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ID Analytics – Why Work For Us?

About ID Analytics

ID Analytics is a leader in consumer risk management with patented analytics, proven expertise, and real-time insight into consumer behavior.

Established in 2002, ID Analytics’ founding team pursued a unique business model to address one of the nation's most widespread financial crimes–identity fraud. The result is the industry standard identity fraud score, ID Score®, that delivers an accurate prediction of the likelihood of identity risk associated with a consumer transaction in real time.

ID Analytics has evolved significantly from its original focus on identity fraud to a rich solutions platform which addresses business challenges associated with consumer identity behavior. Our solutions provide actionable insight into credit and identity risk for both enterprises and consumers. We deliver this insight through an unprecedented combination of proprietary data, patented analytics, and real-time insight into consumer behavior through the unmatched strength of the ID Network®, the only cross-industry compilation of identity information in the U.S. The company’s exploration into consumer identity behavior also supports an industry-leading research resource, the id:a labs.

Every day, the largest U.S. companies and critical government agencies rely on ID Analytics to make risk-based decisions that enhance revenue, reduce fraud, drive cost savings, and protect consumers. ID Analytics is a wholly-owned subsidiary of LifeLock, Inc.

While our mission has broadened, our objectives remain the same: to enable both industry and government to obtain a well-grounded understanding of a consumer's identity behavior to maximize opportunity and minimize risk at critical points of customer interaction. What's more, we provide this capability in real time, which has proven to be valuable during critical contact points – such as when a consumer applies for a credit card or cell phone service, or requests an account change by phone or online.

ID Analytics' credit and identity risk solutions are trusted by leading financial institutions, credit card issuers, retailers, telecommunication providers, auto and mortgage lenders and the government. Click here to learn more about our technology and solutions.

About LifeLock


LifeLock, Inc. is an industry leader in identity theft protection. Since 2005, LifeLock has been relentlessly protecting identities by providing consumers with the tools and confidence they need to help protect themselves from identity theft and manage their credit. The company has a strong focus on educating consumers and working with law enforcement and elected officials to better understand the increasing threats of identity theft. A multiple award-winning organization for two consecutive years, LifeLock has been recognized by Inc. magazine on their annual list of top 500 fastest growing privately held businesses in the United States and by the American Business Awards as having the 2011 Customer Service Team of the Year. In August 2011, Javelin Strategy & Research named LifeLock Command Center and LifeLock Credit Score Manager as “Best in Prevention” in their annual Identity Protection Vendor Report. As of March 2012, ID Analytics, Inc., a leader in enterprise identity risk management — with advanced science — that provides unprecedented visibility into identity risk and credit worthiness, is a wholly owned subsidiary of LifeLock, Inc.

ID Analytics

Career Opportunities at ID Analytics

ID Analytics attracts people that are committed to meeting the challenge of a dynamic, complex market. We thrive in a fast-paced environment where creativity and execution mean success. Every team member’s contribution makes a difference.

ID Analytics develops best-in-class credit and identity risk solutions that enable leading organizations to more accurately assess both the risk and opportunity associated with an individual and protect consumers from identity fraud.

Led by a seasoned team of industry executives, we foster a culture of innovation, achievement, and integrity. The result is a high-performance professional working environment that encourages creativity and teamwork to deliver quality results.

Every employee is invested in the success of the company. ID Analytics offers a comprehensive and competitive benefit package for employees and their families*, to include:

  • Competitive benefit plans (medical, dental, vision)
  • 100% Company Paid Life Insurance plus buy-up term life and AD&D insurance
  • 100% Company Paid Short-term and Long-term disability insurance
  • Health Care and Dependent Care Spending Accounts
  • Paid Time Off
  • 8 Paid Holidays
  • Employee Assistance Program
  • Wellness Rewards
  • Tuition Assistance Program
  • Employee referral incentives
  • 401(k) and competitive matching program
  • Employee Stock Purchase Plan (ESPP)

ID Analytics is an equal opportunity employer. We conduct all employment-related activities without regard to race, color, sex, religion, age, national origin, disability, veteran status or other classification protected by applicable State or Federal laws.

