American Income Life Insurance Company has served working class families since 1951. Our life and supplemental accident and health products help protect members of labor unions, credit unions, associations and their families. AIL is a company that cares about its policyholders and worthy causes that make a difference in the world.
American Income Life Insurance Company (AIL) is one of the largest providers of supplemental insurance coverage to labor unions, credit unions, and associations. American Income Life Insurance is licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand. American Income Life also has two wholly-owned subsidiaries: National Income Life Insurance Company, licensed in the state of New York, and Union Heritage Life Assurance Company Limited, licensed in the Republic of Ireland. American Income Life Insurance and National Income Life Insurance Companies have earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/12).
Our Parent Company
American Income Life Insurance is a wholly owned subsidiary of Torchmark Corporation (NYSE: TMK), an S&P 500 Company.
History of AIL
American Income Life was founded in 1951 by Bernard Rapoport. Bernard Rapoport immigrated to the United States from Russia in the early 1900s. Using just $25,000 in borrowed capital, Rapoport started American Income Life and turned AIL into a profitable insurance company with a unique, untapped niche in the insurance marketplace. Having earned opportunity unlimited in America, Rapoport wanted to share that same opportunity with others. His vision for providing affordable insurance to hardworking individuals gives anyone with the drive to succeed the opportunity to earn an unlimited income. Today, American Income Life Insurance Company has grown into a Fortune 1000 corporation with billions of dollars of life insurance in force.
What sets AIL apart?
In addition to its outstanding Agent compensation package, AIL makes a difference in countless lives by protecting the financial interests of hardworking, middle-income citizens internationally.
American Income Life stands behind its products and behind the policyholders it serves. How? By walking the walk. During an authorized strike, AIL proudly waives insurance premiums for up to one year. AIL also has a unique layoff benefit that waives premiums for up to three months on a qualified layoff. Neither waiver requires payback.
American Income Life also offers several no-cost products, such as our celebrated Child Safe Kits and Family Information Guides.
Pros: Great benefits, flexible schedule, and more time for family. You also get the satisfaction of knowing your helping others. Also the ability to promote. – Full Review
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No Offer – Interviewed in Minneapolis, MN Jul 2014 – Reviewed yesterday New
Interview Details – I answered a very vague ad on Craigslist and got a call back relatively quickly. I did a phone interview and was asked to come in for an in-person. I asked for details about the job and salary, to which she refused to answer.
Since I'm employed, I had to take time out of the workday to go… – Full Interview
There were no questions! – Answer Question