Comerica

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Comerica Credit Analyst Interview Questions

10 Interview Reviews

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Credit Analyst Interview

Anonymous Interview Candidate
Anonymous Interview Candidate
Application Details

I applied online. The process took 3 weeksinterviewed at Comerica.

Interview Details

Applied online, phone screen, then in-person interview. A recruiter called me from the corporate headquarters and ran through a few basic questions. Mostly it was to explain the job and see if I still wanted it. Then an in person interview with the team I'd be working for.

Interview Questions
No Offer
Average Interview

Other Interview Reviews for Comerica

  1.  

    Credit Analyst Interview

    Anonymous Interview Candidate in Long Beach, CA
    Anonymous Interview Candidate in Long Beach, CA
    Application Details

    I applied through college or university – interviewed at Comerica.

    Interview Details

    First met Comerica at my school's career fair. Got called later that week for an on-campus interview. The individual was in his mid-to-late 20's and was super laid back. He had to ask the "protocol" questions and liked me. The second interview was in their Long Beach office. Multiple candidates were called in that day and we had a quick info session about what the credit analyst position was about. All candidates rotated between 3 people. Behavioral questions were asked by one person; another asked about accounting questions/scenarios; last asked about my experience and personal questions. The environment there was unique. Large floor, but really quiet. As a 22 yr-old, I (personally) wouldn't feel motivated there. It had this dead feeling with huge generation gaps. I guess that's how the corporate banking world is? Not that Comerica is even that big of a bank. The part that told me Comerica wouldn't have been the place for me was when HR (in San Jose) told me I would be informed in several weeks. About a month and a half went by without word. I finally reached back and they called me the next day and informed me I wouldn't go through. The closure was there, but I then realized that for a corporation to drop the ball on simple but important stuff like that was probably not what I was looking for.

    Interview Questions
    • The person asking accounting questions. I saw a prior Glassdoor comment about being asked accounting questions and it's true. The position states they want any business major, but this is heavy on accounting (with finance being a must obviously). Don't remember the details, but I remember being asked something like this: if company XYZ does blah-blah for a business and we are to provide them a loan, what are some things we would be concerned about if they bankrupt? Regarding accounting, if we make a change on blah-blah part of the balance sheet, how does that affect the income statement and P&L?

      Basically, it was more about accounting than finance and the risk associated on the bank's behalf. I thought it was deceiving for the post to encourage all business majors to apply when you need to have a decent background in accounting. Anyone with no experience in finance or accounting would obviously have a more difficult time versus someone who did.
       
      Answer Question
    No Offer
    Positive Experience
    Average Interview
  2.  

    Credit Analyst Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    I applied online. The process took 4 weeksinterviewed at Comerica.

    Interview Details

    Two step process. First a phone screening then in a office interview. Fairly laid back with mostly behavioral type questions and basic accounting principals.

    Negotiation Details
    No negotiation.
    Accepted Offer
    Positive Experience
    Easy Interview
  3.  

    Credit Analyst Interview

    Anonymous Interview Candidate in Houston, TX
    Anonymous Interview Candidate in Houston, TX
    Application Details

    I applied online. The process took 2 weeksinterviewed at Comerica.

    Interview Details

    Initial phone interview with one or two technical questions about the balance sheet. For the next round I was flown to Houston to meet with the team and go through some more interviews.

    Interview Questions
    No Offer
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  5. 1 person found this helpful  

    Credit Analyst Interview

    Anonymous Interview Candidate in Auburn Hills, MI
    Anonymous Interview Candidate in Auburn Hills, MI
    Application Details

    I applied through a recruiter. The process took 2+ weeksinterviewed at Comerica in August 2012.

