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Bank of America Credit Analyst Interview Questions & Reviews

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Getting the Interview 

66%
16%
8%

Interview Experience 

55%
44%
0%

Interview Difficulty 

Average Difficulty
10 candidate interviews Back to all interview questions
Relevance Date Difficulty
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Accepted Offer

Neutral Experience

Credit Analyst Interview

Credit Analyst
Saint Louis, MO

I applied online and the process took 2 weeks - interviewed at Bank of America.

Interview Details – Phone interview

Interview Question – No question just conversational interview   Answer Question

Negotiation Details – Didnt need to pay was excellent

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Accepted Offer

Neutral Experience

Average Interview

Credit Analyst Interview

Credit Analyst

I applied through a recruiter and the process took 4+ weeks - interviewed at Bank of America in August 2010.

Interview Details – phone interview with recruiter, interview with two floor managers and interview with unit leader.

Interview Question – where does a cab driver work and how much does he make   Answer Question

Negotiation Details – no negotiation

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Accepted Offer

Positive Experience

Average Interview

Credit Analyst Interview

Credit Analyst
Phoenix, AZ

The process took 1+ week - interviewed at Bank of America in May 2012.

Interview Details – I was contacted fist by email to complete an online assessment. Once completed i recieved a call requesting a phone interview which lasted 30 minutes. At the end of the call i scheduled a final phone interview (the interviewer explained that since I was out of state we would do another phone interview, although it would normally be a face to face interview) and once completed I received an offer the next day.

Interview Question – Describe a situation in which working with a team was challenging or difficult   View Answer

Negotiation Details – The employer accepted the inital offer i requested, although it was well above the average, since i had previous experience and a degree.

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Accepted Offer

Positive Experience

Average Interview

Credit Analyst Interview

Credit Analyst
Newark, DE

The process took 4 days - interviewed at Bank of America in November 2011.

Interview Details – I applied online. I had to submit a personality and skills test. An initial recruiter contacted me and asked me just a few questions as well as to make sure I would accept salary, start date and schedule, none of which were negotiable. She then referred me to have an additional phone interview the next day, which was about 30 minutes. These questions and expectations were probably the hardest of the entire process. Be specific and have behavioral examples ready. They hate generalizations. This recruiter is the recruiter I would work with for the rest of the process. She set me up for a face to face interview the next day. A team lead had me listen to a few calls to get an idea of what I would be doing. The team supervisor asked me questions. I was then referred to the department manager for final approval. By the end of that discussion, she advised me she would suggest to the recruiter I be given an offer. The recruiter called me within 15 minutes after I left the property. They then do a check of your work history. DO NOT lie. If you were fired, be honest. I know others that were hired even with this history. They are looking for your overall ethics as well as the actual references. The checks are very detailed. Fingerprint background is also done. Your offer is contingent on these checks coming back clean. You give them permission to do a credit check and I have heard they are only looking to make sure you don't owe banks any collections, foreclosures, etc. Again, they are looking at high ethics.

Interview Questions

  • Rate from 1 to 3, 1 being most important the following things: Customer Experience, Quality, Call Handling Time   Answer Question
  • Tell me a time you did something for a professional contact that was against policy and procedure.   Answer Question

Negotiation Details – No negotiation at this level.

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No Offer

Neutral Experience

Average Interview

Credit Analyst Interview

Credit Analyst
Chicago, IL

I applied through an employee referral and the process took a day - interviewed at Bank of America in March 2010.

Interview Details – Phone interview with the HR person in NC, then four interviews with people from the Chicago office. Questions were fairly straight forward but once I got in there I realized they were only interested in people who were in a credit underwriting role for some time.

Interview Question – What is your greatest weakness?   View Answer

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No Offer

Neutral Experience

Difficult Interview

Credit Analyst Interview

Credit Analyst
Chicago, IL

The process took 2 weeks - interviewed at Bank of America in March 2010.

Interview Details – They emailed me the interview schedule three days ahead. The phone interview was pretty easy since interviewer simply went though my resume. He also ask me something related to the credit derivative such as CDO and CBO but didnot go further. Two weeks later, somebody told me that the position was filled by insider.

Interview Question – what is CBO.   Answer Question

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Accepted Offer

Positive Experience

Easy Interview

Credit Analyst Interview

Credit Analyst
New York, NY

I applied online and the process took 2 weeks - interviewed at Bank of America in September 2009.

Interview Details – Smooth Process. Easy to apply for on the site - was already an employee of the bank. Great conversation with hiring manager, then my would be manager, then one of the department heads. Very friendly, efficient process.

Interview Question – Name some of your strengths and weaknesses.   Answer Question

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Accepted Offer

Neutral Experience

Difficult Interview

Credit Analyst Interview

Credit Analyst
Newark, DE

I applied through an employee referral and the process took 2 weeks - interviewed at Bank of America in October 2009.

Interview Details – I interviewed with 3 people on a panal for the position as a Credit Analyst. II. They asked questions pertaining to my knowledge of credit bureaus and their lending philosophy, of a customers ability, stability, and willingness to pay. Once I got post the panel interview which consisted of 3 managers, I was then transferred to the department manager who asked similar questions and eventually made me an offer of employment.

Interview Question – What is your strongest ability?   Answer Question

Negotiation Details – Salary negotiation was not available. We were promised overtime and incentive which was taken away 2 weeks after I started the position -- To anyone else interviewing for this job, make sure overtime and incentive and job security is there to stay before accepting the offer.

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Accepted Offer

Positive Experience

Easy Interview

Credit Analyst Interview

Credit Analyst
Toronto, ON (Canada)

I applied through an employee referral and the process took 2 weeks - interviewed at Bank of America in June 2008.

Interview Details – i was referred by an employee and had a phone interview first then i was invited to have an interview with 2 people, my direct manager, the department head.

Interview Question – no real difficult questions   Answer Question

Negotiation Details – i counter offered what i was first offered and was also able to get a relocation package as well.

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Accepted Offer

Positive Experience

Easy Interview

Credit Analyst Interview

Credit Analyst

I applied in-person and the process took a day - interviewed at Bank of America in February 2011.

Interview Details – laid back, talked to 3 people about my background then took an accounting test.

Interview Question – I wasn't expecting an accounting test, but it wasn't very difficult.   Answer Question

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