Marsh & McLennan Overview

We express our values in the way we treat our clients and our people, and in our positive presence in the communities where we work and live.

Our values also drive our dedication to ongoing corporate responsibility and our commitment to diversity. For example, we were named a "best place to work" by the Human Rights Campaign Foundation based on our 100% rating in the Foundation's 2009 Corporate Equality Index.

Our values, which we prioritize in four categories, are:

Clients — We will deliver exceptional value to clients by meeting or exceeding their requirements and innovating in ways that promote shareholder value over time.

Integrity — We will conduct business consistent with the highest ethical and professional standards.

Colleagues — We will make Marsh & McLennan Companies a great place to work for outstanding people by treating all of our people as valued partners, in the spirit of collaboration, engagement and inclusion. We will empower people, hold them accountable for results, and reward them based on their performance as individuals, as teams, and as part of Marsh & McLennan Companies.

Execution — We will focus our efforts and consistently deliver on our commitments to clients, shareholders and colleagues. We will ensure alignment around goals, cost discipline, and P&L accountability.

The Marsh & McLennan Companies Benefits Program is a substantial and valuable part of the total rewards the Company provides to employees.

Marsh & McLennan Companies and its Operating Companies offer a competitive benefits package including healthcare, insurance, investment and retirement plans in addition to a wide selection of employee programs such as education, legal, identity theft and employee assistance for eligible employees.

Benefits and programs include but are not limited to:

• Healthcare
  • Medical Plans
     
  • Dental Plan
     
  • Prescription Drug
     
  • Vision Plans
     
  • Spending Account Plans
     
• Insurance
  • Life Insurance Plans
     
  • Long Term Care Plan
     
  • Business Travel Accident Plan
     
  • Personal Accident Plan
     
  • Umbrella Liability Plan
     
  • Disability Plans
     
• Investment and Retirement
  • The Stock Purchase Plan
     
  • The 401(k) Savings & Investment Plan
     
  • Marsh & McLennan Companies Supplemental Savings & Investment Plan
     
  • Mercer HR Services Retirement Plan, for eligible employees
     
  • The Marsh & McLennan Companies Retirement Plan, for eligible employees
     
• Employee Programs
  • Education Programs
    • Tuition Assistance Program
       
    • Scholarship Program
       
• Other Protection
  • Choice Auto and Home Insurance Program
     
  • Pet Insurance Plan
     
  • Legal Assistance Plan
     
  • Identity Theft Plan
     
• Additional Benefits
  • Employee Assistance Program (EAP)
     
  • Family Resource Program
     
  • Matching Gifts Program
     
  • Transportation Reimbursement Incentive Program (TRIP)
     

Disclaimer
This Summary is intended only to provide you with highlights of certain plans and programs, which are subject to amendment or termination in future. In the event of an error in this or any other communication, your rights will always be determined under the provisions of the applicable Plan document (and the Plan's administrative rules).