American Income Life
Official Company Page
American Income Life
3.3 of 5 429 reviews
Waco, TX
Subsidiary or Business Segment

American Income Life Insurance Company has served working class families since 1951. Our life and supplemental accident and health products help protect members of labor unions, credit unions, associations and their families. AIL is a company that cares about its policyholders and worthy causes that make a difference in the world.

American Income Life – Why Work For Us? Provided by employer [?]

  • About American Income LIfe  | 
  • Careers at American Income Life  | 
  • Incentives at American Income Life

About American Income Life Insurance Company

American Income Life Insurance Company (AIL) is one of the largest providers of supplemental insurance coverage to labor unions, credit unions, and associations. American Income Life Insurance is licensed in 49 states, the District of Columbia, Canada, and is registered to carry on business in New Zealand. American Income Life also has two wholly-owned subsidiaries: National Income Life Insurance Company, licensed in the state of New York, and Union Heritage Life Assurance Company Limited, licensed  in the Republic of Ireland. American Income Life Insurance and National Income Life Insurance Companies have earned the A+ (Superior) Financial Strength Rating from A.M. Best Company (as of 6/12).

Our Parent Company

American Income Life Insurance is a wholly owned subsidiary of  Torchmark Corporation (NYSE: TMK), an S&P 500 Company.

History of AIL

American Income Life was founded in 1951 by Bernard Rapoport. Bernard Rapoport immigrated to the United States from Russia in the early 1900s. Using just $25,000 in borrowed capital, Rapoport started American Income Life and turned AIL into a profitable insurance company with a unique, untapped niche in the insurance marketplace. Having earned opportunity unlimited in America, Rapoport wanted to share that same opportunity with others. His vision for providing affordable insurance to hardworking individuals gives anyone with the drive to succeed the opportunity to earn an unlimited income. Today, American Income Life Insurance Company has grown into a Fortune 1000 corporation with billions of dollars of life insurance in force.

What sets AIL apart?

In addition to its outstanding Agent compensation package, AIL makes a difference in countless lives by protecting the financial interests of hardworking, middle-income citizens internationally.

American Income Life stands behind its products and behind the policyholders it serves. How? By walking the walk. During an authorized strike, AIL proudly waives insurance premiums for up to one year. AIL also has a unique layoff benefit that waives premiums for up to three months on a qualified layoff. Neither waiver requires payback.

American Income Life also offers several no-cost products, such as our celebrated Child Safe Kits and Family Information Guides.


Working at American Income Life

Posted by employees

Employees say it's “OK”   429 ratings


79% Approve of the CEO   254 ratings

American Income Life CEO Roger Smith

Roger Smith


Good, just unable to work with broke down vehicle.

 Current General Agent in Amarillo, TX

Pros: Great benefits, flexible schedule, and more time for family. You also get the satisfaction of knowing your helping others. Also the ability to promote. Full Review

More American Income Life Ratings & Reviews ( 429)

Salaries in USD  United States Avg. Salary

Insurance Agent

12 American Income Life Salaries


Supervising Agent - Monthly

8 American Income Life Salaries


Supervising Agent

8 American Income Life Salaries


= Salary Range

= Anonymous Salary Range

= Avg.

More American Income Life Salaries (110)

No Offer – Interviewed in Minneapolis, MN Jul 2014 Reviewed yesterday New

Interview Details – I answered a very vague ad on Craigslist and got a call back relatively quickly. I did a phone interview and was asked to come in for an in-person. I asked for details about the job and salary, to which she refused to answer.

Since I'm employed, I had to take time out of the workday to go…
Full Interview

Interview Question:
There were no questions! Answer Question

More American Income Life Interview Questions & Reviews (257)

American Income Life Awards & Accolades Something missing? Add an award

Eleanor Roosevelt Human Rights Award, American Rights at Work, 2009
AFP Lifetime Achievement Award, Association of Fundraising Professionals (AFP), 2011
A+ (Superior) Financial Strength Rating, A.M. Best Company, 2012

Worked for American Income Life? Contribute to the Community!

Connect With Us

Follow American Income Life

Glassdoor is your free inside look at what it's like to work at American Income Life - including salaries, reviews, office photos, and more. All content posted anonymously by employees working at American Income Life.