American Income Life Interview Questions & Reviews
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Updated May 25, 2012 – Interview questions and reviews posted anonymously by interview candidates.
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Difficulty Rating [?] Based on 66 ratings 
“Very Easy” Interview
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Interview Experience [?] Based on 66 ratings
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| 41–50 of 66 American Income Life Interviews | Sort by |
Administrative Assistant at American Income Life
Posted Sep 27, 2010
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2.0
Easy Interview
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Overall Negative Experience
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Received and Declined Offer
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Interviewed Aug 2010 (took a day)
I had recently made my resume viewable on a job search site and received a call from American Income Life. The gentleman on the phone indicated that my resume was found on the site and asked what positions I was interested in working in. I stated currently I am looking for a position as an Administrative Assistant or a Human Resources Assistant. He stated that they were hiring for these positions and asked if I was free the next day for an interview. I stated that I was and he set a time for the interview. He gave me the address but never once stated the company's name. When he finished giving me the address he stated that this is an office environment and to make sure to dress professionally. Before he hang up I had to specifically ask for the company's name. I was told that the building would say something else, and had to look it up to find out that it was actually American Income Life.
After doing much research on the company it was fairly clear that it wasn't a company that I wanted to work for but I felt that calling the same day as the interview to cancel was poor form and decided to go to get practice with the process. In the tiny front room there were about 20 other individuals all there for interviews as well. While I waited for my turn the woman at the desk that asked everyone for a copy of their resume as they came in was on the phone. I imagine that it was someone that was canceling their interview as the woman stated in a rude ton that it was their lost then and hung up on them. When it was my turn I followed the interviewer into her office. She asked if I had any questions and I stated that I actually had many questions, the first being are there actually administrative or HR jobs available and are they actually hiring for those. She said that there were jobs and that she was doing a pre-screening for the person I was told I would be interviewing with to see if I was a good fit for their company. She asked if I had done any research on them and I stated that yes, I had done quite a bit of research. We went through a few typical questions, what my previous jobs had been, why I was no longer working with them, my goals for employment, and how hard of a worker I am and I stated in part of my answer that I am planning to continue my education while working. It was at this point she broke the facade and stated that if we were being honest with each other that they needed someone that was devoted to the company and their career and that at the very earliest I would be looking at finishing work at 7pm, but 8pm or 9pm was more likely. I stated that wouldn't be a position that I was interested then. She said it was a shame I wouldn't be working with them since I seemed like an intelligent and bubbly person and thanked me for my time.
Interview Questions
Reason for Declining
First and foremost after doing research on this company I could not feel good about myself if i decided to work there. The hours of the position were ridiculous. I am not afraid of hard work but as someone that is looking for a job to be able to put myself through graduate school at night I would not have every night until 8pm open.
Other Details
The interview consisted of a 1:1 Interview.
Helpful Interview?
Yes |
No
Inappropriate?
Sales Agent at American Income Life
Posted Sep 15, 2010
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2.0
Easy Interview
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Overall Neutral Experience
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Received and Declined Offer
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Interviewed Jul 2010 (took a day)
I didn't apply for the position in this company they just pulled it out of job search engines. They called me on a Sunday afternoon to schedule an interview for next Tuesday, they didn't explain what was all the job about until I got to the interview.
Tomphe interview lasted about 15 - 20 minutes, explaining about the company, the training process and the fee you had to pay to take the exam. They don't even pay a base salary just commissions, I just listened to the person, thanked them for considering me for the position and left.
After this interview they insisted on a 2nd interview to "get to know" the company.
Interview Questions
Other Details
The interview consisted of a 1:1 Interview.
More American Income Life Sales Agent Interviews
Helpful Interview?
Yes |
No
Inappropriate?
Entry Level Manager at American Income Life
Posted Aug 29, 2010
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2.0
Easy Interview
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Overall Positive Experience
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Interviewed and No Offer
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Interviewed Aug 2010 in Portland, OR (took 6 days)
I applied on-line and within two days I had an interview scheduled with them. The first interview was a face to face with the hiring manager, she was very friendly. She complimented me on my interviewing skills. I have the second interviewe/meeting scheduled, which is a group orientation. I will attend on Tuesday and I am anticipating an offer.