Scott Carter --  Chief Executive Officer

Scott Carter was named CEO of ID Analytics in August of 2015. Carter joined ID Analytics as the company’s COO in September 2014, with responsibility for leading corporate strategy and go-to-market initiatives. Carter brings more than 20 years of executive leadership experience to his role, with expertise in data, software and decision technologies for the financial services industry and adjacent markets.  Carter has served as senior vice president at Experian, where he was responsible for analytics and fraud solutions globally and led their go-to-market efforts for the North America region.  Prior to joining ID Analytics, Carter was chief marketing officer for mobile imaging software solutions provider Mitek, where he managed all aspects of marketing, product development, corporate growth and strategy. Carter has also held senior-level marketing and operations roles at Fair Isaac Corporation (now FICO) and First Union (now part of Wells Fargo).  Early in his career, he held a variety of leadership roles in operations, risk management, marketing and analytics at Associates First Capital Corporation, Advanta and American Express Centurion Bank.

  • BA, University of Delaware
  • MBA, University of Delaware, Lerner College of Business and Economics

Timothy Laughlin -- Chief Financial Officer

Timothy Laughlin joined ID Analytics as chief financial officer in December 2014. He brings more than twenty years in financial management to the company and is responsible for managing ID Analytics’ financial strategy. Laughlin most recently served as acting treasurer of Leap Wireless, and its well-known Cricket Wireless consumer services brand (both recently acquired by AT&T). During his tenure, he played a key role in enabling the company’s dealer channel growth, led management of the company’s capital structure, and created the company’s credit and collections department. Laughlin also previously held the position of director of joint ventures and business development at Cricket Wireless. In that role he developed joint venture and investment opportunities that contributed significantly to the quadrupling of the company’s footprint. Prior to Cricket Wireless, Laughlin was manager of settlement products for H&R Block. During his tenure at H&R Block, he was successful in driving growth of add-on financial products that represented tens of billions of dollars of payment processing volume, while simultaneously reducing bad debt and increasing profitability. Earlier in his career, Laughlin co-founded software startup FriendlyWorks, Inc. and held senior accounting positions at Arthur Anderson LLC.

  • BS, Wake Forest University

Stephen Coggeshall -- Chief Analytics and Science Officer

Dr. Stephen Coggeshall is ID Analytics' Chief Analytics and Science Officer. Coggeshall has worked closely with ID Analytics and its executives since its inception and was instrumental in building the company's initial technical team and roadmap. In 2002, Coggeshall was co-founder and CEO of the analytics consulting company Los Alamos Computational Group which worked primarily with Morgan Stanley. Coggeshall has spent his 20-plus year career leading scientists to build practical solutions to difficult business problems using advanced analytics. He joined Morgan Stanley as an Executive Director, working in the areas of asset allocation, portfolio analysis, stock selection, proprietary derivatives trading and behavioral forecasts of investors and financial advisors.

Prior to Los Alamos Computational Group, Coggeshall was Group Vice President of the technology development organization at HNC Software. Until that time, Coggeshall was co-founder of CASA where he managed a group doing consumer behavioral and portfolio modeling and analysis (CASA was purchased in 2000 by HNC Software). Experience prior to CASA includes work in machine learning and adaptive computation; during this time Coggeshall led teams working with Citicorp, MasterCard and the Internal Revenue Service building applied solutions using advanced mathematical algorithms. He also spent 11 years at the Los Alamos National Laboratory in the field of laser fusion. Recognized throughout the industry for his work, Coggeshall received a Lifetime Achievement award from the San Diego Business Journal in 2012. Coggeshall co-authored the book entitled, "Foundations of Predictive Analytics." He is a frequent presenter and his research has appeared in national news media such as the Wall Street Journal, TIME Magazine, and the Today Show.

Moudy Elbayadi - Chief Information Officer

Moudy Elbayadi joined ID Analytics in June, 2013. As the Senior Vice President of Operations, Elbayadi is accountable for the overall strategic direction and execution of information technology infrastructure, service delivery, architecture, as well as data centers, networks and information security. In addition, Elbayadi is responsible for delivering a great customer experience through the office of customer care and client support

Over the past 17 years, Elbayadi has held both technical and business positions in his career including service in banking and finance, legal, and large technology companies. Prior to joining ID Analytics, Elbayadi held various leadership positions at the ACTIVE Network, Intuit, and IndyMac Bank. Most recently he served as the Vice President of Global Technology operations at the Active Network, where he helped lead a large IT transformation that included consolidating over 20 data centers, acquisitions and integration, and developing a next-gen hosting platform.

