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Primerica
3.9 of 5 124 reviews
www.primerica.com Duluth, GA 1000 to 5000 Employees

Primerica Interview Questions & Reviews

Updated Jun 14, 2013
All Interviews Received Offers

Getting the Interview  81 Interviews

41%
18%
15%

Interview Experience  75 Ratings

26%
28%
45%
1.4320987
81 interview experiences
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Sales Manager at Primerica

No Offer – Interviewed in Naperville, IL Jun 2012 – Reviewed Aug 8, 2012

Interview Details – I should have noticed the red flags right away. They sit you down in a room with multiple chairs and then begin with a powerpoint presentation. The powerpoint presentation lasted nearly an hour and fifteen minutes and was more of a lecture that ended in them trying to sell me a job. The topping on the cake was the pay structure which increasingly sounded like a pyramid scheme. Avoid this company so they do not waste as much of your time as they did of mine.

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Financial Advisor at Primerica

Accepted Offer – Interviewed in Herndon, VA May 2012 – Reviewed May 30, 2012

Interview Details – Interview consisted in a meeting at a rented office space, in downtown Washington, DC. The representatives are all independent contractors, though that face was not presented to me in the interview or on the telephone. The company attempts to hide that fact from their potential employees, as it tends to discourage them from accepting to be hired, which consists of a 100 dollar fee that is presented as a deposit, that would be returned to you after you close your first deal in the company. 25. extra dollars per month is also assessed at the time of beginning with them, for use of their on line training modules, which are required for the licensing that is required by the company to function as their agents, independent contractors, that is.

I think the person giving me the initial interview was not the person who actually gave me a presentation about the company, it was his girlfriend, also who seems to be working with the company part time as a 1099 private contractor. It is the way the company operates obviously, requiring people who are working for them to do recruiting also for the company. Seems strange to me, but, that is the way they operate, and work in a sort of pyramid type structure of office functioning. All are a part of someone elses upline of employees. They obviously pick up residual income from those below them in the company. Strange but, this is the way it operates. They are a pyramid type of operating structure, with the bottom layer of employees, supporting the upper levels of management. That is the way they operate. It seems a very good little "organized group" and so far, they seem to be relatively harmless as managers. Training occurs 2 times a week, Thursday and Saturday evenings, so as not to interfere with a full time working persons regular employment. However, they obviously are looking to keep people on only as part time employees, as it profits them more with more people working under the next layer of company personnel.

I still have yet to realize the actual payment methods for various plans they offer. It has yet to be explained to me in detail. I will have to ask again the next time I meet with the two reps I have met so far.

I want to know more of these operating employees, as they do not seem to be very forthcoming with regard to how much they have made with this company so far. A strange thing for me to understand, since they seem to be very closed in what they are earning there with the company. I would still wonder why, as it would seem to be a major reason to be happy to communicate this to new employee potentials that will offer them more money for their own pockets, if retained over the long term.

That is my experience so far with them. No other reviews seem to be forthcoming. I wonder why?
I can guess, but, I don't wish to be critical at this early stage of something that still seems so quiet about their earnings for the year they have been with the company.

Interview Questions

  • How would you rate yourself, in terms of being coachable? In other words, to follow the lead of others, and accept their methods for training.   Answer Question
  • Do you have an outgoing personality, and would be able to work with families and individuals easily? They want to know if you have a sales background also.   Answer Question

Negotiation Details – Nothing to it. Straight commission is the deal, but, the percentages are not yet clear as yet.
That is avoided during most conversations with the reps I have met so far.

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Sales at Primerica

Declined Offer – Interviewed in Janesville, WI May 2012 – Reviewed May 18, 2012

Interview Details – very professional interview

Interview Question – How do you handle a situation where you have to manage someone who is older than you but doesn't think they should be managed by a younger person.   Answer Question

Reason for Declining – It seemed like the type of company who will hire anyone because it is a salary based position and it is of little risk to them if the employee doesn't produce.

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Financial Consultant at Primerica

Declined Offer – Interviewed in Houston, TX Mar 2012 – Reviewed May 11, 2012

Interview Details – It consisted of a conversation with the person who recruited me first. Then she invited me to a presentation that was about an hour long. If I decided to sign on I would have went through a background check and training. If you are looking for home based employment that deals with face to face communication and financial placement this would be a good fit.

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Financial Advisor at Primerica

No Offer – Interviewed in Herndon, VA Mar 2012 – Reviewed Mar 31, 2012

Interview Details – A recruiter reached out to a co-worker of mine who subsequently asked if it would be OK for him to give the recruiter my info. Having a brief idea of what Primerica does, I was a little skeptical, but I told him to go ahead. Within 5 minutes of of forwarding my resume (to a 'recruiter' with a gmail address, not @primerica...) I received a call that I let go to voice mail. (Indeed, from the recruiter, but from a Georgia area code)

Before calling the recruiter back I tried to find more information about the position via Primerica's career site. They had no jobs posted in VA, DC, or MD.

