American Income Life

  www.ailife.com
  www.ailife.com

American Income Life Sales Agent Interview Questions

Updated Sep 22, 2014
Updated Sep 22, 2014
29 Interview Reviews

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3 people found this helpful  

Sales Agent Interview

Anonymous Interview Candidate in Phoenix, AZ
Anonymous Interview Candidate in Phoenix, AZ
Application Details

I applied through a recruiter. The process took 4 daysinterviewed at American Income Life in September 2014.

Interview Details

I had submitted my resume to CareerBuilder looking for employment opportunities in a different field. A day or two later I received a phone call from American Income stating they had seen my resume posted and were interested in setting up a one-on-one meeting with me to discuss a potential position within their company. I was hesitant because I hadn't actually sent in any application for them, but I scheduled one anyway because, well, an interview is an interview. When I arrived there were at least 15-20 other people in the office filling out paperwork the receptionist had given them, and then we were called in two at a time to speak with one of their employees. The woman I went with barely looked at my resume, asked one or two questions about the job I was currently working with, then passed both I and my interview partner off to the "second interview," which was actually a large group PowerPoint presentation where a couple of women talked at length about how wonderful their company was and how fast they were growing and how high the earning potential was without actually giving me any concrete information as to what the job would specifically entail or what positions we would be hired for. Then each candidate got a couple of minutes to explain why they should be called back for the final stage of the interview. You could tell that lots of people in that room had been out of work for quite some time and the recruiter didn't actually seem to be interested in our answers at all, other than occasionally making a comment between candidates that she really hoped we would all be called back because we seemed like good people. Barely a couple hours after I left, I got a call from one of the other recruiters inviting me back for the final interview and I accepted, but became very uneasy about it as the day went on, and the next day I called to cancel. I could not get ahold of a single living person through their office line and ended up having to leave a message. Within the next few days I got not one but two phone calls from their office asking why I hadn't shown up to my interview and when I explained what had happened, they asked if I would like to reschedule. What kind of legitimate company calls to reschedule an interview that has been cancelled by the one actually looking for a job?

Interview Questions
  • There were no difficult questions. There were barely any questions at all, in fact.   Answer Question
Reasons for Declining

The whole set up seemed very off to me. When I arrived and throughout the interview process it seemed like they were looking to contract as many people as possible rather than actually being concerned about the quality of the candidates they were interviewing.

Declined Offer
Negative Experience
Easy Interview

Other Interview Reviews for American Income Life

  1.  

    Sales Agent Interview

    Anonymous Interview Candidate in Bangor, ME
    Anonymous Interview Candidate in Bangor, ME
    Application Details

    I applied through a recruiter – interviewed at American Income Life in December 2013.

    Interview Details

    They bring you to the office for an Interview, they put you in a room with several people and the guy tells you how much money he makes selling insurances the. Gives falls numbers to tell customers to get them to purchase more life insurance,

    Interview Questions
    • When I was called for the interview after they found my résumé on line, it was 90 min away, I asked where the job would be, I was told I would work from home, at the interview I was told my training would be 90 min away for 6 weeks, 9am to 11pmI had to pay for all of my training materials and testing. Then be working 90 min away in another city   View Answer
    Reasons for Declining

    I didn't like the feeling I got from him and the distance was not doable

    Declined Offer
    Negative Experience
    Average Interview
  2.  

    Sales Agent Interview

    Anonymous Interview Candidate in San Diego, CA
    Anonymous Interview Candidate in San Diego, CA
    Application Details

    I applied online. The process took 2 daysinterviewed at American Income Life in October 2013.

    Interview Details

    The biggest problem I had interviewing with Michael Yancovich's team was that they were very sneaky about the whole process. I responded to a very vague ad online, they called me in for an interview and said it was one on one, then I show up to a room full of 20 people answering questionnaires. Not what I was expecting at all. Then I try to ask what job the position was for, they kept putting me off like "we'll get to that later, first we need to determine your skills, now sit through this very vague presentation." I didn't last through the presentation because it was just a waste of time, obviously it wasn't a marketing position as I'd come in for, it was a sales agent position being disguised as something else. If you have to disguise the job that bad, it must suck or not be for everyone.

    Interview Questions
    Reasons for Declining

    They seemed to eager and it was all commission based. A lot of room for failure if you're not already calling the shots.

    Declined Offer
    Negative Experience
    Easy Interview
  3.  

    Sales Agent Interview

    Anonymous Interview Candidate in Los Angeles, CA
    Anonymous Interview Candidate in Los Angeles, CA
    Application Details

    I applied in-person. The process took 2 daysinterviewed at American Income Life in July 2013.

    Interview Details

    AIL makes a big effort to hire new people (with high turn-over rates), so as long as you meet the simple basic requirements, you should join the team fast. The process takes 2-3 days (same week) and I felt like AIL was trying to convince me to join the team, more than I was trying to make them hire me. Being a 100% commission based income the risk and costs to having more employees is low (for them - the more the merrier).

    Interview Questions
    • Are you willing to be working 2-3 months until you see your first paycheck?
      and are you able to pay for the tests you need to take to get the license?
       
      View Answer
    Negotiation Details
    No negotiation possible
    Accepted Offer
    Positive Experience
    Easy Interview
  4. Is this helpful? The community relies on everyone sharing – Add Anonymous Interview Review


  5.  

    Sales Agent Interview

    Anonymous Interview Candidate in Melbourne, FL
    Anonymous Interview Candidate in Melbourne, FL
    Application Details

    I applied through a recruiter. The process took 2 daysinterviewed at American Income Life in June 2013.

