American Income Life Insurance Agent Interview Questions & Reviews
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Updated Apr 29, 2012 – Interview questions and reviews posted anonymously by interview candidates.
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Difficulty Rating [?] Based on 6 ratings 
“Very Easy” Interview
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Interview Experience [?] Based on 6 ratings
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| 1–6 of 6 American Income Life Interviews | Sort by |
Insurance Agent at American Income Life
Posted Apr 29, 2012
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1.0
Very Easy Interview
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Overall Neutral Experience
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Received and Accepted Offer
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Interviewed Feb 2012 in Albuquerque, NM (took 2 days)
Most likely, they will call you, not the other way around. They will say that they are calling about an opportunity as a management trainee, you are actually interviewing for an entry level sales position as a life insurance agent. Initially, you will meet one on one with a manager. They will check to see if you are okay with working as a life insurance agent. You will then view a presentation as a group and be asked to fill out a sheet on whether or not you would like to participate in a final interview. They WILL call you back for that final interview. At the final interview, a manager will explain the pay structure. If you take the job, they will sign you up for a life insurance class if necessary (you will be expected to pay for the class, background check, exam, license fee, and appointment fee).
Interview Questions
Negotiation Details
There is no negotiation. You will be working for 100% commission. Any assistance you receive with fees and classes is purely at the manager's discretion.
Other Details
The interview consisted of a 1:1 Interview and a Presentation.
Helpful Interview?
Yes |
No
Inappropriate?
Insurance Agent at American Income Life
Posted Aug 27, 2011
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2.0
Easy Interview
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Overall Neutral Experience
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Received and Declined Offer
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Interviewed Aug 2011 in Morgantown, WV (took 2 days)
Interview went well, very easy. They didn't care that I do not have sales background
Interview Questions
Reason for Declining
I have heard they make you work 6-7 days a week and its not base pay.
Other Details
The interview consisted of a 1:1 Interview.
Helpful Interview?
Yes |
No
Inappropriate?
Insurance Agent at American Income Life
Posted Jul 1, 2011
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1.0
Very Easy Interview
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Overall Neutral Experience
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Received and Declined Offer
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Interviewed Mar 2011 (took a day)
Responded to email, set up appointment, went to branch office where a perfunctory screening led to a group interview, walked out during break.
Interview Questions
Reason for Declining
They'll hire anybody. If someone wants to make this a career they can go to a much more reputable outfit.
Other Details
The interview consisted of a Group/Panel Interview and a Presentation.
Helpful Interview?
Yes |
No
Inappropriate?
Insurance Agent at American Income Life
Posted Mar 25, 2011
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1.0
Very Easy Interview
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Overall Positive Experience
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Received and Accepted Offer
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Interviewed Mar 2010 in Orlando, FL (took 3 days)
Very simple interview process. First is the one on one intervew to get an idea of who you are. Basically to put a face with the resume. If your interested and s long as you came in as a professional you will be called back for a secone interview. The second interview is a group overview. Showing what it is that we do and how we do it. Pretty much giving you the basics of quite possibly your new career. If you are called back for a third interview which is also one on one. You've got the job!
Interview Questions
Negotiation Details
i didn't have to negotiate anything
Other Details
The interview consisted of a 1:1 Interview, a Group/Panel Interview and a Personality Test.
Helpful Interview?
Yes |
No
Inappropriate?
