Enova Financial Interview Questions & Reviews

Interviewed Jan 2012 in Chicago, IL (took 2 weeks)

I applied to a position through LinkedIn and received a call the following day from one of their recruiters. We talked for about 20 minutes about my education, work experience and future plans. She asked for my GMAT score, which was not on my resume. She also asked me a "case study" question about what factors I would consider if loan defaults suddenly rose. After this, she said she'd talk to some of the managers and try and set up a phone interview for me.

The next interview was a 45 minute phone interview, which went over some of the same things as before, but I was also asked behavioral type questions and had another case study (given number of loans, default rate, interest rate, principal amount and asked if this was profitable or not). After this, I got to ask a few questions about the company.

A few days later, I was invited to their office to speak to some of their managers. The first person I spoke to was the same person that interviewed me on the phone, and it consisted of more case studies. She was cheerful, nice and pointed out if my answers were missing anything. The second person I spoke to was a bit different. He didn't seem to want to be there at all, and was rushing through most of the questions. His case study questions were a bit harder and vague, though he helped me through a couple of answers that needed refining. The final interviewer basically talked to me for 20 minutes; no case studies, just about my past and what I want to do in the future.

It's been a few weeks, so I'm assuming I didn't get an offer, which to be honest, is fine with me. The payday loan business is not something I want to be part of, and I know about this until after I submitted my resume (probably a mistake). Also, everyone I talked to at Enova had some way of justifying that what they do is acceptable. I'm not saying it isn't acceptable, but why justify something, unless you question it yourself? I also thought they didn't care too much about me as a person, but rather if I could deliver results. To be fair though, it looked like a pretty cool place to work, with lots of young, bright people. If you can get past their industry, it might be a rewarding career and a good place to work.