Karen McGee -- General Counsel/Privacy Officer

Karen McGee is the General Counsel and Privacy Officer at ID Analytics.  With more than 15 years of experience, McGee manages the legal, compliance and regulatory affairs for the company. Previously, McGee was Associate General Counsel at LifeLock, Inc.  At LifeLock, McGee was responsible for compliance, intellectual property, information security and infrastructure technology.  In her current role, McGee continues to support LifeLock, with a focus on data privacy, cybersecurity and records and information management.

Prior to joining LifeLock, McGee was Associate General Counsel at American President Lines (APL Limited), a global transportation and logistics company, for more than a decade where she provided legal support to the company’s technology organization, e-commerce and logistics divisions, international intellectual property protection, and successfully initiated, then led, the organization’s first global data protection program.  McGee spent several years training APL staff in the Middle East, Asia, Europe and the Americas on compliance and ethics with emphasis on the Foreign Corrupt Practices Act and the United Kingdom’s Bribery Act of 2010.

Karen is a Certified International Privacy Professional and studied with the American Institute of Foreign Study in London.

  • JD, University of San Francisco School of Law
  • BA, University of California at Berkeley

Vijay Eluri - Vice President, Engineering

Vijay Eluri assumed the role of Vice President of Engineering at ID Analytics in July 2015. Eluri leads a dynamic team of engineering professionals to drive software strategy and execution. He is responsible for the architecture, design, implementation, and maintenance of large-scale software systems that support high-volume, low-latency B2B products and services. From 2009 to July 2015 Eluri served in Engineering Management positions at ID Analytics.

Over the past 19 years Eluri has held various engineering positions at HNC, FICO, First American Credco, and Vedika International. He completed executive and management training through the UCSD EPSE diploma and UCSD LAMP program. He is a certified Java, C, C++, Python, and Scala programmer as well as a certified AWS Solutions Architect. His research has been published in several prestigious machine-learning journals including IEEE Transactions on Fuzzy Systems and IEEE Transactions on Neural Networks.

  • MS (CS), Indian Statistical Institute, Kolkata
  • BS (CS), Andhra University, Visakhapatnam

Matt McAluney -- Senior Vice President of Sales 

Matt McAluney assumed the role of senior vice president of sales at ID Analytics in December 2014. McAluney oversees all revenue generation and client relationship management functions at ID Analytics. He is responsible for enhancing our corporate strategy to help meet both near-term and long-term revenue goals. From November 2013 to December 2014, McAluney served as vice president of sales for the financial services business at ID Analytics.

McAluney has more than twenty years of sales and executive leadership experience in both large and small enterprises. Prior to joining ID Analytics in 2013, McAluney was the vice president of sales at Equifax where he led new client development, marketing partnerships and served as general manager of a high growth market for Equifax’s personal information solutions business unit. In that role, he led strategy development, strategic planning, product development, marketing, and P&L management. Prior to Equifax, he also held sales and business development roles with Proficient Systems, Yodlee, Parametric Technologies, and Black and Decker.

  • MBA, Emory University
  • BBA, Loyola University

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    Great Company That Is Re-Inventing Itself for the Next Level of Growth

    • Work/Life Balance
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    Current Employee - Technology Operations in San Diego, CA
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    I have been working at ID Analytics full-time (More than a year)