    Interview Details

    Note: I was an internal candidate with credit experience when I applied. First is a phone screening where you will be asked why you want to become a commercial lender and they will assess your basic accounting knowledge. It is probably 40% personality and 60% credit/analysis skills they are looking for. The accounting questions are fairly basic -- i.e. name the parts of a cash flow (operating, investing financing), describe how different financial statements (IS, BS, CF) are connected, what are the 5 Cs of credit and why are they important, etc... They also give you a situation where you are a lender and visiting a prospective borrower and ask you what questions you would ask, what type of loan you would offer, etc.

    Interview Questions
    • Describe the most difficult financial analysis you completed and walk me through your thought process. Experiences from either school or work are fine.   Answer Question
    Negotiation Details
    They will not negotiate salary at all.
    Accepted Offer
    Positive Experience
    Easy Interview
  6. 1 person found this helpful  

    Credit Analyst Interview

    Anonymous Interview Candidate in Dallas, TX
    Anonymous Interview Candidate in Dallas, TX
    Application Details

    The process took a dayinterviewed at Comerica in October 2011.

    Interview Details

    Asked typical interview questions

    Interview Questions
    • What balance sheet and income statement categories would be affecting from different situations: Gave situations such as a negative net income, loss from a sale of asset, capital gain, deferred revenue.   View Answer
    Accepted Offer
    Neutral Experience
    Average Interview
  7. 1 person found this helpful  

    Credit Analyst Interview

    Anonymous Interview Candidate in Houston, TX
    Anonymous Interview Candidate in Houston, TX
    Application Details

    I applied online. The process took 6+ weeksinterviewed at Comerica in November 2010.

    Interview Details

    First Round: On-Campus or Telephone Interview, Basic Questions like "Why should we hire you over other candidates?", "If I gave you a set of financial statements, what information would you used to evaluate the financial health of the company" and other behavioral

    Second Round: An all day affair consisting of several behavioral interviews with people at different levels, a lunch interview with two other candidates & other interviewers and a technical interview. I really enjoyed meeting everyone, but the technical interviewer was kind of a hard hitter. Questions included using inventory as collateral and a company takes a loan of a million dollars - walk me through how this impacts the Balance Sheet & Income Statement overtime...

    Honestly, I'm shocked I didn't get an offer - I wish they provided a little more feedback rather than a form rejection letter. After spending hours there, I feel it's the least they could do...

    Interview Questions
    No Offer
    Neutral Experience
    Average Interview
  8. 2 people found this helpful  

    Credit Analyst Interview

    Anonymous Interview Candidate in San Jose, CA
    Anonymous Interview Candidate in San Jose, CA
    Application Details

    I applied online. The process took 2 weeksinterviewed at Comerica in July 2010.

    Interview Details

    The first interview was a fairly easy phone interview: tell me about yourself, why Comerica, etc. The second round was on Friday and consisted of three one-on-one interviews. No technical questions at all, but a lot of behavioral questions: tell me about a situation when you had a personality conflict with one of your group members, etc.

    Interview Questions
    • Tell me about a time when you had to deal with a personality conflict with a boss or co-worker.   Answer Question
    No Offer
    Neutral Experience
    Average Interview
  9.  

    Credit Analyst Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Interview Details

    The initial interview was a phone interview with an HR representative. The questions were fairly basic (Why Comerica? Past jobs, etc) Once the representative was satisfied she informed me that my application would be submitted and a hiring manager would call me to schedule an interview. The next day I received the call and an interview was scheduled with a panel of managers. The questions were fairly basic and also tested your basic accounting skills.

    Interview Questions
    • The most difficult question is always the inevitable "Tell me about yourself" question.   Answer Question
    Negotiation Details
    No negotiation.
    Accepted Offer
  10.  

    Credit Analyst Interview

    Anonymous Interview Candidate
    Anonymous Interview Candidate
    Application Details

    The process took a dayinterviewed at Comerica in October 2010.

    Interview Details

    Met Comerica at a career fair and scheduled for an interview on the spot.

    Interview Questions
    • Tell me about the most difficult accounting or finance related course you have taken   Answer Question
    No Offer
    Neutral Experience
    Average Interview

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