Prudential Interview Questions & Reviews

Interview Details – About 1 hour

Negotiation Details – Pretty easy

Interview Details – A salary in this field of work is an illusion. No employer is going to continue a salary and benefits where the employee is not generating enough commission..

Don't waste your time with a commission only offer from Prudential, they have no vested interest in you as a employee. Prudential is based on the tests you have to take rather than how you are perceived by the people interviewing you. DO NOT get your hopes up until a contract is signed!

Reason for Declining – The position is 100% commission only and you have to have a Life and Health Insurance License, Series 6 license and Series 63 license, all of these you must obtain within 26 weeks and you pay for it out of pocket, about $850.00.

They made a lot of promises of making big money:
65k 1st year / $137k 2nd year / $187k 3rd year / $248k, 4th year and so on.

Prudential says they will reimburse you for the exams only if you pass them in the allotted time. They also claim to offer health benefits but it was not clearly explained to me who would pay for it.

The second time I went down there was for an orientation, the recruiter tells me he wants to me write down a list of 50 to 100 people I know and bring it with me next time, right there bells are going off that they want me to sell insurance products to my friends and family even though they said no. My guess was they were trying to get this list to recruit from that.

The first 2-years your hired as an salaried employee, from there on your are a 1099 contractor.

They wanted me to sell a huge amount of products including Life/Health Insurance, Annuities, Retirement Planning to both residential and commercial customers, all of this while only getting 45% commission on the sale. This is of course IF you make any sales.

Some leads are given to you for free, others you have to pay for, $50 per lead. All of this while you build your own business-get referrals, cold call, networking marketing, etc.

The recruiter hands out this FPA compensation estimator chart showing they if you sell 1 policy per week, you can make $65k/year, this is based on seeing 2-cleints a day.

For me, it seemed like a lot of hype, they were interviewing people every hour just to see who would make the plunge.

They wanted me to take an online Candidate Assessment Test (CAT) of 88 questions, personal profile eliminator and come back for a second screening vocabulary test..

This company has no vested interest in you a a "Financial Professional Associate" (FPA), if you don't continually make sales, your gone.

I was lucky enough to meet someone outside in the parking lot who had gone though all of this and more, he was with them for 4 months after they let him go for not keeping up with production.

After hearing there sales pitch and more, decided not to pursue this.

Interview Details – Prudential is big on Diversity and Inclusion. Being a diverse candidate helps greatly, although applicants must self identify. Education is important, but experience is even more important. Prefer to promote within, but not exclusively if the better candidate is exteranal. Process is often longer than for a small company. Thank you notes appreciated.

Negotiation Details – No negotiation for salary or benefits. Start date was negotiated.

Interview Details – I met the company at a college fair and gave them my résumé. I had to fill an online information questionaire and later they sent me a personality test. After I passed the personality test they invited me for an interview. During the first interview they gave me a brief overview about the company and asked me to tell them a little about myself. It was overall a good experience and they invited me to a second round. They did not tell me anything about their salary package and told me that would be discussed in the next round. I started to get the feeling that this job is commission based. They did tell me that I have to take classes to be licensed, go through training and that I would not be working their technically until that is done, about 6 months. After the interview they wanted to sign up for classes right away and pay for them, as well as an extensive background check. I opted out of continuing further because I did not want a commission only job.

Reason for Declining – No salary

Interview Details – I was moved into this position from another internal position in which I had 2 interviews

Negotiation Details – just through email

Interview Details – My interview was barely an interview. I had only one short interview and I got in. They basically want to know that you are motivated and willing to put in effort to make money for their compnay.

Negotiation Details – I didn't negotiate much regarding compensation. There really isn't much room for negotiation when you start. They are a big company and have set rules on compensation.

Interview Details – Recruiter contacted me about an "opportunity". After a brief discussion I was asked to take a Career Assessment test which I was told would measure my sales ability. I took the test and was contacted back right away to come in for a interview. I asked if this were a commission job and was told no. The first interview was mostly a meet and greet, I was asked back for a second interview, they scheduled it during my first interview which is not how interviews usually go which made me a bit leery.

On the second interview I was told I needed to start contacting friends and family to see if they would buy from me if I went into this business. At this point I asked how I would be paid and was told "performance based" and "support money" that they "gave me" after I hit certain sales levels so they spin it into a nicer way to say commission and bonus.

I couldn't actually get any details about compensation until the last interview. It was explained to me then that Prudential would always hold back some of my money as collateral against me in case someone canceled something they bought from me. I was told no matter how long i work there Prudential would always have a minimum of $3600 of my money in a special draw account that I could never receive in full and paid me no interest while it sat there. If i ever quit, this money would not be released to me for 14 weeks.

I was told I could make money other ways like bringing other people in to work there. The more i heard, the more I realized this was like a legal pyramid scheme and declined the offer.

Reason for Declining – They told me I would be acting as a financial advisor but yet said I could not legally call myself that. I realized they were looking for salespeople and that they had tried to get me to buy into it a little at a time just like they explained they would teach me to do with my potential customers

Interview Details – I was contacted by prudential office in Orlando, FL for a position in insurance. I initially had cleared couple of skill tests online which they send me before I could meet hiring manager. After discussing the position I was send project 200 in which I had to contact my friends and relatives and ask them to buy or invest with prudential. The manager and interview was easy and relaxed. I declined the offer.

Reason for Declining – I am looking for job with salary and commission.

Interview Details – Went to target school. First round interview was on campus (30 min with one person). Second round interview was at HQ with six people (30 min each) + the managing director of the group (15 min). Interview was a mix of technical and behavioral/fit questions. The technical questions are in the form of what you would do in hypothetical scenarios. Offer came from HR 3 weeks later.