Interview Questions
Other Details
I Applied Online and the interview consisted of a 1:1 Interview and a Group/Panel Interview.
More American Income Life Entry Level Manager Interviews
Helpful Interview?
Yes |
No
Inappropriate?
Sales Agent at American Income Life
Posted Aug 14, 2010
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1.0
Very Easy Interview
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Overall Negative Experience
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Received and Accepted Offer
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Interviewed May 2010 (took 2 days)
I came in for the interview and found out once there that it was a group interview with about 6-7 canidates. In round one they described the company and position a bit and told us they would bring back top 2-4 canidates for round two, but they didnt really ask any question to of us to see who would be in the top. round two consisted of the same guy going into more detail about the product and how easy it was to sell and how there was no cold calling which is only partially true. they had me come back the next day to have a one on one. there the guy told me i had the job and would have to pay 200 buck for a book and a class and 80 bucks for tests to get my license.
Interview Questions
Negotiation Details
no negotiations...pure comission
Other Details
I got the interview through a Recruiter and the interview consisted of a Phone Interview, a 1:1 Interview and a Group/Panel Interview.
More American Income Life Sales Agent Interviews
Helpful Interview?
Yes |
No
Inappropriate?
Management Trainee at American Income Life
Posted Aug 7, 2010
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1.0
Very Easy Interview
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Overall Neutral Experience
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Received and Declined Offer
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Interviewed Aug 2010 in Grand Rapids, MI (took 2 days)
I received a call on Tuesday that the manager had reviewed my resume and wanted me to come in for an interview. I accepted and we scheduled for 11am on Wednesday. I waited outside the door of the office (which was vacant) for 5-10 minutes until they showed up. We walked inside with about 5 others who were all scheduled for the same time. There were two employees of AIL who handed out applications to fill out then we went in to talk to them for about two minutes. They looked over my resume while asking a few general questions then gave me a rundown of how the process worked. First the one on one interview which i was currently in. Then if they liked what they seen I would move on to a presentation of the company. After that they would discuss who they wanted to come back for a third interview which was the very next day and in their words would be a hiring interview. I made it through the presentation and they called me back later that day. I was disappointed in the fact that they were so unprofessional and were advertising for a management trainee but the real position was bottom level outside sales.
Interview Questions
Reason for Declining
I was disappointed in the fact that they were so unprofessional and were advertising for a management trainee but the real position was bottom level outside sales. It all seemed to me like they were people farming and trying to get as many people underneath them sent out to make them money. The two guys that were there to their credit were very nice but there was just something about it I didn't like.
Other Details
The interview consisted of a Phone Interview, a 1:1 Interview, a Presentation and a Personality Test.
More American Income Life Management Trainee Interviews
Helpful Interview?
Yes |
No
Inappropriate?
Sales Agent at American Income Life
Posted Aug 5, 2010
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1.0
Very Easy Interview
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Overall Negative Experience
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Interviewed and No Offer
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Interviewed Aug 2010 in Londonderry, NH (took 2 days)
I received a call from AIL that they found my resume online and wanted to interview me for a sales position. They set up the interview for the next day at their Londonderry office. I arrived for a 9:15 interview at 9:06, to a packed waiting area, with people filling out applications. I was asked to fill out an application, and then a manager would see me. I was called into a small conference room, where the regional director briefly looked at the application and my resume, and asked very few questions. The receptionist then lead me to a larger conference room with about 12 other people, where were given a presentation about the company and asked to fill out a personality test.
The product seemed reasonable enough, but the requirements were absurd. We would be a 1099 contractor, responsible for the use of our own cell phone, laptop, and vehicle without any reimbursement. Travel would be all over the state of NH with hours consisting of nights and weekends. We were required to get our insurance license through the state of NH, which totaled $400, without reimbursement. Later we were told they would want us to receive our license in Maine and Massachusetts, which would be an additional $290 every two years. Salary appeared to be 100% commission based, but he couldn't explain the details because it was "very complicated."
