Combined Insurance

www.combinedinsurance.com

Combined Insurance Reviews

Updated January 22, 2015
Updated January 22, 2015
194 Reviews
3.0
194 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Combined Insurance President Brad Bennett
Brad Bennett
72 Ratings

Review Highlights

Pros
  • Great positive mental attitude atmosphere (in 8 reviews)

  • The advantages of working for Combined are the initial training of its products and sale culture or the PMA (positive mental attitude) philosophy (in 8 reviews)


Cons
  • Driving it is a door to door sales position so it requires you to drive to all your clients (in 11 reviews)

  • Territory managers have poor coaching skills and therefore micromanage their agents (in 12 reviews)

More Highlights

47 Employee Reviews Back to all reviews

Sort: Popular Rating Date
  1. 2 people found this helpful  

    Way too many chargebacks!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee in Haverhill, MA
    Former Employee - Anonymous Employee in Haverhill, MA

    I worked at Combined Insurance

    Pros

    good bonuses to start first couple months, develop PMA positive mental attitude

    Cons

    You have to pay back all the cancelled sales within 9 months ouch! You have to beg people to buy a product they can't afford and most will not keep. and no one understands it.

    Advice to ManagementAdvice

    good luck

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  2. 2 people found this helpful  

    There was a big disconnect from concepts taught in their sales school and what goes on at the local level.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Territory Sales Manager
    Former Employee - Territory Sales Manager

    I worked at Combined Insurance full-time (less than a year)

    Pros

    You can make a living if you work really har and they do provide benefits and take out taxes.

    Cons

    High turn over of agents and managers.

    Advice to ManagementAdvice

    Possitive Mental Attitude should be everywhere and it's not.

    Doesn't Recommend
    Negative Outlook
    Approves of CEO
  3. 1 person found this helpful  

    Good company to start with.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Insurance Sales Agent in Rochester, NY
    Former Employee - Insurance Sales Agent in Rochester, NY

    I worked at Combined Insurance

    Pros

    Great training program and process. Good pay at first. Hands on. Good place to learn.

    Cons

    Pay decreases over time. No sales no money.

    Advice to ManagementAdvice

    Go out in the field more with new hires.

    Recommends
    Positive Outlook
    Approves of CEO
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  5. 1 person found this helpful  

    Underwriting

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Combined Insurance

    Pros

    - Basic applications to review
    - Well documented manuals to reference
    - Great for those looking to break into the insurance industry

    Cons

    - Micromanagement
    -Minimal room for advancement
    - Multiple incidences of bug problems in the office (beg bugs, roaches, etc)

    Advice to ManagementAdvice

    Reward those who work hard and try to keep an open door policy for employees to approach you with issues, problems and suggestions for self and company improvement

    Doesn't Recommend
    Neutral Outlook
    Approves of CEO
  6. 1 person found this helpful  

    Sales Rep

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Combined Insurance

    Pros

    The money and residuals were great

    Cons

    I was only home on Saturday. I traveled or was on the road Sunday through Thursday. A lot easier when you don't have a family

    Advice to ManagementAdvice

    Great training but after training not a lot of guidance.

    Recommends
    Neutral Outlook
    No opinion of CEO
  7. 2 people found this helpful  

    Good motivation at the sales school, the real worlds is completely different.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Agent in New York, NY
    Current Employee - Agent in New York, NY

    I have been working at Combined Insurance

    Pros

    You work on you own time, and make your own salary in comissions

    Cons

    You will get shut down a lot, and thats something you need to overcome if you want to succeed in this business

    Advice to ManagementAdvice

    Better micromanagement would help agents

    Recommends
    Neutral Outlook
    No opinion of CEO
  8.  

    ok job

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Combined Insurance

    Pros

    flexible schedule, can make a lot of money, good training, provide you with all the tools you need

    Cons

    might not make a lot of money, have to work REALLY hard, get a lot of charge backs, always competing with alfac

  9. 2 people found this helpful  

    Pressure to work seven days, twelve or more hours per day.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Insurance Sales Agent in Syracuse, NY
    Current Employee - Insurance Sales Agent in Syracuse, NY

    I have been working at Combined Insurance full-time (more than a year)

    Pros

    If you are successfull at selling supplimental insurance, you can make good money. Bonus program is a plus.

    Cons

    High pressure from superiors to works seven days a week at twelve to thirteen hour days. Mandatory meetings and constant badgering to sell more.

    Advice to ManagementAdvice

    Consider discussing work-life balance and more positive support .

    Doesn't Recommend
    No opinion of CEO
  10. 1 person found this helpful  

    life and health insurance agent

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Sales Agent in Chicago, IL
    Former Employee - Sales Agent in Chicago, IL

    I worked at Combined Insurance full-time (less than a year)

    Pros

    intense training they to make sure you are 100% customer service.

    Cons

    too many meetings, not enough managers for all the new agents.

    Approves of CEO
  11.  

    Good Money/Hard Work

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Combined Insurance

    Pros

    Great Money, easy barrier to entry.

    Cons

    Morbid conversations, high stress, a ton of work/time

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