American Income Life Interview Questions & Reviews
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Updated Feb 3, 2012 – Interview questions and reviews posted anonymously by interview candidates.
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Difficulty Rating [?] Based on 57 ratings 
“Very Easy” Interview
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Interview Experience [?] Based on 57 ratings
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| 1–10 of 57 American Income Life Interviews | Sort by |
Management at American Income Life
Posted Feb 3, 2012
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1.0
Very Easy Interview
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Overall Negative Experience
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Received and Declined Offer
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Interviewed Jan 2012 in Columbia, MD (took 2 days)
I saw the posting on my school's website. They were looking for someone to take care of managerial duties. But when i got there, It was totally different story. They were looking for someone to go in people's house and sell insurance. After selling insurances for 6 months to an year, then u might become supervisor. even then you have to go people's houses.
Interview Questions
Other Details
I got the interview through a College or University and the interview consisted of a 1:1 Interview, a Group/Panel Interview and a Presentation.
More American Income Life Management Interviews
Helpful Interview?
Yes |
No
Inappropriate?
Management Trainee at American Income Life
Posted Jan 25, 2012
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1.0
Very Easy Interview
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Overall Neutral Experience
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Interviewed and No Offer
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Interviewed Jan 2012 in Indianapolis, IN (took a day)
I found the position on the State of Indiana's Career website and applied. I applied on January 19th and received a phone call on the 23rd asking if I would like to interview for the management position on the 25th. I said yes and was given an interview time, told to bring a copy of my resume, paper and pen.
When I showed up for my interview there were 10 other in the waiting area already. Six more arrived after me and soon after I had a one on one interview with a manager. Not the person I was told I would be interviewing with.
But anyway the interview went well and seemed like a normal interview until It was explained to me that there are basically 4 phases of the interview process. The first being a one on one that I had just completed followed by a presentation If felt interested in continuing the interview process. I said sure, as I didn't have any other appointment to get to so why not.
I was taken to a room where most of the people who I had seen in the waiting area were sitting. It felt strange as they had gotten there before me and while i was in my interview had somehow already gone through the one on one also and where already waiting for the presentation.
I sat at the front and waited while the other applicants finished and came in. While we were waiting we were handed what amounted to a personality test which I filled out.
We where first shown a very glamourous video presentation showing the CEO of the company talking at a conference and then the shining stars in the company that have excelled very quickly with the company. It was very hollywood-esque with great music, editing and announcer.
After we finished watching the video a young lady came in and proceeded to give a powerpoint presentation explaining what the company does, who they work for and what the goals of the company are. Then she explained what our role would be. That if we were chosen for the position that we would start out at the bottom and after 2 - 6 months would be in some sort of management role. But we would still be continuing our weekly duties. And if we were successful after a year we could advance to even higher levels of management and so on as far as we wanted if we were successful at our position.
We were then handed a questionar that basically amounted to why we should be picked for the position. I started filling it out as I didn't want to be the first one out of the room. But once a few had left I got up without finishing the form. I declined to give the 2 forms to the receptionist and informed her that I was not interested in continuing. That this was not the type of job I was expecting and did not see myself fitting into what they wanted as a candidate.
The people were very up beat and happy. Friendly and polite to interview with only one exception. When we were being presented with the info about the company one lady at the back fell assleep and was snoring. The presenter ask the person next to her to wake her. The lady apologized and said I work nights. The presenter said that was fine you can leave now. I can see both sides of this and am neutral on the way it was handled. The feeling I got from the experience was that if your "one of them" so to speek then its a great company and a great environment to work in. But you have to be "One of them" ie be someone who has all of the 7 C's, which was something that was explained in the presentation.
Interview Questions
Other Details
I Applied Online and the interview consisted of a 1:1 Interview, a Presentation and a Personality Test.
More American Income Life Management Trainee Interviews
Helpful Interview?
Yes |
No
Inappropriate?
