So much in life today depends upon the contents of a single, often misunderstood document - the credit report. From determining credit scores to credit card interest rates, from mortgage approvals to insurance, and from car loans to employment, the credit report enjoys a particularly influential role.
Fortunately for consumers, what's contained within those reports must meet three tough standards:
First, information must be fairly reported, in accordance with several consumer protection statutes. When creditors don't follow these credit reporting laws, they must revise or remove their credit reporting, even if their data is otherwise accurate. Moreover, special circumstances - divorce decrees, military service, identity theft, student loan rehabilitation, medical billing, tax liens, and overall goodwill - can influence what is being reported.
Second, creditor data must be 100% accurate. A study released by the FTC in early 2013 revealed that 25% of Americans can easily identify inaccuracies within their credit reports. So while the major credit bureaus certainly deserve empathy for attempting to keep 250,000,000 consumer files straight, the fact remains that credit scores can be shattered when credit bureaus are fed inaccurate data.
Finally, credit companies must be able to fully substantiate and verify their credit reporting. Debt collectors, for example, must be able to document that they actually do own the debts they attempt to collect. More generally, credit report information must be based on verifiable facts and circumstances. Consumers are entitled to an answer when they ask creditors "Why are you reporting that about me?"
Through its leading consumer brands, Lexington Law and CreditRepair.com, Progrexion helps clients frame the right questions about their credit, and to direct those questions to the right people, in order to ensure that credit reports remain fair, accurate, and entirely substantiated.
How It Works
We provide consumers with the tools, knowledge, information, and encouragement to make the process manageable.
Education: We emphasize the importance of making on-time payments and otherwise building a positive credit history, the responsible use of credit and need for realistic budgeting, and the benefit of developing a financial strategy to guide a lifetime of good credit decisions.
Obtain credit reports: During enrollment, clients are assisted in acquiring their three credit reports.
Intake and triage: Following an initial case intake, conducted both on the phone and online, we analyze a client's credit reports, matching credit listings to appropriate challenges, information requests, disputes, and other applicable interventions. Known factors that impact credit scores are used to prepare the client's case plan.
Work begins: Once a round of communications is prepared and dispatched to creditors and credit bureaus, the client's personalized "client site dashboard" is updated to reflect case progress. Billing occurs only after work is completed, and clients may quit anytime.
Ongoing monitoring and follow-through: Monthly credit score education and analysis, ReportWatch credit monitoring, and additional creditor and credit bureau communications are provided during each period of service as applicable to a particular client's case and circumstance.
We hire wicked talented people.
We believe in providing outrageous client experience delivered by wicked talented people. Attaining status as an employer of choice and best place to work. Consistently achieving our company expectations for profitability and growth. Excel at developing leaders through investment in our people.
Our Consumer Brands
We provide a full range of services through our consumer brands, the market leaders in credit report repair.
As a leading consumer advocacy law firm, Lexington Law has helped hundreds of thousands of clients take action on their credit since 1991. The firm constitutes the largest network of credit repair professionals within the United States.
CreditRepair.com isn't just a name; it's the most recognized name in the industry. It's a process it has developed, refined, and proven over 15 years and with thousands of members who've improved their lives as a result.
Efolks is a consumer credit lead collection, distribution, and monetization network. Working together as a team, they take pride in developing lasting relationships. Most of all, they are passionate about people and helping connect the ones that you want to talk to. They help deliver your brand message confidently with the ROI to prove it.
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“Progrexion is the best company I have ever worked for. They truly create a culture that helps build and grow their own. ”
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Progrexion provides a friendly work environment focusing on developing each employee to build and provide new opportunites.
It is a telemarketing company, you will start on the phones, if you dont want to do this then this isn't the job for you.
Getting an Interview
Getting an Interview
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I applied through a recruiter. The process took 2 weeks – interviewed at Progrexion Marketing (Salt Lake City, UT) in February 2015.
The interview process is truly an enjoyable one. However, it isn't easy. They really focus on culture. Everyone i met with was amazing from the receptionist, recruiter to hiring manager. although i didnt get the job i would strongly recommend this place to anyone based on my experience throughout the interview process.
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Are you looking for a career where you can be you? At Progrexion "You"ness is your best asset! Check out our culture and find your fit!
Progrexion is a technology enabled consumer services business that leads the way in credit repair. We provide a full range of services through our well-known brands Lexington Law and CreditRepair.com, the market leaders in consumer credit report repair. Headquartered in Salt Lake City, Progrexion sets the standard for quality customer service and operating efficiencies ...
Mission: "We improve the lives of our customers through ensuring they have a fair credit report, thus having greater means and opportunity to achieve their personal financial goals."