Insurance Agent at American Income Life
Posted Jun 19, 2010
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1.0
Very Easy Interview
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Overall Negative Experience
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Received and Declined Offer
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Interviewed Jun 2010 (took 3 days)
This company somehow found my resume online and called me to schedule an interview. When I asked where she found my resume, she listed a source I was unfamiliar with and said it was discovered through a social networking site. I told her that I did not list my resume there and she quickly suggested that maybe her assistant was mistaken about the source. This was a red flag to me. I was very weary of phone calls from businesses that I had not directly applied to, but I accepted her explanation and gave her the benefit of the doubt. Another problem I had was the response I received when I began to question her about the company she was with and what the job entailed. She was very vague and did not give the name of her company. But again, I decided it was worth a look either way. I went to the interview, arriving 10 minutes early. When I went into the office, it looked very shady and generic. There was nothing to indicate what the company was, their mission, their goals, or anything other than a placard on the door with the business name. In the waiting area, there was a small bookshelf with half a dozen or so clipboards providing blank job applications and on top was a cup full of pens. This too looked very suspicious to me and my first instinct was to get the heck out f there, but I stayed mostly out of curiosity. There were two others in the waiting area with me and I assumed they were already somehow affiliated with the company. Later, I discovered they too were candidates. I still wasn't deterred. I was then called into a very bland office where I was asked some standard questions and told that they were extremely selective. She then said I would meet with the regional director and told me to leave and come back in 20 minutes. I was thinking, "You said nothing about the possibility of having to stay longer yesterday when we talked on the phone. What if I had another interview after this one or perhaps, heaven forbid... a life or a current job I had to get back to?"
She advised me the second half of the interview would only last an hour, so I came back as promised and was greeted by a room full of people waiting to view a presentation on the company and to meet the supposed regional director. Again, I was absolutely not told that there would be a group interview. This "hour long interview" turned into a 3 hour long lecture about the company, the job expectations, and finally, salary expectations. Nothing about it was an interview. He waited until the last 15 minutes of his long-winded speech to tell us that we would be completely commission-based and that we would have to pay up front around $400 to get certified to sell insurance. (My friend sold insurance briefly for Allstate and only had to pay $50 to get certified.) Afterward, I was pulled into the bland office again with a second lady (there were only three people in the whole office who actually worked there, the rest for job candidates) where she asked me a few followup questions. She then said that they would be calling candidates back between 5 and 7 that evening and that I should know whether or not I have the job then. They called me a 6:57 (just before their proposed deadline) to ask me if I wanted to come back in the morning for a final interview. I thought, "Wait a minute. You told me I would know whether or not I was being offered the job by 7PM tonight, not whether or not you wanted me to come in for yet another interview..." I was irritated by this, but still determined to be polite, I advised her that I, being an unemployed single woman in college, could not afford the upfront cost of certification. She then told me that if I could pay $80 up front, then the company would pay the rest and I could pay them back later. (This began to sound like a classic bait and switch scam.) I agreed to come in for the meeting and wished her a good night. The next morning, after I had a chance to sleep on it, I decided that this was just too fishy for my comfort level, so I called 2 hours in advance to let them know I had changed my mind and wouldn't be coming in. The woman who answered the phone was the same one who told me that day before that I would know whether or not I had the job by the end of the previous evening. I told her I appreciated their consideration, but I would have to decline to accept a final interview as I was single and putting myself through college and needed a steady paycheck. She was very rude to me and hung up while I was talking. I thought, "Well, that was extremely unprofessional. At least I called you 2 hours in advance to tell you I wouldn't coming. I could have just not shown up." Be very weary of this company. Everything about it screamed SCAM. And I hope that people are clever enough to pick up on the red flags and run for the hills before they swindle them out of their money.
Interview Questions
Other Details
The interview consisted of a Phone Interview, a 1:1 Interview, a Group/Panel Interview, a Presentation and a Personality Test.
Helpful Interview?
Yes |
No
Inappropriate?
Insurance Agent at American Income Life
Posted Apr 12, 2010
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3.0
Average Interview
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Overall Positive Experience
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Received and Declined Offer
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Interviewed Feb 2010 (took 2 days)
I met the employers in Dallas at a job fair. They were very informative and helpful in giving a clear and concise projection of what AIL is all about. They gave me thier contact information after I told them where I was at in life and what my future plans were. Later that day, I recieved an email with a time and place for an interview. It was a group interview, it was very informative. The next process was a one on one interview.
Interview Questions
Other Details
I got the interview through a Recruiter and the interview consisted of a 1:1 Interview, a Group/Panel Interview and a Presentation.
Helpful Interview?
Yes |
No
Inappropriate?
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