Sales Representative at American Income Life
Posted Jan 21, 2012
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1.0
Very Easy Interview
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Overall Negative Experience
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Interviewed and No Offer
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Interviewed Dec 2011 in New York, NY (took a day)
I was called by the company who had found my resume on a job site. After giving me a quick brief on the company, they quickly scheduled me for an interview. I was called the day prior to confirm the interview date and time, but when I got to the office the next day, there were about 20 candidates in the waiting room. After signing in with the receptionist, I waited almost 30 minutes PAST my scheduled time before getting called in. The actual interview itself was maybe only three minutes, wherein he asked what my strengths were, then mentioned the interview would be a three step process (1 on 1, panel, then confirmation of job acceptance), VERY briefly explained the job description (actually, I sort of had to wring this out of him by asking first), then finally asked me whether or not I would be interested in the job to which I replied that I wasn't sure since I felt misled. Not surprisingly, I never heard back.
Interview Questions
Other Details
The interview consisted of a 1:1 Interview.
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Helpful Interview?
Yes |
No
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Sales Agent at American Income Life
Posted Jan 15, 2012
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1.0
Very Easy Interview
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Overall Positive Experience
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Received and Declined Offer
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Interviewed Jan 2012 (took 1 week)
I was contacted by American Income Life (AIL) by email about a sales/sales management position. The first meeting was with about 10 other candidates who were all there for the same position. We all had a quick 1:1 interview with a senior salesman. Asked about why you want to work here, why would this job fit you, and what you are looking for, etc. This took a minute or two. Then we are sent to a conference room for a presentation about the company. History, culture, salary/commissions, growth potential, the job position and what the responsibilities are, expectations, etc. Then there was the final 1:1 interview with the state director of AIL (took a little over 30 minutes). Essentially a Q&A session. He explains any unanswered questions you have and tries to determine if this is what you really want to do. He doesn't really ask many questions. Just a quick background and the why you want this job, why are you a good fit here...the same old questions. I got a call a few days later with an offer. Interesting point for ya, they say they provide you with leads and that you never need to make cold calls or start your sales career with family/friends as clients. It sounds a bit too good to be true.
Interview Questions
Other Details
The interview consisted of a 1:1 Interview and a Presentation.
More American Income Life Sales Agent Interviews
Helpful Interview?
Yes |
No
Inappropriate?
Management Trainee at American Income Life
Posted Jan 6, 2012
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1.0
Very Easy Interview
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Overall Negative Experience
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Interviewed and No Offer
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Interviewed Jan 2012 in Cincinnati, OH (took a day)
I received a call from someone within the company who had mentioned that they had seen my resume. To begin with the "phone interview" was less like an interview and more like a sales pitch. I was still undecided if the company was legitimate or not so I decided to go ahead and visit for a 1:1 interview. Again the interview was more of a sales pitch for a pyramid scheme than a legitimate company. They offered me to reschedule for a presentation, but I decided not to waste more of my time.
Interview Questions
Other Details
The interview consisted of a Phone Interview and a 1:1 Interview.
More American Income Life Management Trainee Interviews
Helpful Interview?
Yes |
No
Inappropriate?
Individual Producer (Career Sales Agent) at American Income Life
Posted Dec 15, 2011 — 1 of 1 people found this helpful
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1.0
Very Easy Interview
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Overall Positive Experience
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Received and Declined Offer
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Interviewed Dec 2011 in San Antonio, TX (took 3 days)
They found my resume on the internet and called me. I blew them off for three months, then called them back. They offered me an interview for the next morning. Next morning involved filling out a single information sheet, then a three minute interview, then a group presentation for an hour, then out the door to wait for a call-back. They never asked me for my resume. Call-back came two hours later inviting me for one-on-one interview the next day. Wake up in the middle of the night with alarm bells going off in my head. So I get up and do research on this website where I read so many negative reviews that I come up with list of 20+ questions to ask before I'm going to bother showing up for my 8:45am appointment this morning.
What will my sales territory be? What is most distance I will be expected to travel?
Do you ever give duplicate leads? What is the percentage of duplicate leads? Does the company keep track of who has been presented to and remove that household from the leads list?
Will I ever be asked or encouraged to sell to family or friends?
What are the hours I will be required to work as an Individual Producer?
How long does training last? What are the hours?
