Combined Insurance

  www.combinedinsurance.com
  www.combinedinsurance.com

Combined Insurance Reviews

Updated December 13, 2014
Updated December 13, 2014
176 Reviews
3.1
176 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Combined Insurance President Brad Bennett
Brad Bennett
64 Ratings

Review Highlights

Pros
  • Great positive mental attitude atmosphere (in 8 reviews)

  • The advantages of working for Combined are the initial training of its products and sale culture or the PMA (positive mental attitude) philosophy (in 8 reviews)


Cons
  • Driving it is a door to door sales position so it requires you to drive to all your clients (in 11 reviews)

  • Territory managers have poor coaching skills and therefore micromanage their agents (in 12 reviews)

More Highlights

29 Employee Reviews Back to all reviews

Sort: Popular Rating Date
  1.  

    Great Experience... Opportunity is unlimited. Great Training.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Sales Agent in Newport News, VA
    Current Employee - Sales Agent in Newport News, VA

    I have been working at Combined Insurance

    Pros

    One reason would be incentives, they are a structure company, which teaches positive attitudes.

    Cons

    I haven't met a challenge yet..

    Advice to ManagementAdvice

    To Management, thanks for the Modern Technology of the IPad. It makes my work a lot easier.

    Recommends
    Positive Outlook
    Approves of CEO
  2.  

    I've worked here 25 years and love it!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Account Executive in Tolland, CT
    Current Employee - Account Executive in Tolland, CT

    I have been working at Combined Insurance full-time (more than 10 years)

    Pros

    You write your own paycheck like in any sales job. The support and recognition are endless. The offer amazing incentives and you get to help people with their fantastic products.

    Cons

    You have to be willing to risk failure fore success. No problem with that!

    Advice to ManagementAdvice

    None

    Recommends
    Positive Outlook
    Approves of CEO
  3.  

    Interview Process

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Territory Manager in Atlanta, GA
    Current Employee - Territory Manager in Atlanta, GA

    I have been working at Combined Insurance full-time (less than an year)

    Pros

    Great people, large company. Great Benefits. Policies are issued fast.

    Cons

    Low commission. Company is just starting to digitize applications

    Advice to ManagementAdvice

    Recognize top talent when you see it and don't be afraid to pay people what they are worth.

    Recommends
    Positive Outlook
    Approves of CEO
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  5.  

    Good Company, Bad decisions

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Retention in Chicago, IL
    Former Employee - Retention in Chicago, IL

    I worked at Combined Insurance as a contractor (more than an year)

    Pros

    Great Incentives, Semi-relaxed atmosphere, There isn't a lot of micro managing here, for the most part you are allowed to just do your job. My Immediate Supervisor was really respectful. I gained a passion for more knowledge of the insurance business. There are a lot ways to keep your motivation high, like food days(yes they feed you) and an in-house food court. The potential to win gift cards to places you actually shop, And other company events. no weekend or evening shifts.

    Cons

    Company decided to retain and train employees that were not in my opinion good fits for the positions, One that they paid for and gave to opportunity to take the licensing exam failed the exam to my understanding more than three times, Which the company had to pay for ALL THREE TIMES whereas some including myself were not given the opportunity to even take the exam Once. Another to my understanding could pass a drug screening. Another was just promised a job because well i don't know maybe past experience. Even though i had been there longer and had proven my ability with high performance and enthusiasm.

    Advice to ManagementAdvice

    Pay attention to who actually wants to do the work versus who you can go out n have a cigarette with. You made bad decisions and attempted to hire employees using high school politics instead of proven ability. You are a good company that can do better. Fire management that makes these bad decisions.

    No opinion of CEO
  6.  