There were no direct benefits because of the 1099, but they would provide information on providers we could use.
The whole process was supposed to take 15 minutes, and it turned into 2 hours of wasted time.
Interview Questions
Other Details
The interview consisted of a Phone Interview, a 1:1 Interview, a Presentation and a Personality Test.
More American Income Life Sales Agent Interviews
Helpful Interview?
Yes |
No
Inappropriate?
Accounting/Marleting at American Income Life
Posted Aug 4, 2010
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2.0
Easy Interview
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Overall Negative Experience
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Received and Declined Offer
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Interviewed Jul 2010 in Edison, NJ (took 2 days)
THey contacted me online saying they found my resume on monster.com. Agreed to drive up to Edison for interview even though I live closer to a supposed office in Cherry Hill NJ area (it doesnt exist) Sat in a waiting area with about 40 to 50 other candidate. Once my name was called I was escorted into a small office where a "manager" took about 5 minutes of my time asking questions then asasked me to go to a conference room and fill out a personality test. After waiting for over 30 minutes a gentleman came in and gave us a presentation about the company which consisted of a brief history of company and then about fifteen minutes of him throwing numbers at us about pay, residuals, bonuses and then he started bragging about all the money he makes and all his people make for him. He told us that they were looking for managers and that anyone of us could be one within 6 weeks and the income was "unlimited" He kept stating that they had "too many indians and not enough chiefs" After this another "manager called me into his office and asked what I thought of the presentation and would I like to come back for a third interview, I was wondering what happened to the other 2.
Interview Questions
Reason for Declining
I got very leery of company during presentation when there was literally no mention of job description, compensation, training, hours. The only thing he talked about was money and how much you could make. I found these numbers to be very inflated. The whole concept of a group interview did not sit well with me. Seemed like an MLM. Guy giving presentation came off as very arrogant and dishonest.
Other Details
The interview consisted of a 1:1 Interview, a Presentation and a Personality Test.
Helpful Interview?
Yes |
No
Inappropriate?
Financial Services Representative at American Income Life
Posted Aug 2, 2010
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3.0
Average Interview
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Overall Positive Experience
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Received and Declined Offer
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Interviewed Jun 2010 in Providence, RI (took 2 weeks)
the company contacted me after posting my resume at carreerbuilder, they invited me over for a first one on one interview, the second interview consisted of a presentation/group panel interview and then the last interview a few days later with the general location manager, where he explains more about the job and decided wether or not the position is actually a right fit for both the company and you.
Interview Questions
Reason for Declining
i had a better opportunity, and cosidered that the job was not really for me.
Other Details
The interview consisted of a 1:1 Interview, a Group/Panel Interview and a Presentation.
Helpful Interview?
Yes |
No
Inappropriate?
Agent at American Income Life
Posted Jul 28, 2010
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1.0
Very Easy Interview
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Overall Neutral Experience
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Interviewed and No Offer
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Interviewed Jul 2010 (took 5 days)
I went to get interviewd and like most of you, the interview itself was from a much younger person than I expected it to be from (he was probably 25 years old), it took about 5-10 mins for him to "interview" me. Then, he sent me to another room where there was going to be a presentation. The presentation was good, helpful. They talked about the company and how much everyone there makes. Now I have another interview coming up in 2 days. We'll see how it goes.
Interview Questions
Other Details
The interview consisted of a 1:1 Interview, a Presentation and a Personality Test.
Helpful Interview?
Yes |
No
Inappropriate?
Entry Level and Middle Management at American Income Life
Posted Jul 22, 2010
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3.0
Average Interview
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Overall Positive Experience
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Interviewed and No Offer
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Interviewed Jul 2010 in Riverside, CA (took a day)
I made an appointment for an interview over the phone for two days later. The interview was about 10-15 minutes long. This was the first part of a three part process. The interviewer asked me a few questions that I answered truefully and in a positive discription. I asked my interviewer a couple of questions that then led my interviewer to ask me to return for a second interview. I will add more later as the process continues.
Interview Questions
Other Details
The interview consisted of a 1:1 Interview.
Helpful Interview?
Yes |
No
Inappropriate?
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