Family Heritage Life Insurance Reviews

Current Employee – been working at Family Heritage Life Insurance full-time

Pros – The product is something that one can believe in. A great product, in fact. There's a good potential for a good income if you can make it through all the negative parts of the job.

Cons – It's a 1099 contract labor, no compensation for gas. Everything is on your shoulders, so if you don't have any money to start out with, it's a bit tough. You get $100 for the first 10 weeks as a bonus, but it's a drop in a bucket comparing to what u spend working.
You only get 60% of 35% of an AP, so it's not a lot of money for what kind of work and time you invest into selling a policy. An average policy is $50.

Advice to Senior Management – Eliminate door-to-door approach because nowadays people buy their policies online.

Yes, I would recommend this company to a friend

Former Employee – worked at Family Heritage Life Insurance full-time for more than 7 years

Pros – Great People, some of the best sales training and sales people in the usa, Freedom to work for yourself any day off work any hours

Cons – Sadly some of the managers you work under under pay you, kinda like a multi-level marketing company would. The commission can range from 30%-over 70% but almost everyone is started at 30 and only 1or 2 managers will pay over 50% after being there over 3-4 years.
No benefits( so sad that you are an insurance company and you dont even give the people that sell for you free FHL insurance as long as your employed

Advice to Senior Management – Start everyone at 40% and have commission go up to 80% first year and residuals start 4% - 15% if someone wants to sell full time and not recruit pay them 60-80% and then later pay less if they recruit.
Give free FHL insurance to employees as long as you are selling

Yes, I would recommend this company to a friend – I'm not optimistic about the outlook for this company