American Income Life

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American Income Life LIFE Interview Questions

Updated Oct 30, 2014
Updated Oct 30, 2014
10 Interview Reviews

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  1.  

    Life Only Agent Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied through other source. The process took 2 weeksinterviewed at American Income Life.

    Interview Details

    The hiring process started out with me receiving an email about a job opportunity with a Labor Union. Walked into the waiting room to be interviewed along side several others and I had to refill out everything again on paper that I had already filled out online. I was told to come in at let's say noon, and wasn't interviewed til the order of when I was able to turn in the previously mentioned papers. The interviewing process was rushed because of the amount of people in the waiting room and after about three to four minutes into the interview I was asked if I wanted to stay for the next stage of the hiring process. No mention of the labor union or anything I studied about the company was asked of me (because the advertisement for the job was totally different then what they were actually hiring for). Despite this, several other colleagues and I continued to the next part of the hiring process and come to find out this was a sales job with great potential to make a decent to great income! They sent us home after filling out a couple short answer survey questions and a scenario questionnaire. Later that day they called those who I guess passed and asked us to come in for a second interview. At the second interview I saw only a handful of the people that were at the initial interview alongside many new faces; assuming a new batch of interviewees. Just another red flag, why did they need so many new people just having interviewed so many the week before? SO I went through to the second interview about an hour after I was told to be there and was hired. All in all it was an uncomfortable/odd/rushed/confused interviewing process and with them being sales people, they were able to convince me to take on a totally different job then what I had initially thought I was being interviewed for.

    Interview Questions
    • They will read directly off what you put down on the questionnaire. So if you were to put, "I'm a hard worker.", you may be asked to give an example of when being a hard worker paid off for you. I don't believe they're trained in the interviewing or hiring process, so they're pretty basic interview questions. But that was my experience, I don't know what other managers there would ask. I'd assume the same thing of most of them though.   Answer Question
    Negotiation Details
    Advice I'd give to other people is if you are set on a pure commissions based job, and willing to work very long hours to get a lot of money then go for it! It wasn't my type of work and I felt like I was deceiving those that I would be selling to. There are more riches in this world then the almighty dollar sign; didn't want to go against my morals just for monetary gain.
    Accepted Offer
    Neutral Experience
    Easy Interview
  2. 1 person found this helpful  

    Benefits Coordinator American Income Life=- Carvajal Agency- SAN Antonio, TX Interview

    Anonymous Interview Candidate in San Antonio, TX
    Anonymous Interview Candidate in San Antonio, TX
    Application Details

    I applied through a recruiter. The process took a dayinterviewed at American Income Life in July 2014.

    Interview Details

    I got called into this interview because they found my resume online. The man who recruited me said the base salary was $40,000 and the hours are flexible. He also described the position as a benefits coordinator that went out to meet with it's union members that are already clients and speak to them about their benefits and renewals. When I went the the interview it was an orientation for other people regarding the history of the business and why this career can make you successful as a SALES REP (selling insurance). The initial phone interview was misleading, and this is a pyramid scheme. The try to sell you on the opportunity of moving up and owning your own office. No thank you.

    Reasons for Declining

    This is commission based- and you must buy into this as an investment.

    Declined Offer
    Negative Experience
    Easy Interview
  3.  

    Life Insurance Producer Interview

    Anonymous Interview Candidate in Cordova, TN
    Anonymous Interview Candidate in Cordova, TN
    Application Details

    I applied through a recruiter – interviewed at American Income Life in April 2014.

    Interview Details

    As "ad hoc" and random a possible for show. Everyone is hired once they get their license. They lie in order to get individuals into the office while preying specifically on the desperate.

    Interview Questions
    • "You're here for the management position, correct?"   View Answer
    Accepted Offer
    Negative Experience
    Easy Interview
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  5. 1 person found this helpful  

    Life Insurance Producer Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied online. The process took 2 weeksinterviewed at American Income Life.

    Interview Details

    group interview, really about the company, if they like you they will call you back that night or the next morning, final interview, online or class training, or both, life insurance exam, orientation, paperwork, class, booking room for call night, field training, get you numbers, write your business, make your money! this is about 2 weeks assuming you pass the exam your first time.

