Very Easy Interview
I applied online and the process took 2 days - interviewed at American Income Life.
Interview Details – Responded to a job posting online. A recruiter called me to screen me, asking me a few questions such as, "How many people have you supervised?" "How would you describe your management style?" and "What would be the one word people would use to describe you?" I was then scheduled for an interview a few days later.
Interview Question – How many people have you supervised? View Answer
Reason for Declining – It was billed as an administrative position, as it was posted in the administrative section. However, when I scanned the company I found out it was a sales position. When I called and asked the woman said it was indeed a sales position. I just couldn't work for a company that was so misleading and dishonest right out of the gate.
Very Easy Interview
I applied online and the process took 2 days - interviewed at American Income Life in September 2013.
Interview Details – I sent my resume by email. Within 10 minutes I had a phone call from HR. I was asked a few questions about past management experience. I was then given a choice of appointments for the next day that were 20 minutes apart with a man named Mr. Ng. (I have never had a 20 minute interview before. I did set up an interview for the next day. In the mean time I tried to do an internet search for the Toshner group and could find nothing. When I arrived at my interview the next day there was approximately 15 other people there for interviews. I was given a sheet to fill out that asked me some questions. One question was what 5 traits do I think a god manager should have. One was what I am looking for in a career. What am I looking for in a company. What do I not want in a company. I was then taken in for an interview with a man who was not Mr. Ng. When I said my interview was with Mr. Ng I was told he was interviewing other people. I was then asked to tell him about myself. Then I was asked about my management experience. This interview lasted all of 5 minutes. ( and started 10 minutes late). I was then told I had made it to the 3rd round of interviews and that it would start at 10:30. (it also started late). I was told the 3rd interview would be a presentation that would tell us about the job and the company. It would be led by Mr. Ng. I was told that it was actually an interview and that during the presentation Mr. Ng would be watching us to see who took notes, who paid attention and who asked questions. Was also told to be very personable during the presentation. I was told the 3rd interview/presentation would take 1 hour but could take longer. I told them I had to leave by 11:30. The entire presentation that I saw was about selling life insurance. When I left I was followed out by the person who interviewed me. I was told that prior to the presentation Mr Ng. said if i was chosen for the 4th round of interviews he would give I sign that I was chosen and that sign had been given so i was chosen for the next round. I don’t know what this was based on since I had not spoken during the presentation. I was then asked if I had a few minutes to talk. I was told the job was for a sales associate . I said that I was told I was interviewing for a entry-level management position. I was told that everyone starts as a sales associate. I said I thought this was misleading. I was told the position was commission only, that I would be an independent contractor with no benefits and would have to provide me own phone lap top and would not be reimbursed for gas
Interview Question – None. Only question that had to do with the position was if I had any management experience. Later found out the job was for a salea associate position Answer Question
Reason for Declining – I was asked to come back the following day for the next round of interviews. After finding out the real name of the company - American Income Life not Toshner Group- and doing some research on the company I knew it was not a company I would want to work for. I felt I had been misled about the position I had applied for and flat out lied to about the company name. I let them know I would not be coming back for the next round of interviews
Very Easy Interview
I applied online and the process took 3 days - interviewed at American Income Life in April 2013.
Interview Details – There is a 3 step interview process. These are all very quick and informal. As you will see they interview almost anyone and hire 90% of the applicants. Be aware that what they are presenting are only half truths and they leave out very important details. Do your research and be prepared to ask in depth questions regarding your financial commitment.
Interview Question – None. All the questions are very straight forward and standard interview questions. Answer Question
Negotiation Details – There is absolutely no negotiation. It is a straight forward "multilevel" pay structure. Very similar to a pyramid structure.
Very Easy Interview
I applied through other source and interviewed at American Income Life.
Interview Details – I received a call from an AIL employee who said they were interested in me based on my resume posted on Monster.com. I told him that I was interested in a management position. He gave little to no information about the job and stated that he was just setting up interview appointments. I arrived at my appointment and was handed a "candidate form" to fill out while I waited 15 minutes for the interviewer. Meanwhile at least a dozen other people walked in for interviews. All were given the standard candidate form to fill out and asked to wait.
The interview occurred with someone other than who I was scheduled with and held in a public space (the lobby), which I was told was more relaxing.
The interviewer briefly and vaguely described the company, using one sentence. He asked two questions. 1.) How would you describe character? 2.) On a scale of 1 - 10 how would you rate your competitiveness?
I asked him two questions. 1.) What they're looking for in a manager and 2.) If the position was salary or commission.
The answers were that everyone starts as a Benefits [something] (sales position not manager) and commission; that I would learn more about it at the next interview and he started to walk me back to the office.
I told him that I was not interested in either a sales or commission only position and that I would have appreciated full disclosure up front regarding the job so as not to have wasted my time.
Here's the deal: If you're looking for an insurance sales position and you want to work as a contractor on commission, you'll be able to score "the opportunity", no sweat.
I applied through an employee referral and interviewed at American Income Life.
