Fred Loya Insurance Agency, Inc.

  www.fredloya.com
  www.fredloya.com

Fred Loya Insurance Agency, Inc. Reviews

Updated September 7, 2014
Updated September 7, 2014
24 Reviews
1.7
24 Reviews
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Fred Loya Jr
14 Ratings

12 Employee Reviews Back to all reviews

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  1.  

    Horrible,do not work here they take advantage of you.Please.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Customer Service Representative in North Las Vegas, NV
    Current Employee - Customer Service Representative in North Las Vegas, NV

    I have been working at Fred Loya Insurance Agency, Inc. full-time (less than an year)

    Pros

    Nothing is really good about this company but the weekly checks of $300.

    Cons

    Training you get paid nine dollars,then you go up to ten when you get your license.Now depending on which office they put you in your pay "might" go up.I was put in a not so very good office,I have no a.c or restroom in my office.I refuse for anybody to have to work here.They claims that they pay out does effect your pay also.So say if one of your customers got into a claim,loya will pay the 15,000 and you won't bonus because they had to pay it out.Your loss ratio has to be 65% or you won't bonus,if you get errors like taking a blurry picture of a vin number that's an error and it effects your pay.The management sucks.Csrs do all of the work.The schedule sucks and the way the manager gives the schedule is so unprofessional.The manager will text you and tell you to come in at this time or this at this time.You never follow your schedule.They won't let you get overtime if you do your manger will get in trouble.You work every Saturday no days off at all until one year of employment.Your life is loya no time to yourself at all.Underwriting is horrible!!!!!

    Advice to ManagementAdvice

    I just hope this company does better in the future.Thats all.

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  2.  

    Great work experience learned but also bad experience

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous
    Former Employee - Anonymous

    I worked at Fred Loya Insurance Agency, Inc. full-time (more than 3 years)

    Pros

    Reasonable pay from going thru training then once u go to an office they go up and once your with the company and your office for a certain time you get paid depending how much your office sales so that mean u can go up to 10-15 an hour. You get to learn about insurance even if you've never had experience before.

    Cons

    Everything in the office is a competition from office to office and then even from your own co workers if you have co workers that like to play dirty you better watch out for your new policies. If you dont meet your sales for the month they drop your hourly pay for a month. So lets say you making 14per hr then u dont sale enough policies the following month you will go to 10per hr. And if you do work for them make sure everything they tell you or you tell them get it down on paper because they will stab you in the back in a sec not a min. Yoy can say crooks with their employees and customers.

    Advice to ManagementAdvice

    Treat employees good so you can keep them for long periods of time oh no wait ya don't like that since once an employee meets their 5 yrs ya don't like to pay their promised benefit of $5000.

    Doesn't Recommend
    Neutral Outlook
    Disapproves of CEO
  3.  

    Demeaning employer, low wages, stressfull enviroment, no job security.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Insurance Agent in El Paso, TX
    Former Employee - Insurance Agent in El Paso, TX

    I worked at Fred Loya Insurance Agency, Inc. full-time (more than 3 years)

    Pros

    Other than they allow you to eat while at work and ask for burritos I don't find any pros.

    Cons

    Fred Loya insurance management consists of uneducated, unethical, and inexperienced individuals. Most of them don't even have an associates degree and are not aware of employee's rights. For example; if you get to work at the call center in El Paso management will make the employee clock out and stay until he or she ends up selling a policy. They won't pay you more than 38 hours per hour in order to not make themselves liable for full time employment benefits. There are several reports made to the workforce commission from current and former employees. There is also no career progression within the company. Will make employees hold an insurance agent license, but still won't pay more than $10/hour. Some of them will Eran a little bit more than those $10 and that will really depend on the relationship the employee has established with management (lots of favoritism within the company). I just used the company as a stepping stone, but will never plan in going back.

    Advice to ManagementAdvice

    Go to school. Get some management skills. Stop harassing your employees, praise and reward employees for all their good work and for keeping up with the stressful quotas and stressful job. At the end you will see better results than by intimidating your employees.

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
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  5.  

    They work you till you drop

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Insurance Agent in East Los Angeles, CA
    Former Employee - Insurance Agent in East Los Angeles, CA

    I worked at Fred Loya Insurance Agency, Inc. full-time (less than an year)

    Pros

    They pay weekly and decent $12.00 an hour job for people who just started working in the insurance industry.

