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I have been working at Federal Reserve Bank of Richmond full-time (More than 5 years)
Mission, security, pension, flexibility, value of your work. Average tenure is 30+ years for a reason. You can really make relationships and find a home with the shared values and mission to the nation and economy.
mission and culture only go so far; it works you to the bone and the pay is tough to keep with when it's not as competitive with the market, when you're finding it hard to make ends meet. At times, it's like governmental agency, even though each Reserve Bank is a private legal entity.
Advice to Management
Do more with less can not mean work longer hours. Finding efficiencies and being agile requires a level of risk acceptance that it not historically acceptable for the mission critical systems.