    I am an existing employee here, and I will be celebrating my 2nd year anniversary over the next few months. I am very happy at ID Analytics and in this review, I attempt to share why I am very satisfied here and I plan to continue to work at ID Analytics. There are many ways to judge, or assess a company and I am going to outline the things that are most important to me, when I made the decision to join ID Analytics and also continue to stay at IDA First… It always starts and ends with the PEOPLE! I have been impressed that for a small technology company, we have been able to attract so many great and talented people across the different departments and functions. If you love data science, we have some of the smartest scientist who are supervised and trained by Dr. Coggeshall, a powerful force in data analytics. If you want to work in IT, we have a modern production environment while also deploying cutting edge bid data technology. The same goes for the engineering organization, where new tools, approaches and methods for building enterprise software are discussed and implemented. When we lose people, they are usually taking jobs at much larger technology companies outside of San Diego, such as Amazon, LinkedIn, or ServiceNow, etc. I was a consultant in a past life, which means that I have worked in many companies across multiple industries and I am serious when I say, this company has some of the smartest and talented people in the industry. Second… One of the reasons that most people leave their jobs is their boss. You’re direct manager can make life great or miserable pretty easily. I have found my manager to be understanding, incredibly supportive and has given me the autonomy to make things happen. No boss is perfect and this is not a utopia, but there are plenty of positives that outweigh the negatives. I left my last company because I felt that I did not have enough freedom to do things my way, even though I was always happy to be accountable for my actions and projects. UPDATE: In 2015, there is a focus for more people to spend a % of their time on R&D. This applies to engineering, the data scientists, as well as the IT Operations group. A very positive move by the company to demonstrate their focus on innovation and to build the next great services and capabilities for our clients. Three – Developing your career. Because LifeLock owns ID Analytics, we have access to tools, benefits and systems to help people grow and develop in their career. I have seen lots of promotions of people across the technical and management tracks in my short stint here. So when you add the career support with a great benefits package today, it creates a compelling working environment. Speaking of work environment…. Where you work counts and can add to the overall experience where you spend most of your waking hours. I want to be at a place that is in touch with current trends and values collaboration and flatter organizational hierarchies. We recently moved to a much more collaborative work environment. Everyone sits in the same type of workstation, even the CEO! While people are still getting used to this new space, it is much more brighter, inviting, and much more modern than the traditional depressing cubes. I am sticking around this company because I believe with the new leadership team that we have and the great talented people that I work with each day, we have a chance to continue to win in the marketplace while delivering new solutions that solve some very big and complex problems for our clients.


    When I think about some of the challenges, the following are ones that come to mind. 1. I think we could always be moving faster as an organization. I think we need to increase our sense of urgency so that we can continue to stay ahead of the competition. Our size and nimbleness can be a major competitive advantage. 2. We serve some of the largest financial services firms and we deals with "identities", which means that security and availability are serious business for the company and people here have to take it seriously. If badging at every door bothers you and you would like have access to dropbox from your company machine, maybe not the right place for you. Some of the restrictions can be frustrating, especially if you come from a loose work environment, where anything goes. 3. This is a culture that values people working together, face to face. This is not a work-from-home culture, where you can show-up at the office as you please. There is enough flexibility to take care of urgent things, but nobody really works from home as a normal work schedule. 4. As I mentioned above, there are lots of really smart people here, and they don’t suffer fools gladly! There is an expectation that you know what you’re talking about and BS is not tolerated. So this is a culture that requires you approach discussions with humility to get at the best solution rather than coming across as being certain and having all the answers before really understanding the question.

    Advice to Management

    Continue to help the company stay focused on the "critical few" things that will help us win in the short term and beyond 2015. Execution is king. We need to measure that the our projects and areas of focus are executed very well so that we can get the right business outcomes and WIN.

ID Analytics Interviews

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  1. Helpful (2)  

    Software Engineer Interview

    Anonymous Interview Candidate in San Diego, CA
    No Offer
    Positive Experience
    Average Interview


    I applied online. The process took 4 weeks. I interviewed at ID Analytics (San Diego, CA) in May 2015.


    Applied online through Glassdoor and had the first behavioral phone call a week later. Another week later, had a technical phone interview. Passed both then had a 2 hour onsite interview with the recruiter, project manager, and two software engineers. The interview process was very professional and organized. The only problem was is that the position they were offering was much different than the position that was posted, thus yielding different questions than was expected. No biggie though.

    Interview Questions

    • Find a value in an array, implement binary search, find max value in Java, find max value in Python, fizz buzz, find the nth number in a fibonacci sequence. Also asked questions regarding unix commands and basic data structures.   1 Answer

ID Analytics Awards & Accolades

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Additional Info

Headquarters San Diego, CA
Size 51 to 200 Employees
Operated By LifeLock
Founded 2002
Type Company - Public
Industry Information Technology
Revenue $25 to $50 million (USD) per year

Established in 2002, ID Analytics’ founding team pursued a unique business model to address one of the nation's most widespread financial crimes–identity fraud. The result is the industry standard identity fraud score, ID Score®, that delivers an accurate prediction of the likelihood of identity risk associated with a consumer transaction in real time.

Mission: Enriching lives by protecting what matters most!

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