Interview Details – They interview alot of people, don't let that intimidate you or care you. They really are looking for the best so they may interiew 100 or more people per week. You will have an intial interview, which if they like you will follow with you being ut into a group interview/company overview. They explain all aspects of the company here, but ar also watching you to see if you're interactive, are you taking notes, listening etc. They then rate you and if they still like you will bring you back for a fourth interview. Int he fourth interiew they will really go into a lot of questions. They are trying to see if you have the emotional fortitude to make it. Also they want to make sure you can make it through the test. They don't ant to waste their time. If you are successful in your fourth interview, they bring you back for a fifth interview where a senior manager will make the final decision to bring you on or not.
Interview Question – If you were me, why would you not hire you? Answer Question
Very Easy Interview
The process took 2 days - interviewed at American Income Life in May 2011.
Interview Details – I didn't apply for this position. They pulled my resume off of the internet, called me, and told me I was a string candidate for upcoming management positions they were looking to fill. A 1-on-1 interview was setup for the following morning. I did some initial research on the company and realized this was a sales job. When I met with the recruiter the next morning I quickly realized that I didn't contact me because of "special skills". The qualifications of the others that showed up for the interview ranged from high school graduate to a seasoned manager who was recently laid off. The recruiter told me it wasn't a sales job, but the presentation he had me listen to spoke all about starting off as an insurance agent who was to go to clients to sell the life insurance that they "needed". If you're driven and a good sales person, this may be the job for you. How much you make is based completely on how many contract you get signed.
Interview Question – Where do you see yourself in 5 years? Answer Question
Reason for Declining – I elected not to go with this company because I'm not the salesman type of person.
I applied online and the process took 6 days - interviewed at American Income Life in August 2010.
Interview Details – I applied on-line and within two days I had an interview scheduled with them. The first interview was a face to face with the hiring manager, she was very friendly. She complimented me on my interviewing skills. I have the second interviewe/meeting scheduled, which is a group orientation. I will attend on Tuesday and I am anticipating an offer.
Interview Question – What is your most outstanding quality? View Answer
Very Easy Interview
I applied online and the process took 3 days - interviewed at American Income Life in July 2010.
Interview Details – I was called and interviewed on the phone, and asked about 3 questions. Then when I went in for my 1 on 1, I was asked the same exact questions and he acted like he had never heard these answers before. After about 10 minutes in the interview he invited me to come back in an hour for a "group interview" with the regional director. When I came back, there was about 15-20 people in a room waiting for a presentation to begin. This lasted about 2 hours and showed videos on the most successful people in the company.. and how much $ they make. It was ridiculous. Then the last 15 minutes of the presentation was the compensation portion, which finally made clear that this is 100% commission based. After the presentation was over, I went into a different office with the same guy, who then told me how much it would cost to start working there. It was over $700, and I was totally side-swiped.
I was called about 2 hours after I left the series of interviews, and was invited back for the 3rd interview. After reading more reviews about this company and realizing what I had gotten myself into, I definitely did NOT go back to the last interview. Any company who is legitimate will PAY for you to get trained and certified, this is a bunch of bologna!!
Interview Question – What's your favorite thing about your current job? Answer Question
Reason for Declining – I didn't feel confident about the credibility of the business. I don't feel comfortable having to sell my friends and family products for the company I work for..
I applied online and interviewed at American Income Life.
Interview Details – The Hiring and Interview process was as similar as many here have described: upload resume, get a cal that they want to interview you etc. So I got an interview, filled forms when I got there and the interviewer asked questions that were straightforward. and it all went well. Interviewer ended by complementing me and informed me that they will later in the day to know if I qualify for the next round of interview. No call.
I upload my resume again (maybe on a different website) and they same thing again but only a different interviewer that even complements me more. No call. No offer.
There and then I thought that this is a useless company. Why did they even invite me a second time? Did they have a problem at their HR administration? Because for someone looking for a job, it is quiet frustrating. and what is also frustrating is to sound too nice to the candidate at the interview and not call back, it feels like they are lying and dishonest! I would not want to work for a company that is dishonest. They said that they like my personality, they are commfortable being around me,etc.......and they dont call back. That is very frustarting and shoes that they are dishinest and scams
I applied through a recruiter and the process took 2 days - interviewed at American Income Life in August 2010.
Interview Details – 1:1 interview-Recruiter was very nice.
2nd Interview- Did go. The reason was because I heard it was a 100% commission based company.
Interview Question – In a scale of 1-10, how would you rate yourself in terms of being Responsible. View Answer
About American Income Life Insurance Company American Income Life Insurance Company (AIL) is one of the largest providers of supplemental insurance coverage to labor unions, credit unions, and associations. American… — Full Overview
Provided by employer [?]
This is the employer's chance to tell you why you should work for them. The information provided is from their perspective.
Your feedback has been sent to the team and we'll look into it.
The difficulty rating is the average interview difficulty rating across all interview candidates.
The interview experience is the percentage of all interview candidates that said their interview experience was positive, neutral, or negative.
Your response will be removed from the review – this cannot be undone.
Simply post an anonymous review for a recent interview experience or current/former employer. Your post is anonymous – and if you're worried someone will be able to identify your review, you can even post without telling us your job title and location. Learn More.
No thanks –