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GMAC-RFC is a mortgage asset management company. Formerly one of the UK's larger residential mortgage lenders, GMAC-RFC offered mainstream, non-conforming, self-certification, and buy-to-let financing to individuals. GMAC-RFC stopped writing mortgages for new customers in 2008 as a result of the economic and housing downturn. The company now manages a portfolio worth some £16 billion of mortgage assets. Launched in 1998, GMAC-RFC is a subsidiary of Residential Capital Corporation (ResCap), which is part of Ally Financial, the financing arm of carmaker General Motors.
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