So I call the recruiter back the next day and we chat. Turns out he wanted to bring me in that same day for an in person interview. However, this is before even asking me ANYTHING about my background, resume, or career goals. The very first thing he led off was, "Can you come in for an interview today?" After deferring to another time, he proposes Saturday morning (2 days away). At this point I'm pretty sure what this is all about, but he's very enthusiastic about bringing me in and showing me to the other general managers in the office on Saturday. Then, he finally asks what I'm looking to get out of my next job. I give a standard reply and he assures me this position will exactly fit my desires. That was pretty much the extent of the phone interview since he confirmed the location of the Herndon office and said he looked forward to meeting me on Saturday. It was hard to understand him during our entire conversation, and in hindsight he must have been calling from his cell phone because he did make a passing reference to "not having to work at a desk in months"

Shortly after letting this all sink in, I write the recruiter back and tell him I do not believe this position is right for me and to please remove me from further consideration. In reply I receive a fairly condescending email telling me to not believe what I "obviously" read online that Primerica is a scam and that I should look up which company has the highest earners.

I don't believe the company is a scam, and hadn't paid any mind to similar claims I did indeed see when doing initial research. However, I do believe that it is a line of work that is primarily for certain kinds of people. Having friends in similar marketing type positions, I agree that if you're outgoing, ambitious, and have a strong desire to succeed you could make much more than a traditional 9-5 job. They seem to have frequent interviews, or "open houses", which are likely mass presentations. Indeed, when I asked how long this interview would be he mentioned that a portion would be in Herndon and then if I liked what I heard he would take me to another location for further interviewing.

Interview Question – What are you looking to get out of your next job?   Answer Question

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Sales at Primerica

Declined Offer – Interviewed in West Chester, OH Mar 2012 – Reviewed Mar 26, 2012

Interview Details – Received a phone call and short interview during the initial phone call. Sounded like a sales job, which I wasn't looking for, so I asked and the recruiter reassured me that they were hiring for what I was seeking. Recruiter set up an in-person interview for a few days later.

Went in for the interview where the representative informed me they only had (commission only) sales positions available. He said everyone has to start in sales in this company- there is no way to make it to another position without working in sales, and that is why the recruiter said they were hiring for all positions.

I was very direct with both people and frustrated that they wasted my time and claimed they hadn't lied based on a technicality. However, I had braced myself for this to happen before going in because of similar experiences posted on Glassdoor.

Interview Question – Tell me about the work you have been doing.   Answer Question

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Cold Calling Sales at Primerica

Accepted Offer – Interviewed in Troy, MI Jun 2010 – Reviewed Mar 16, 2012

Interview Details – Hines and Associates on Big Beaver in Troy MI. 1.5 hour presentation on the tons ofmoney you are going to make building your business by recruiting others into the multi-level marketing system. Not an interview but watch the presentation, sign an agreement, give credit card info for background check and you're in.

Interview Questions

Negotiation Details – All commission, nothing to negotiate.

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Sales at Primerica

Accepted Offer – Interviewed in Sarasota, FL Dec 2011 – Reviewed Dec 7, 2011

Interview Details – Had a sit down presentation explaining what we do, our objectives, etc... then a follow up meeting 2 days after that, more thoroughly explaining our objectives and approach. After the first sit down presentation you could leave it or take it to the next step. I chose to follow up, seems like a very successful and surprisingly friendly business and I work with a great team of people!

Interview Questions

  • There were no questions, rather everything was explained to you...   Answer Question
  • There were no questions, rather everything was explained to you...   Answer Question

Negotiation Details – You were told what you were able to have, make, or earn. The money is really up to how much drive and time you want to put into this. You really do get out of this what you put into it.

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Interview? at Primerica

No Offer – Interviewed in Edison, NJ Sep 2011 – Reviewed Nov 3, 2011

Interview Details – Interview? What interview? I met representatives at a job fair, specifically stating what type of position I was looking for. I was then contacted to have a face-to-face interview, on a Saturday at a location over 50 miles away. I figured, okay, at least I won't have the traffic to deal with.

Had difficulty finding the office, finally got directions from a competitor nearby. Go upstairs, am asked to wait and go get coffee (none in office, had to exit the building and go to Dunkin Donuts). Had 2 minutes with the interviewer where I did the right things, asked questions about the company, started a dialog. (I did my research on the company.) I then was sent to a room to see a presentation on the company. HOURS later, I finally get to meet the interviewer again. I believed we would now be discussing the position that I believed they were looking to hire me for.

Not quite! As others had said, they don't hire people, they want you as part of their multi-level marketing tree. Sorry, but I left sales over 25 years ago, and this is purely commission-based where you have to get your own leads. Kept pushing the money you can make as a "business owner". Thanks, but no thanks. Nowhere on their web site is their business model defined - and when you ask during the interview, they will dance around it.

My suggestion to other candidates - unless you specifically want to become a business owner selling insurance and financial assistance, decline when they call.

Interview Question – How would you feel about making money for yourself?   Answer Question

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Life Agent at Primerica

Declined Offer – Interviewed in Herndon, VA Jun 2009 – Reviewed Oct 25, 2011

Interview Details – After they call you in for a one on one interview, they lecture you about how great selling the company's products (e.g. term life insurance, mutual funds, variable annuties, etc.) are and how it's a successful multi-marketing corporation belonging to Citigroup. Instead, this is clearly a pyramid scheme with a phony recruiting process, taking anyone without any prior experience or qualifications, with the legal age being 18 of course. Did I have to mention paying two hundred dollars just to join the company?

Interview Question – How do you deal with stress in your work life?   Answer Question

Reason for Declining – Commission is wackkkkk :(

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Pros: It allows you to help people find better ways to save on life insurance.
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