Aflac Reviews

Updated August 18, 2014
Updated August 18, 2014
665 Reviews

3.1
665 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Aflac Chairman and CEO Dan Amos
Dan Amos
380 Ratings

Review Highlights

Pros
  • You can set your own hours, work from virtually anywhere, and there is unlimited income potential (in 20 reviews)

  • Management is very engaged with making sure that employees maintain a good work-life balance (in 19 reviews)


Cons
  • No base salary or ramp up funds to help beginners, training is not so great (in 24 reviews)

  • lack of initial support - but it's like any 100% commission job: "you reap what you sow" (in 34 reviews)

More Highlights

112 Employee Reviews Back to all reviews

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  1.  

    Weak Training is an Understatement

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac for more than a year

    Pros

    Could come and go as pleased. No real accountability.

    Cons

    Made $9k first year, and was an award winner for consistent production...you do the math. They charge reps for the ducks, btw.

    Advice to ManagementAdvice

    Don't hire kids out of college, it's just not a place for young folk to cut their teeth.

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  2. 1 person found this helpful  

    SCAM, it is a pyramid scam that only makes money for the upper management. high turn over rate will COST you money

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Aflac Sales  in  Springdale, AR
    Former Employee - Aflac Sales in Springdale, AR

    I worked at Aflac full-time for less than a year

    Pros

    If you know a lot of ppl in an unsaturated area (good luck finding one) you might make a few dollars. You can kind of make your own hours, but must work a lot.

    Cons

    it's basically a scam, I would run far and fast!! hard on your car too

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  3. 2 people found this helpful  

    Terrible place to work

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Intern  in  Houston, TX
    Former Employee - Intern in Houston, TX

    I worked at Aflac as an intern for less than a year

    Pros

    I honestly cannot write any pros about this employer because it is a terrible place to work. They claim that you will make so much money working for them but that is a lie. The turnover of employees there is very high. In fact, when I came for the first day of my internship, no one has been there for more than a month, and most people were new just like me.

    Cons

    They do not pay you a single penny until you sell one of their policies (which nobody in their right mind should want to purchase because those policies are complete trash). They give you a script and a list of phone numbers and tell you to make 300 calls per hour (out of these 300 calls, you will be hung up of 100 times, and the other 200 numbers would be disconnected).

    Advice to ManagementAdvice

    Just shut the place down, it is worthless.

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
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  5. 1 person found this helpful  

    You don't own your own business...........liars

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Associate  in  Richmond, VA
    Current Employee - Associate in Richmond, VA

    I have been working at Aflac full-time for more than 10 years

    Pros

    Good products and good paying claims. Name recognition.

    Cons

    Recruiters promise big money and owning your business to get people to sign on. Lowest commissions in industry. Coordinator positions go to the yes people and biggest rats.

    Advice to ManagementAdvice

    Get rid of all the commission based coordinators. More and more make a living off screwing the associates. You have people with no insurance background getting contracts as coordinators. Listen to your vets before you lose them all. Recognize letters of record from veteran associates, they have the relationships with the accounts not the coordinators. Higer professional management to run states and regions with a salary so they will do things right and with ethics. Treat people in the field the way you treat people in Columbus.

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
  6.  

    Not what i expected

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Business Marketing Management  in  College Park, MD
    Current Employee - Business Marketing Management in College Park, MD

    I have been working at Aflac as an intern for less than a year

    Pros

    You will learn great communication skills

    Cons

    Cold calling!!!! All day long.
    Tons of rejection
    No pay, only commission, %100.

    Doesn't Recommend
    Neutral Outlook
  7.  

    Must be a salesperson

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Sales Associate  in  Bridgeport, CT
    Current Employee - Sales Associate in Bridgeport, CT

    I have been working at Aflac full-time for more than 3 years

    Pros

    If you're at the top of the pyramid you make money

    Cons

    Hard to make any money

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  8. 2 people found this helpful  

    Pyramid scam

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Sales Account  in  Atlanta, GA
    Current Employee - Sales Account in Atlanta, GA

    I have been working at Aflac full-time for more than a year

    Pros

    Well you think the brand would be an asset in selling but they bring in 100's of new reps yearly and just grind through them. The promise huge incentives but very few probably less than 1% can make enough to survive.

    Cons

    You can not write business using your own laptop. They want you to "invest" in one of theirs which runs about $1500 for a comparable $500 laptop. No draw you pay for evertything

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  9.  

    It is a lesson I will take with me

    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac full-time for more than a year

    Pros

    the people and the perks

    Cons

    leadership is poor and most are in the wrong positions. Too many family members

    Advice to ManagementAdvice

    Try to listen and not exhert so much positional power

  10. 5 people found this helpful  

    IF IDIOTS COULD FLY, AFLAC WOULD BE AN AIRPORT. Negative Star Rating.

    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac

    Pros

    Quality relevant product. Great national brand recognition.

    Cons

    The lies start in the interview process. They will hire anyone and feed you lies about income and schedule freedom. They violate your 1099 agreement with mandatory meetings. There's a constantly revolving door of management. I've been repeatedly stolen from and cheated out of commissions by agents and management alike. Management makes overrides on commissions structured like an MLM. They've hired more reps than there are businesses in West MI over the years. They focus on opening new accounts and burn through new agents families and friends for new business, and never provide any service. New agents don't last beyond the business they write with friends and family. My own family and friends will not do business with me as a result of their past experiences with Aflac. Internally the joke is: AFLAC stands for "Alcoholics Finally Land A Career." They are proud to have been banned from the JW Marriott for violating their liquor license by providing their own booze at a party/conference they threw there. By far the most unprofessional bunch of "benefits advisors" around. You will not be able to distinguish yourself from the hoard/swarm of other agents "just stopping in" to businesses unannounced. If you have money to burn and love door to door cold call sales, and are looking to party this is the place for you. While what I say sounds extreme it's true and needs to be told. On the surface it seems legit, but couldn't be a greater farce. The Peter Principle is in full effect here. Incompetent dishonest hacks. Systemic failures. It's nearly impossible to overcome the negative momentum from the local market reputation to the back end administrative nightmares that will hamper any success you have. I'm sorry to write such a review but the truth must be told. I would not be surprised if additional positive reviews suddenly appear in an effort to bury this negative review. Save yourself.

    Advice to ManagementAdvice

    Focus on quality over quantity and invest in the agents you hire. Create territories. Stop the deception. Create a system where everyone is incentivized toward mutual success. Get rid of all the bad apples and start over. Apologize to the business community at large for the antics that have ruined your local reputation.

  11. 1 person found this helpful  

    You can work as hard as you want to, it don't mean you will earn anything.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Outside Sales Associate  in  Cleveland, OH
    Former Employee - Outside Sales Associate in Cleveland, OH

    I worked at Aflac as a contractor for less than a year

    Pros

    Make your own hours, your own schedule, boss. Solid products, plenty of corporate support. Gives you all the tools you need except a base salary.

    Cons

    Saturated market. Way too many agents have worked our area to death. Everyone already knows what Aflac is and don't want it, don't care. Even worse residing in a financially depressed area. No base salary, you will quickly end up spending your own money for a company that has 700 billion in assets. Prospecting method is outdated and ineffective.

    Advice to ManagementAdvice

    Offer a base salary, new agents need the buffer of still having an income while creating their book of business. Putting the entire financial responsibity on a new agent in a saturated market is unfair. Also have hiring managers stop selling a lifestyle and start actually interviewing people for a job/position. Aflac will take any warm body so higher up reps can earn vacations and bonuses.

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO

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