How long till I’m out on my own?
Once out on my own, what are the required meetings and hours of those meetings?
Is there a signed job contract?
Can I see a sample insurance contract? (the product)
Why don’t you pay during training? Why don't you pay or at least reimburse for licensing?
What are child safe boxes?
How stable will my office location be? How many offices are there in San Antonio? Is switching areas ever mandatory?
Benefits?
What happens to your commission when a customer cancels? (direct withdrawals?)
What will be my total cash outlay for the company? Are there any processing fees?
How many hours per week will I be expected to work during training?
Exactly how many days of training?
What is “coded business”?
That's my list so far.
Interview Questions
Other Details
I got the interview through a Recruiter and the interview consisted of a Phone Interview, a 1:1 Interview, a Group/Panel Interview and a Presentation.
Helpful Interview?
Yes |
No
Inappropriate?
Management at American Income Life
Posted Dec 11, 2011
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1.0
Very Easy Interview
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Overall Neutral Experience
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Received and Accepted Offer
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Interviewed Oct 2011 in Schaumburg, IL (took 2 days)
I was invited to an interview, but it turned out to be a group setting where the Manager gave a presentation on the company and talked about how important it was that they hired the "right" people because of their union ties. She also talked a lot about money and goals. After the presentation she flipped through our resumes and made piles, I am assuming based on what we looked like because there was no discussion. The good news is, I apparently looked okay and got a call back later that night. I came in the next day and was offered a job.
Interview Questions
Negotiation Details
It's a 100% sales gig, so there is nothing to negotiate. Either you are willing to spend 2 months training without pay or not.
Other Details
The interview consisted of a 1:1 Interview and a Presentation.
More American Income Life Management Interviews
Helpful Interview?
Yes |
No
Inappropriate?
Customer Service Representative at American Income Life
Posted Dec 9, 2011
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2.0
Easy Interview
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Overall Negative Experience
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Interviewed and No Offer
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Interviewed Aug 2011 in Santa Fe Springs, CA (took a day)
They claimed they were hiring a Customer Service Rep position when in fact they were looking for people to be insurance reps with no benefits or real company support. The office looked very new and was difficult to find. They listed several positions but all the positions were for the same entry level postion as an insurance broker. Also we were asked to invest our own money to become certified agents.
Other Details
The interview consisted of a Phone Interview and a Group/Panel Interview.
Helpful Interview?
Yes |
No
Inappropriate?
Internship at American Income Life
Posted Dec 6, 2011
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1.0
Very Easy Interview
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Overall Negative Experience
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Received and Declined Offer
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Interviewed Mar 2010 (took a day)
They probably got my contact info from my resume at the school career fair. Got a phone call out of the blue a few days later, saying they are offering "internships." They asked a few basic questions. I asked if it was an internship in sales and they were evasive in their answer, saying it is an "internship." I knew that it was most likely a commission-based sales job that requires cold-calling. They offered me a face-to-face interview but I had no interest in the company so I politely declined.
Interview Questions
Reason for Declining
Cold-calling sales job based on commission with an ambiguous company sounds worse than being a cashier...
Other Details
I got the interview through a College or University and the interview consisted of a Phone Interview.
Helpful Interview?
Yes |
No
Inappropriate?
Sales Representative at American Income Life
Posted Nov 9, 2011
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1.0
Very Easy Interview
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Overall Negative Experience
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Received and Declined Offer
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Interviewed Aug 2011 (took a day)
Went for a one on one interview which lasted only about 5 minutes then a group class in which the guy ranted about money, money, money, how money is the only thing in life. I had to fill out an evaluation in which a question asked if we called you today to come back for a 2nd interview would you? I answered, "not sure, I have some questions." Yet, they called and offered me an interview without ever addressing that, meaning they probably called everyone back and didn't even take time to look at that paper. They seemed to be in for more employees to make themselves more money.
Interview Questions
Reason for Declining
My life doesn't revolve around money.
Other Details
I Applied Online and the interview consisted of a 1:1 Interview.
More American Income Life Sales Representative Interviews
Helpful Interview?
Yes |
No
Inappropriate?
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