American Income Life

www.ailife.com

American Income Life Interview Questions

Updated Jan 30, 2015
Updated Jan 30, 2015
361 Interview Reviews

Interview Experience

Interview Experience

22%
24%
53%

Getting an Interview

Getting an Interview

38%
31%
20%

Interview Difficulty

1.7
Average

Interview Difficulty

Hard

Average

Easy

Candidate Interview Reviews

Sort: Popular Date Difficulty
  1. 2 people found this helpful  

    Benefits of Enrollment Officer Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied through other source. The process took 2+ monthsinterviewed at American Income Life.

    Interview Details

    Called and asked to come in.
    Made to wait and fill out paperwork which (apparently) may not be filled out beforehand.
    Two in-person interviews. Very uninformative about the position, initially.
    Asked to pay out of pocket to licence in order to work/be salesperson.

    Reasons for Declining

    Was informed in initial phone interview that it was not a sales job... it was a sales job

    Declined Offer
    Negative Experience
    Easy Interview
  2.  

    Customer Service Representative Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied through a recruiter. The process took 2 daysinterviewed at American Income Life.

    Interview Details

    3 step interview process: one short initial interview, one presentation/company Overview, and one final interview. The culture of the company seems very fun and energetic, but the growth trajectory seems a little too good to be true.

    Interview Questions
    • Questions about my skills nd customer service experience   Answer Question
    No Offer
    Positive Experience
    Easy Interview
  3.  

    Insurance Sales Agent Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied online – interviewed at American Income Life.

    Interview Details

    Very quick to determine hire. Detailed in job explanation and salary opportunity A Power Point presented to group on the job description. A very up beat organization and leads are generated by the organization so it's easier than trying to cold call. No boiler room atmosphere. You reap what you sow

    Interview Questions
    Reasons for Declining

    Had to make calls at night at private homes.

    Declined Offer
    Positive Experience
    Easy Interview
  4. Is this helpful? The community relies on everyone sharing – Add Anonymous Interview Review


  5. 1 person found this helpful  

    Insurance Agent Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied through other source. The process took 2 daysinterviewed at American Income Life.

    Interview Details

    Easy process - more of a company overview that an interview. A short 5 minute one on one and then a group session. I was offered a 1099 position the following day.

    Interview Questions
    Negotiation Details
    No negotiation avialable
    Accepted Offer
    Neutral Experience
    Easy Interview
  6.  

    Insurance Sales Agent Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied through a recruiter. The process took 2 weeksinterviewed at American Income Life.

    Interview Details

    Group Orientation, Short interview process but also seemed like a very high turnover rate judging by the amount of needed applicants. The design of the overall pay structure is not clearly laid out until the final steps of the interviewing process.

    Interview Questions
    No Offer
    Negative Experience
    Easy Interview
  7.  

    Customer Service Representative Interview

    Anonymous Interview Candidate in Kansas City, MO
    Anonymous Interview Candidate in Kansas City, MO
    Application Details

    I applied through other source. The process took 2 daysinterviewed at American Income Life.

    Interview Details

    They were nice and friendly, offered wonderful opportunities for management within the first introduction which was exciting to hear. They told me it would be a great new start for the New Year with the potential of making a lot of money.

    Interview Questions
    • I was asked to give them money for training instead of paid training to get started. I am in debt and in need of money...hence looking for a better paying job that doesn't lay off.   Answer Question
    Reasons for Declining

    I didn't have the money to start and they only pay you if you get a sale. I have bills!

    Declined Offer
    Negative Experience
    Easy Interview
  8.  

    Inside Sales Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied through a recruiter. The process took a dayinterviewed at American Income Life.

    Interview Details

    Group interview with many others. A personality test was given. Entire group presentation was not a positive or good experience...too much smoke in words about the process and details were glossed over.

    Interview Questions
    No Offer
    Negative Experience
    Easy Interview
  9.  

    Insurance Sales Agent Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Interview Details

    Horrible....didn't and won't interview with them. They have a scripted call center trying to set up interviews. They will not stop calling. Poor business practice. It sounds like a high volume call center.

    Interview Questions
    No Offer
  10.  

    Supervising Agent Interview

    Anonymous Interview Candidate in Woburn, MA
    Anonymous Interview Candidate in Woburn, MA
    Application Details

    I applied through a recruiter. The process took 2 daysinterviewed at American Income Life in January 2015.

    Interview Details

    I was contacted by phone by Jeff, a hiring manager, from the LaFond Agency in Woburn, MA. They had seen my resume on Monster.com. He introduced himself and said that there were two positions they were hiring for: a customer service-type position, and a entry-level management position. He asked me what I thought to be very few questions before he invited me for a first interview.

    I went in a couple days later for the initial interview. As I waited, there were more and more applicants that came in. This had me a bit off guard, for they seemed to all be applying for the same position. Competition is expected, but who knows how many other days this has happened. The process continued similarly to how the phone conversation went. I met with a hiring manager for a few minutes, and was then invited to the conference room for a presentation. (Note here that they made it seem like this guy just so happens to be in the office that day and you should check it out, when in reality it was a standard company overview/recruiting presentaion.) This was the second red flag.

    The details of the presentation were inticing:
    - Prospect of making a lot of money and your own schedule
    - Not stuck in an office all day
    - Working with young professionals like yourself, building your own career
    - Lead system suggests easier sales

    But this was not without some flaws:
    - Needed to pay about $350 for insurance license, school, and exams.
    - ONLY get paid on commission from sales, and this could take time to obtain
    - Staff at this office seemed disinterested and cold, save a few members

    They called me the day after this first interview to come in for a second interview. They said to bring questions, as they "move pretty quickly." I accepted the interview, but later canceled after further consideration of the points above. I did not study insurance in college, so it was not a great fit.

    Interview Questions
    • I am concerned about the scripted nature of the employees. It seems that they are very keen on marketing and selling their brand to applicants. I respect this, but it makes me question how "tight-knit" their "team" is.   Answer Question
    Reasons for Declining

    The industry is too far from the field that I studied. I want to utilize my skills while avoiding sales positions.

    Declined Offer
    Negative Experience
    Easy Interview
  11.  

    Entry Level Management Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied online. The process took 1+ weekinterviewed at American Income Life in January 2015.

    Interview Details

    I applied to a very vague job description for a job that "supports unions". The name of the company was not in the job posting on craigslist so I emailed the person who posted the job to ask the company name and for the job description and never got a reply.

    When I went to the interview it was unexpectedly a group interview. Unexpectedly again, the interview lasted 3 hours because they had us watch videos and listen to a few of the managers speak. The person who made the appointment with me on the phone two days earlier did not warn me about any of this, nor did she tell me the company name when I asked, only said it was a finical group that gives support to unions, never did she mention AIL. She made me believe it was a customer service position to union members and I "would be helping people." I found out the company name myself when I googled the address later.

    They wanted me to pay $300 for online training and a license, which is odd because in all my years of working, I have never had a job where they made me pay for training for the company or the required materials. I declined final interview because it felt like they were hiring as many people as they could to sell insurance for them. I only stayed the entire 3 hours because I wanted to practice my interviewing skills.

    (This interview was in Washington, not Texas - I didn't know how to change the location.)

    Interview Questions
    No Offer
    Neutral Experience
    Easy Interview

Work at American Income Life? Share Your Experiences

American Income Life

 
Click to Rate
or

The difficulty rating is the average interview difficulty rating across all interview candidates.

The interview experience is the percentage of all interview candidates that said their interview experience was positive, neutral, or negative.

Your response will be removed from the review – this cannot be undone.