    Interview Questions
    • They are serious about the 5-7 hours of studying a day, its like half a semester of college classes rolled into a week, study 90 minutes at a time, take a break, then go back, its a lot to take it but its so worth it.   View Answer
    Negotiation Details
    There is no need to negotiate anything, remember, YOU WRITE YOUR OWN PAYCHECK EVERY DAY OF EVERY WEEK!
    Accepted Offer
    Positive Experience
    Difficult Interview
  6.  

    Life Insurance Producer Interview

    Anonymous Interview Candidate in West Orange, NJ
    Anonymous Interview Candidate in West Orange, NJ
    Application Details

    I applied through a recruiter. The process took 2 daysinterviewed at American Income Life.

    Interview Details

    I was called and asked if I would be able to attend an interview, to which I agreed. The office is largish; not all of the employees present a professional appearance. First there was an individual interview; then I decided to stay for a video presentation. This was followed by another interview during which I was told various things about the firm which in the end were not true. I was told that if I was accepted I would be called and hired.

    Interview Questions
    • There were no technical questions. I was asked how competitive I was and how much money I wanted to make.   View Answer
    Negotiation Details
    There was no negotiation.
    Accepted Offer
    Neutral Experience
    Average Interview
  7.  

    Life Producer Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied online. The process took 2 daysinterviewed at American Income Life in June 2013.

    Interview Details

    They will email you, do a general interview, put you through a group introduction, and then interview you again and hire you. They briefly show you the commission scale. I don't think they care about the interview process as they are interested in getting in more warm bodies to collect referrals and make cold calls.

    Accepted Offer
    Neutral Experience
    Easy Interview
  8.  

    Life Insurance Agent Interview

    Anonymous Interview Candidate in Pittsburgh, PA
    Anonymous Interview Candidate in Pittsburgh, PA
    Application Details

    I applied through a recruiter. The process took 3 weeksinterviewed at American Income Life in December 2012.

    Interview Details

    Must be able to learn quickly, follow process, take feedback, work smart and hard, willing to give time to get the rewards

    Interview Questions
    Negotiation Details
    open and honest as to how to grow the monetary rewards
    Accepted Offer
    Positive Experience
    Difficult Interview
  9.  

    Insurance Sales -Life and Health Interview

    Anonymous Interview Candidate in Minneapolis, MN
    Anonymous Interview Candidate in Minneapolis, MN
    Application Details

    The process took a dayinterviewed at American Income Life in July 2010.

    Interview Details

    I went to the interview at 10am and was about 10 minues early. After the interview, they asked me to stay for a group meeting / presentation which was schedule to start in 30 minutes. The presentation was an hour. After the presentation, I met with my contact and debriefed for 20 - 30 minutes. In all I was there for about 3 hours. I thought I was going in for a standard 20 - 30 minute interview. I thought it was very strange / big RED FLAG that the HR contact told me they interview several hundred people each week.

    Interview Questions
    No Offer
    Negative Experience
    Average Interview
  10.  

    Supervising Life Insurance Agent Interview

    Anonymous Interview Candidate in Los Angeles, CA
    Anonymous Interview Candidate in Los Angeles, CA
    Application Details

    I applied online. The process took a dayinterviewed at American Income Life in October 2009.

    Interview Details

    Seems hokey....but if you have the skills and think you can do it let them know. You do have to memorize a 6 page script verbatim and know how to go in and out of it.

    Interview Questions
    • Why do you think you can sell life Insurance?   View Answer
    Negotiation Details
    No negotiation. 100% commission.
    Accepted Offer
    Positive Experience
    Average Interview
  11.  

    Insurance Sales -Life and Health Interview

    Anonymous Interview Candidate in Kansas City, MO
    Anonymous Interview Candidate in Kansas City, MO
    Application Details

    The process took 2 daysinterviewed at American Income Life in June 2009.

    Interview Details

    They first called and set up an interview time. I get there and am put in a room with 10 or so other people, who certainly did NOT seem as qualified as I was. There were people in there wearing jeans, sweatshirts, flip flops, so on and so fourth. They will take anyone, because they will make money off you regardless.

    Interview Questions
    • Do you have a dependable vehicle to get to sales appointments?   View Answer
    • Do you consider yourself a leader?   Answer Question
    Reasons for Declining

    Decline

    Declined Offer
    Negative Experience
    Easy Interview

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