Family Heritage Life Insurance

www.familyheritagelife.com
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Family Heritage Life Insurance Reviews

Updated June 24, 2015
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5.0
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Family Heritage Life Insurance President and CEO Howard Lewis
Howard Lewis
21 Ratings

Pros
  • Unlimited income opportunity, earn renewal income and vesting (in 5 reviews)

  • Great training provided at a 1 week Sales School (in 4 reviews)

Cons
  • 100% commission means if you are snowed in, stuck in a thunder storm or sick - you do not get paid (in 4 reviews)

  • Cold calling - door to door, really has its crutches (in 6 reviews)

More Pros and Cons

27 Employee Reviews

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  1. Good company to work for

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Senior Developer in Cleveland, OH
    Current Employee - Senior Developer in Cleveland, OH

    I have been working at Family Heritage Life Insurance full-time (More than 8 years)

    Recommends
    Positive Outlook
    Recommends
    Positive Outlook

    Pros

    Good Life work balance
    Good management
    Gives back to community
    Listnes to their employees

    Cons

    Noting I can think of.

    Advice to Management

    Keep up good work


  2. Sales manager and insurange agent

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Direct Sales and Sales Management in Louisville, KY
    Current Employee - Direct Sales and Sales Management in Louisville, KY

    I have been working at Family Heritage Life Insurance full-time (More than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    The products we offer truly make a difference and I'm allowed to set my own schedule. I work about 40 hours a week and I get paid much more than I actually need. I'm able to save money and get ahead here. My managers constantly ask me about MY goals and dreams, and they help me map out a plan to achieve those. The company cares more about you as a person than your amount of sales. It's a healthy place to work. We take a lot of great company trips and I get monthly stock and cash bonuses just for doing what I'm suppose to. There is a TON of room for personal AND professional growth. You do NOT have to wait to get a promotion to get into management. Advancement is earned. YOU decide the career path that is best for you. It is NOT decided for you. There's no cap on your income. The culture is very positive and encouraging. There's a lot of great training and support. I think what we do is great. Success is not given away. It's earned. But you are highly recognized and rewarded for doing well. And p.s.... did I mention that there is LIFETIME residual income?

    Cons

    I think the only con I could think of is self funded benefits. But I guess that's pretty normal for small business owners. With the amount of income you can make, it really doesn't matter.


  3. Great Career!

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Professional in Big Sky, MT
    Current Employee - Sales Professional in Big Sky, MT

    I have been working at Family Heritage Life Insurance full-time

    Recommends
    Positive Outlook
    Recommends
    Positive Outlook

    Pros

    The products are great. They add are of tremendous value to the client if they need to use it... and if they don't, it is a savings plan where they get all of their money back.
    The Culture of the Company is really inspiring! Everyone is focused on growth through service.

    Cons

    The autonomy can be a challenge to handle for someone that doesn't have self-discipline.

    Advice to Management

    Pay for more trips!


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  5. Great Company to work for

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Marketing Director in Morehead, KY
    Current Employee - Marketing Director in Morehead, KY

    I have been working at Family Heritage Life Insurance

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Great pay, they offer base pay/commission, bonuses, family vacations, paid training, a company Ipad, 5 day work week, gas bonuses, stock options, and much more! You will also have the opportunity for advancement in as little as 12 weeks with the option of building your own team, which means added compensation. Requirements: 18+, some sales experience preferred. Must be able to pass a background check (no felonies)

    Cons

    It is hard to get started. FHL and Bluegrass Heritage of Morehead Ky do provide warm leads, tons of marketing for you, and work with several businesses in the area, but it is still sales. You have to be able to handle rejection. But overall a great company to work for.


  6. Great Training

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Agent in Valparaiso, IN
    Current Employee - Sales Agent in Valparaiso, IN

    I have been working at Family Heritage Life Insurance full-time (More than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    I came into FHL with no sales experience. I learned the material and worked hard to learn their system. By my 3rd week, I was making more money than the salaried position I left. My trainer spent many days in the field with me helping me get started.

    Cons

    It's not for everyone. You have to work and have a good attitude to be successful. You have to take responsibility for your life and not look for excuses.

    Advice to Management

    Continue with the support, training, bonuses, stock, ect.


  7. Helpful (1)

    Great people are leading this company. Excellent experience working here.

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - National Staff in Cleveland, OH
    Former Employee - National Staff in Cleveland, OH

    I worked at Family Heritage Life Insurance

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Amazing senior management that is comprised of very high caliber individuals.
    Home office employees are hard working and uphold excellence.
    National directors and managers are very success driven with high ethical standards.
    Exceptional training for new agents.
    Heavy emphasis for ongoing management and leadership training.
    Excellent products that are crystal clear and easy to understand for policyholders.

    Cons

    I had no complaints about working here.

    Advice to Management

    Keep doing what you're doing.


  8. Personal Growth!!

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Agent in Longmont, CO
    Current Employee - Insurance Agent in Longmont, CO

    I have been working at Family Heritage Life Insurance

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    I love working with FHL because I have complete control while having complete support. I can make this job whatever I want to be. I am surrounded by people who care about and are constantly helping me get what I want. Everyone we work with is driven. Those lazy co-workers that you dislike will not make it in the business; therefore, you are surrounded by rock stars who challenge and elevate you.

    Cons

    Have to be motivated!! Not for folks just looking to skate by.

    Advice to Management

    Continue looking for ways to get folks out of the employee mindset ASAP.


  9. Great Opportunity to earn a high income regardless of sales background!

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Representative in Atlanta, GA
    Current Employee - Sales Representative in Atlanta, GA

    I have been working at Family Heritage Life Insurance full-time (More than 5 years)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Great first year earning potential and one of the fastest lifetime vesting schedules in the industry, Incredible product line featuring Return of Premium, Quality people who truly care and invest in your success, Freedom and flexibility when it comes to schedule (plan work around your life, not life around your work), Promotions are based on your results (i.e. you decide when they are given to you)

    Cons

    You have to learn how to motivate yourself and be able to handle rejection. This career takes dedication and a certain toughness, but that's why we attract the type of people that we do!


  10. The sky's the limit

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Agent
    Former Employee - Sales Agent

    I worked at Family Heritage Life Insurance full-time (Less than a year)

    Recommends
    Positive Outlook
    No opinion of CEO
    Recommends
    Positive Outlook
    No opinion of CEO

    Pros

    Keep our promises and do the right thing;
    Provide world-class service by being there when needed;
    Commit to respect and quality in all we do for our claimants and other policyholders, sales force, employees and shareholders;
    Be driven to work and grow with passion, enthusiasm and commitment; and
    Give back of our time, talent and treasure.

    Cons

    Overcoming your fears and being able to deal with rude people

    Advice to Management

    Keep up the good work


  11. Unlike Insurance as you know it. I've only been with FHL for a short time but this is the best opportunity in America.

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Agent in Columbia, MO
    Current Employee - Sales Agent in Columbia, MO

    I have been working at Family Heritage Life Insurance full-time (Less than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    The people are the best part of this organization, without a doubt. Next is the products that they are offering- which actually protect the families we service. Lastly the compensation is honestly unlike anything you will find. The leadership and training is un-matched.

    Cons

    If you can't be coachable, put in the hours, or can't talk to people it might prove difficult but don't let that discourage you from giving it an honest chance.

    Advice to Management

    Keep doing what you are doing.



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