    All you need to succeed

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Human Resources in Brooklyn, NY
    Current Employee - Human Resources in Brooklyn, NY

    I have been working at Combined Insurance full-time (more than 3 years)

    Pros

    Combined provides you with all you need to be a successful sales person. Their supplemental insurance products are excellent, Disability Income, Accident & sickness protection, Critical and Cancer policies and Life insurance. The training you are given takes you from a ZERO to a hero! Starting with License training , Two weeks in their Chicago Sales School and then paid field training. They give you an ongoing supply of company paid leads, Full benefits, bonuses, residuals... its a great vehicle for anyone looking at a sales career.

    Cons

    You need to be highly desciplined, have great time management skills and be super moivated. You need to be a self starter since once you are trained your managers do not micro manage. There really are no regulare hours so you need to be flexible with your schedule.

    Advice to ManagementAdvice

    Keep track of managers that do not train properly.

    Recommends
    Positive Outlook
    Approves of CEO
  7. 1 person found this helpful  

    Stepping stone...

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Combined Insurance

    Pros

    I started here in an entry level position after college. I was not planning on staying with the company long, but the opportunity for growth is unlimited here. If you work hard, your efforts are repaid. Working in the corporate office in Glenview, you see Brad Bennett(CEO) walking around at least 3 times a week. He acknowledges all employees with a kind hello/smile. He is the backbone of Combined and has the right ideas to grow the company.

    Cons

    When i first started the entry level role, there was little to no training provided. Also, some managers were and are still not helpful. They refer your questions to an online company portal, instead of just helping you.

    Advice to ManagementAdvice

    My advice to upper management is to hire young talent in the Marketing department. It seems this department functions like they are still in the 70s. Fresh ideas could really be helpful!

    Recommends
    Positive Outlook
    Approves of CEO
  8. 1 person found this helpful  

    Really good growing company

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee in Chicago, IL
    Current Employee - Anonymous Employee in Chicago, IL

    I have been working at Combined Insurance full-time (less than an year)

    Pros

    For me, the work day ends at 5. I get my work done throughout the day and can leave on time. The office location is great. My pay and benefits are really solid. My management team is top notch and really forward thinking. Company is aligning itself properly to have continued growth.

    Cons

    Can have to get through a lot of layers to have a new process approved. Can be counter-productive.

    Advice to ManagementAdvice

    Try to step out from ACE a little more.

    Recommends
    Positive Outlook
    Approves of CEO
  9.  

    Good job

    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Combined Insurance

    Pros

    Great benefits. Really loved my job; had many years with them.

    Cons

    Will merge offices to get rid of employees. Then you end up in unemployment line no matter how long you've been there

    Advice to ManagementAdvice

    Keep your long term employees as they are loyal

  10. 1 person found this helpful  

    A great Place to Work

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Insurance Agent in Bohemia, NY
    Current Employee - Insurance Agent in Bohemia, NY

    I have been working at Combined Insurance full-time (more than an year)

    Pros

    Combined gives you all the tools that you need to succeed. They work hand in hand to make sure that you become a great producer. The product that you sell are great both in price and in benefit they practically sell themselves.

    Cons

    Driving it is a door to door sales position so it requires you to drive to all your clients.

    Recommends
    Positive Outlook
    Approves of CEO
  11. 2 people found this helpful  

    You get what you put in

    • Comp & Benefits
    • Work/Life Balance
    Current Employee - Sales Agent in Saint Charles, MD
    Current Employee - Sales Agent in Saint Charles, MD

    I have been working at Combined Insurance full-time (less than an year)

    Pros

    Good company to work for but you have to have to hustle your butt off. Like all sales jobs you have to be out finding new leads and promoting yourself. Company gives you leads but they are not really good. Products are good and training is excellent. Make sure you have a good Territory Manager who will work with you and keep you focused. You get what you put in. Unlimited opportunity is available but YOU have to work hard and get it.

    Cons

    You have to travel to Glenview IL for 2 weeks for training. Training allowance in not that much. Not a lot of people know who Combined Insurance is so you have to talk about company.

    Advice to ManagementAdvice

    Spend more money on advertising. Provide a longer training allowance. Invest in better leads.

    Recommends
    Neutral Outlook
    Approves of CEO

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