American Income Life Interview Questions

Updated Sep 12, 2014
Updated Sep 12, 2014
291 Interview Reviews

Interview Experience

Interview Experience

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Getting an Interview

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Candidate Interview Reviews

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  1.  

    Manager In Training Interview

    Anonymous Interview Candidate  in  Minneapolis, MN
    Anonymous Interview Candidate in Minneapolis, MN
    Application Details

    I applied online - interviewed at American Income Life in August 2014.

    Interview Details

    There is a multi-step interview process. But I was told this over the phone and during my first interview.

    My over the phone interview was positive which was the reason I came in. Following that, I met with a member of the senior staff who took about 1/2 hour for our interview. Which to me seemed normal. I was invited to the next step of the interview process where I did learn a great deal about the company, its values and the services it provides. I was invited back to meet with the partner of the firm and was offered and accepted the position. I can see by reading through the posts below that some people didn't have the same positive experience as I had. With that said, I thought I would share my experience as it was different and feel as though the company and people at the company are bright, positive and successful. For me, it was a good fit. .

    Interview Questions
    • Knowing that we all have areas of improvement, what would mine be at this time.   Answer Question
    Accepted Offer
    Positive Experience
    Average Interview
  2. 1 person found this helpful  

    Customer Service Representative - Home Office Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied through college or university. The process took 3 days - interviewed at American Income Life in July 2014.

    Interview Details

    I went to a career fair and I got a call from them about three days late, telling me that they wanted to interview me. I went in to their office and I had a bad vibe going into. I was brought to an office and ask me a few questions then was taken to some conference to listen to a presentation that lasted about an hour, claiming that you could make $4,000.00 a month which to me sounded to good to be true. Then if you're lucky you'll get call for a 3rd interview but by that point I just wanted to get out.

    No Offer
    Neutral Experience
    Easy Interview
  3. 1 person found this helpful  

    Sales Manager Interview

    Anonymous Interview Candidate  in  Woburn, MA
    Anonymous Interview Candidate in Woburn, MA
    Application Details

    I applied through other source. The process took 2 days - interviewed at American Income Life in June 2014.

    Interview Details

    Received a phone call from a director at AIL and was invited for an interview the next morning at their Woburn location. The person indicated that they had found my resume interesting and wanted to see if I could be a "good fit". At their offices the next day, I found that they had lined up nearly 50 interviews as well, all for sales positions. The interview itself was short and superficial. The discussion did not touch on my previous experiences and/or background. The interviewer only wanted to gauge whether or not I could work with "blue collar" clients. The interviewer suggested that I meet his own director in order to advance my candidacy further. I declined to do so and thanked his for his time.

    Interview Questions
    • Please tell us about your ability to work with blue collar clients.   Answer Question
    Reasons for Declining

    I think the AIL lacks gravitas and prestige.

    Declined Offer
    Neutral Experience
    Easy Interview
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  5. 1 person found this helpful  

    Sales Representative Interview

    Anonymous Interview Candidate  in  Fort Lauderdale, FL
    Anonymous Interview Candidate in Fort Lauderdale, FL
    Application Details

    I applied online - interviewed at American Income Life in July 2014.

    Interview Details

    The interview was an open cattle call. The interviewing manager called me dude, I'm over 50 with vastly greater experience the the interviewer. He also asked me my age which is not allowed. If this manager offers a glimpes of their corporate culture, I want no part of it.

    Interview Questions
    • There were no difficult or unexpected questions, except my age.   View Answer
    Reasons for Declining

    The interview was a cattle call. They are looking for bodies to go out and hope some stick. Target blue collar union employees. Mostly work in evening. In home sale aggressive sales tactics. Not my style.

    Declined Offer
    Negative Experience
    Easy Interview
  6.  

    Executive Assistant Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied through a staffing agency. The process took 1 week - interviewed at American Income Life.

    Interview Details

    Interview was short and straight to the point. The manager was very nice and polite. I received a call within the next week saying I was hired if i was still interested and I accepted it.

    Interview Questions
    • None at all. Questions were easy and very much expected   Answer Question
    Accepted Offer
  7. 2 people found this helpful  

    Managing General Agent Interview

    Anonymous Interview Candidate  in  Schaumburg, IL
    Anonymous Interview Candidate in Schaumburg, IL
    Application Details

    interviewed at American Income Life in July 2014.