    Cons

    First they make stand up every time a client walks in and when they leave you have to say good bye or else you get suspended for a day without pay. Second they make you pass out flyers like a flyer boy when its slow. Third you watch a video of the CEO of the company and you have to love the company otherwise you can get written up. Don't believe me, work for them and find out.

    Advice to ManagementAdvice

    You can work as an agent and get paid the same as a manager does here.

    Doesn't Recommend
    Neutral Outlook
    Disapproves of CEO
  6.  

    Don't waste your time here

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Customer Service Representative in Escondido, CA
    Current Employee - Customer Service Representative in Escondido, CA

    I have been working at Fred Loya Insurance Agency, Inc. full-time (less than an year)

    Pros

    There are no pros working here

    Cons

    6 day work week. bad pay, dumb managers, bad product and dumb rules.

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
  7. 1 person found this helpful  

    This company is just ridiculous. Stay away at all cost.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee in Los Angeles, CA
    Current Employee - Anonymous Employee in Los Angeles, CA

    I have been working at Fred Loya Insurance Agency, Inc. full-time (more than 5 years)

    Pros

    Don't expect a lot of perks working for this company. Only good thing going nowadays is a steady paycheck. We'll see how long that lasts.

    Cons

    Everything is wrong with this company starting with upper management. They love playing the blame game, always pointing fingers at everyone. Just fix the problem and make sure it doesn't happen again. Everyone in Texas is "superior" to all the employees in other states. If by "superior" they mean less educated and more ignorant. Promotions are hard to come by and if you get one... Be prepared to work 80 hour weeks as a salaried overtime exempt employee without sufficient compensation. Vacation time sucks for the first 5 years and 5 sick days only per year and you will need a doctor's note each day.

    Advice to ManagementAdvice

    Better take care of your hard working and loyal employees. Otherwise there will be an exodus of good employees. You might be able to replace anyone but you might not be able to replace the quality of work.

    Doesn't Recommend
    Neutral Outlook
    Disapproves of CEO
  8.  

    Horrible!! Most unprofessional place I have ever experienced.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Customer Service Representative/Sales in Escondido, CA
    Former Employee - Customer Service Representative/Sales in Escondido, CA

    I worked at Fred Loya Insurance Agency, Inc. full-time (less than an year)

    Pros

    Weekly Pay
    Paid Training
    Office was close to home

    Cons

    Very unprofessional.
    Unrealistic Goals
    6 day work week
    No overtime
    Incompetent management
    No respect for employee

    I worked for Fred Loya for less than a year, they did not tell me that you are required to work 6 days straight until my second week of employment. You can only make more than $12/hr if all the CSR's in the office are meeting their goals also.They offer low coverage for high premium which makes it difficult to sell, Management is never around when you need them. Don't apply here, this is not a job that you can make into a career. No room for advancement.

    Advice to ManagementAdvice

    Care more about your employees. Make the pay rate based off individual performance, not on a group.

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
  9.  

    Over all received the training/experience needed to move on to bigger/better company,not a long term company.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Bodily Injury Adjuster in San Antonio, TX
    Former Employee - Bodily Injury Adjuster in San Antonio, TX

    I worked at Fred Loya Insurance Agency, Inc. full-time (more than 5 years)

    Pros

    Great if your not licensed and have no insurance adjuster experience as they will train and license you for the first 3 years.

    Cons

    They don't care at all about the employees,only Fred Loya has the power to make changes. Its his way or the highway.

    Advice to ManagementAdvice

    Take care of the employees who haved been there for the long haul and have helped pave the way for e company and don't fire good Djusters for little petty mistakes.

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
  10.  

    Horroble crazy they do not care about their employees is all about them no good pay and hours are suck in houston

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Sales Agent in Houston, TX
    Former Employee - Sales Agent in Houston, TX

    I worked at Fred Loya Insurance Agency, Inc. full-time (more than an year)

    Pros

    good at my Job good coworkers aswell

    Cons

    Manegment whas never around when need it

    Doesn't Recommend
    Positive Outlook
  11. 1 person found this helpful  

    Bad hours and no respect for your personal life

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Customer Service Representative in Houston, TX
    Current Employee - Customer Service Representative in Houston, TX

    I have been working at Fred Loya Insurance Agency, Inc. full-time (less than an year)

    Pros

    Pay is ok thats it

    Cons

    Management
    Hours are random and not consistent

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

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