark. But I decided to send them my resume, and during the same day I received a response back saying that my resume matched what they were looking for. So I scheduled an interview for a couple days later and sat down with a manager for about 10-15 minutes where he asked the basic interview questions. For example: Why would you be a good fit, What's most important to you in a career, etc. Then they have you sit in on a company overview with the other candidates and also answer all your questions. Then they have you fill out a questionnaire at the end of the overview. They say that they will review it and if they like it they will call you back about a second interview. The second interview for me only lasted about 10 minutes before they offered me the job and then immediately after asks for $200 for their licensing class without mentioning anything ahead of time, so it caught me off guard. Lastly they give you your schedule for the next week so you can start your licensing class. Just be careful because they will throw money in your face, about all the potential there is, but they avoid mentioning that there aren't any guarantees.
     Hope this helps.

    Interview Questions

    Negotiation

    There really isn't any negotiation seeings that the job is commission based so you can't negotiate salary.

  6. Helpful (1)  

    Declined Offer
    Negative Experience
    Easy Interview
    Declined Offer
    Negative Experience
    Easy Interview

    Application

    I applied through a recruiter. The process took a dayinterviewed at American Income Life (San Antonio, TX) in July 2014.

    Interview

    I got called into this interview because they found my resume online. The man who recruited me said the base salary was $40,000 and the hours are flexible. He also described the position as a benefits coordinator that went out to meet with it's union members that are already clients and speak to them about their benefits and renewals. When I went the the interview it was an orientation for other people regarding the history of the business and why this career can make you successful as a SALES REP (selling insurance). The initial phone interview was misleading, and this is a pyramid scheme. The try to sell you on the opportunity of moving up and owning your own office. No thank you.

    Reasons for Declining

    This is commission based- and you must buy into this as an investment.

  7.  

    Life Insurance Producer Interview

    Anonymous Interview Candidate in Cordova, TN
    Accepted Offer
    Negative Experience
    Easy Interview
    Accepted Offer
    Negative Experience
    Easy Interview

    Application

    I applied through a recruiter – interviewed at American Income Life (Cordova, TN) in April 2014.

    Interview

    As "ad hoc" and random a possible for show. Everyone is hired once they get their license. They lie in order to get individuals into the office while preying specifically on the desperate.

    Interview Questions

    • "You're here for the management position, correct?"   1 Answer
  8. Helpful (1)  

    Life Insurance Producer Interview

    Anonymous Interview Candidate
    Accepted Offer
    Positive Experience
    Difficult Interview
    Accepted Offer
    Positive Experience
    Difficult Interview

    Application

    I applied online. The process took 2 weeksinterviewed at American Income Life.

    Interview

    group interview, really about the company, if they like you they will call you back that night or the next morning, final interview, online or class training, or both, life insurance exam, orientation, paperwork, class, booking room for call night, field training, get you numbers, write your business, make your money! this is about 2 weeks assuming you pass the exam your first time.

    Interview Questions

    • They are serious about the 5-7 hours of studying a day, its like half a semester of college classes rolled into a week, study 90 minutes at a time, take a break, then go back, its a lot to take it but its so worth it.   1 Answer

    Negotiation

    There is no need to negotiate anything, remember, YOU WRITE YOUR OWN PAYCHECK EVERY DAY OF EVERY WEEK!

  9.  

    Life Insurance Producer Interview

    Anonymous Interview Candidate in West Orange, NJ
    Accepted Offer
    Neutral Experience
    Average Interview
    Accepted Offer
    Neutral Experience
    Average Interview

    Application

    I applied through a recruiter. The process took 2 daysinterviewed at American Income Life (West Orange, NJ).

    Interview

    I was called and asked if I would be able to attend an interview, to which I agreed. The office is largish; not all of the employees present a professional appearance. First there was an individual interview; then I decided to stay for a video presentation. This was followed by another interview during which I was told various things about the firm which in the end were not true. I was told that if I was accepted I would be called and hired.

    Interview Questions

    • There were no technical questions. I was asked how competitive I was and how much money I wanted to make.   1 Answer

    Negotiation

    There was no negotiation.

  10.  

    Life Producer Interview

    Anonymous Interview Candidate
    Accepted Offer
    Neutral Experience
    Easy Interview
    Accepted Offer
    Neutral Experience
    Easy Interview

    Application

    I applied online. The process took 2 daysinterviewed at American Income Life in June 2013.

    Interview

    They will email you, do a general interview, put you through a group introduction, and then interview you again and hire you. They briefly show you the commission scale. I don't think they care about the interview process as they are interested in getting in more warm bodies to collect referrals and make cold calls.

  11.  

    Life Insurance Agent Interview

    Anonymous Interview Candidate in Pittsburgh, PA
    Accepted Offer
    Positive Experience
    Difficult Interview
    Accepted Offer
    Positive Experience
    Difficult Interview

    Application

    I applied through a recruiter. The process took 3 weeksinterviewed at American Income Life (Pittsburgh, PA) in December 2012.

    Interview

    Must be able to learn quickly, follow process, take feedback, work smart and hard, willing to give time to get the rewards

    Interview Questions

    • what are your 5 year goals   1 Answer

    Negotiation

    open and honest as to how to grow the monetary rewards

Work at American Income Life? Share Your Experiences

American Income Life

 
Click to Rate
or

The difficulty rating is the average interview difficulty rating across all interview candidates.

The interview experience is the percentage of all interview candidates that said their interview experience was positive, neutral, or negative.

Your response will be removed from the review – this cannot be undone.