    Interview Details

    Got a call saying they saw my resume online and were interested in interviewing tomorrow. I did my duty to investigate the company and position on glass door and I do not feel it necessary to even call them back to decline the interview I have bunch of slimeballs. Check out their practices but its a pyramid scheme, insanely easy interview process in which you pay them 700 for training and insurance license then you are 100% commission even tho they tell you its for a management trainee.

    Interview Questions
    No Offer
    Negative Experience
    Easy Interview
  8. 1 person found this helpful  

    "Union Service Representative" Interview

    Anonymous Interview Candidate  in  Concord, CA
    Anonymous Interview Candidate in Concord, CA
    Application Details

    I applied online. The process took 2 days - interviewed at American Income Life.

    Interview Details

    Over the phone they don't tell you what the interview is about. They act so interested in your resume and make job seem so easy and profitable without saying what it really is.The group orientation is ran by someone who talks so fast that you can't follow or ask questions. They do special training for the people who do orientations. They make the cons of the job to hard to follow and fluff up the position so you feel like even the dumbest person can do this job. They train people who to use psychology to make you feel that this is the perfect job. Looking back, I feel like I was almost brainwashed into committing to this.

    Interview Questions
    • Nothing at all. It was basic.
      "How much money do you want to make a year?"
      "Do you ever want to move up in the company?"
      "Why should I hire you:"
        Answer Question
    Negotiation Details
    They make the job seem so desirable, but they hire anyone
    Accepted Offer
    Negative Experience
    Easy Interview
  9. 1 person found this helpful  

    Insurance Sales Agent Interview

    Anonymous Interview Candidate  in  Cape Coral, FL
    Anonymous Interview Candidate in Cape Coral, FL
    Application Details

    I applied through a recruiter - interviewed at American Income Life in July 2014.

    Interview Details

    Called by a recruiter. I was asked to come in for an interview which was a cattle call type of affair. I was one of maybe 30 people they interviewed that day. I was asked to take a course mandatory 40 hour course to be eligible to take the FL insurance test. They split the cost 50/50. I then had to take the FL test which there was no reimbursement to me. I passed the test. Then I had to come in for training and learned I would have to memorize a script they came up with verbatim to be eligible to sell their product. I also learned I would have to come into their office twice a week to book appointments. They would have remote access to my computer. I would be required to get 10 leads or more per sales call no matter what and they would monitor this even though they don't pay me a thing unless I make a sale. I call it being self employed and being micro managed by someone who only profits from my sales and has no other expense or vested interest in my future. Also they expect a 6 day work week. Management only works 5 . Also if you leave they keep your accounts. So really you are working for them and they have zero risk but the same is not true for you.

    Interview Questions
    • Nothing really most insurance companies that are 100% straight commission will allow you to sell their product since they never really hire you since you are on a 1099 basis. If you pass the State Insurance Test they will appoint you if you can walk, talk, dial a phone and have a drivers license. They have nothing to lose you only get paid if you sell some thing. You carry the risk they have none.   Answer Question
    Reasons for Declining

    They wanted to micro manage me with no monetary incentive to do so.

    Declined Offer
    Negative Experience
    Easy Interview
  10. 1 person found this helpful  

    Benefits Representative Interview

    Anonymous Interview Candidate  in  Columbia, MD
    Anonymous Interview Candidate in Columbia, MD
    Application Details

    The process took 3 days - interviewed at American Income Life.

    Interview Details

    I was called by the company as they found my resume online. The initial interview is just a screening tool. Its very brief. After passing that you are immediately given a personality survey & brought into a presentation to a group. The presentation details what the company does & what the benefits structure is. After a couple of questions as to why you would best fit, you are done with the second part. They call back those they want to conduct final interviews with. The final interview is mainly to ensure you have the drive & desire to do the job. If an offer is extended, be sure to have enough money in your account to pay for your licensing course (usually about 150).

    Interview Questions
    Accepted Offer
    Positive Experience
    Easy Interview
  11. 1 person found this helpful  

    Customer Service Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Interview Details

    First Interview is a group meeting, where you answer a bunch of questions. They ask you back for a second interview before reading your answers as long as you say you are still interested, and then the sales pitch begins. They pitch the job to you like they are selling it to you.

    Interview Questions
    • They just want your questions more than they ask their own.   Answer Question
    No Offer

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 Current General Agent in Woburn, MA

Pros: “Working with People and not being held down from what I want in a career and a life. The income is great and attainable with hard work.” Full Review

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