    Interview Details

    I was called because they found my resume off the internet and although I had no sales experience they were interested in my leadership skills more then anything else. I went in for the interview and I could tell it was a brand new office which excited me! I had an Interview with Chad Mclaughlin but ended up interviewing with Jonathan Hanaway because chad was in an interview with someone else at the time. The first interview was pretty brief and I was called back the same day for a second interview. On my second interview they answered all the questions I had in great detail and I was hired!

    Interview Questions
    • Are you comfortable with working on just commission?   View Answer
    Accepted Offer
    Positive Experience
    Easy Interview
  6. 3 people found this helpful  

    Sales Agent Interview

    Anonymous Interview Candidate in Middletown, CT
    Anonymous Interview Candidate in Middletown, CT
    Application Details

    I applied through a recruiter. The process took 2 daysinterviewed at American Income Life in May 2013.

    Interview Details

    Called in for an unsolicited interview after they "noticed my resume on Monster". Showed up and they didn't have my resume, taken to the back by a "screener". After being asked a few basic questions, they then put me in a room with 15 other individuals and began a presentation on their company. They basically try to hire anyone that walks in the door (regardless of anything) to sell for them.

    Reasons for Declining

    Read the reviews of their company on here. They are either clearly being posted by the managers to try to cover a bad image, because the few REAL reviews paint a very scary picture of what it entails to work for this company.

    Declined Offer
    Easy Interview
  7. 1 person found this helpful  

    Sales Agent Interview

    Anonymous Interview Candidate in La Crosse, WI
    Anonymous Interview Candidate in La Crosse, WI
    Application Details

    I applied online. The process took a dayinterviewed at American Income Life in February 2013.

    Interview Details

    I got selected from Career builder and was called for a screening interview and company information. They asked basic questions like why sales? strengths and weaknesses and then said they have a session organized for company information. The session was of 30 mins and was more of a general insurance overview.

    Interview Questions
    • Why do you want to switch from technical background to sales?   Answer Question
    Reasons for Declining

    Found the company and the profile not so reliable

    Declined Offer
    Negative Experience
    Easy Interview
  8.  

    Sales Agent Interview

    Anonymous Interview Candidate in Saint Louis, MO
    Anonymous Interview Candidate in Saint Louis, MO
    Application Details

    I applied through other source. The process took a dayinterviewed at American Income Life in February 2013.

    Interview Details

    Wasn't so much of an interview as a presentation to a group of 20 or so prospective employees. It felt like a timeshare presentation. The setting made me think that they'll take absolutely anyone willing to do the job. The "interviewer" didn't ever say that all the positions they have are 100% commission based; I had to ask.

    Interview Questions
    • Didn't ask any questions at all. It was a presentation and breakdown of the company, sales pitch, and commission structure.   Answer Question
    No Offer
    Negative Experience
    Easy Interview
  9.  

    Sales Agent Interview

    Anonymous Interview Candidate in Cincinnati, OH
    Anonymous Interview Candidate in Cincinnati, OH
    Application Details

    I applied through a recruiter. The process took 3 daysinterviewed at American Income Life in February 2013.

    Interview Details

    Pretty upbeat and informative. Had an former offensive linemen to give the presentation of the company and what they had to offer. He was engaging with the group and kept it pretty flowing with his power point presentation. Filled out the customary application and have a 10 min one on one interview.

    Interview Questions
    • Question was about if you had to choose a free seminar on a career path. Wether you had to take a seminar on how to structure your career or choose a seminar that shows you what career path to take.   Answer Question
    No Offer
    Positive Experience
    Average Interview
  10. 1 person found this helpful  

    Sales Agent Interview

    Anonymous Interview Candidate in Little Rock, AR
    Anonymous Interview Candidate in Little Rock, AR
    Application Details

    I applied through other source. The process took 2 daysinterviewed at American Income Life in January 2013.

    Interview Details

    I was contacted by someone who said the MGA found my resume on Monster. I was asked a few questions and then set for an interview. I was given vague information when I asked which company the agency represented and only told the agency name.
    I arrived early as asked, and was surprised to see the number of people in the lobby. (about 10 additional) We were asked to go into a conference room where we were shown a presentation of the company and given information on the compensation structure. We were told to complete a questionairre(personality test) and then were each called into a 1 on 1 interview.
    I expected the 1 on 1 to be more professional and detail oriented, giving information about my past work experience and able to ask questions about the job, however the man that interviewed me only asked "if I would have issues obtaining a license" (I have a non resident lic as I just reloc to the state) and "what questions do you have about the presentatin you just heard?"
    I asked how long he had been with the company and he said 2 years(funny out of the 6 people I met everyone had 2 or less years tenure, except the MGA who did the presentation, he said he had 12. Also the person that called me back to answer my questions said he also had 12 years with AIL
    After I asked him if he had even looked at my resume, and gave it to him, he turned to page 2 and mentioned one company I worked for then, asked if I had questions about the presentation.
    I asked questions I had and he could not answer them stating he would have someone contact me. Affter about 15 min I ended the interview.
    I was contacted shortly by the man that said he referred my resume, and he answered my questions, and told me I wouldnt need to go through the next process just to let him know when I could start and gave me the dates.

    Interview Questions
    • Would I have a problem obtaining the licenses? (I have been lic 19 yrs and am licensed in 49 states as is listed on my resume)   View Answer
    Reasons for Declining

    As an insurance professional, this company did not represnt itself as a legitimate company in terms of agents, and professionalism. All agents are going to be 1099 but they never tell you that until you are in the 1 on 1. Also, they just get as many people in to interview as possible and if you have the funds or can obtain them to get the license, they pass you along to the next phase and hire you. I can only assume from my experience that they have a high attrition rate as over half the people I met were under 2 years tenure. And 12 year tenure for the other 2 people, seems odd... only 2 or 12 year tenured people. That sounds staged.

    Declined Offer
    Negative Experience

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