Aflac Reviews

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2.7
Rating Trends
Recommend to a friend
Approve of CEO
Aflac Chairman and CEO Dan Amos
Dan Amos
5 Ratings

Pros
  • Did I mention, unlimited income potential (in 22 reviews)

  • Work/Life balance - there is a high degree f (in 20 reviews)

Cons
  • No base salary, you will quickly end up spending your own money for a company that has 700 billion in assets (in 30 reviews)

  • lack of initial support - but it's like any 100% commission job: "you reap what you sow" (in 40 reviews)

More Pros and Cons

11 Employee Reviews

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  1. Helpful (1)

    Door to Door

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Agent in Atlanta, GA
    Former Employee - Agent in Atlanta, GA

    I worked at Aflac

    Doesn't Recommend
    Neutral Outlook
    Approves of CEO
    Doesn't Recommend
    Neutral Outlook
    Approves of CEO

    Pros

    Good people, great work environment.

    Cons

    pretty much door to door sales

    Advice to Management

    explain to people what there job actually entails


  2. Helpful (3)

    The company is well-respected and a good company to work for from an employee perspective - not as much for associates.

    Former Contractor - Associate in Atlanta, GA
    Former Contractor - Associate in Atlanta, GA

    I worked at Aflac as a contractor (More than 3 years)

    Pros

    The opportunity for sales associates to earn rewards was great particularly since the role is 100% commission with no benefits. The rewards were a great motivation tactic.

    Cons

    Some sales managers were placed in management roles based solely on their sales revenue and were never trained as to how to manage people thus resulting in a very unpleasant work environment. Also, the lack of established sales territories for associates created so much duplication of efforts and overlap that it often led to a negative perception of the company by prospective clients.

    Advice to Management

    Please consider other skills and characteristics of sales associates before promoting them to a management role. Not everyone who is a successful sales associate is management material.


  3. Helpful (1)

    Challenging

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Insurance Sales Agent in Atlanta, GA
    Former Employee - Insurance Sales Agent in Atlanta, GA

    I worked at Aflac full-time (More than a year)

    Approves of CEO
    Approves of CEO

    Pros

    Self Employed Meeting New People Great Insurance Product

    Cons

    They aren't very good about telling you about the chargebacks.


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  5. Helpful (1)

    Great company

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Agent in Atlanta, GA
    Current Employee - Insurance Agent in Atlanta, GA

    I have been working at Aflac full-time (More than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Lot's of training. The support, both online and from senior agents, is impressive. You are not just given some books to study and sent into the field; you go on appointments with your training agent, and they go with you until you are proficient on your own.

    Cons

    The nature of the industry means up and down commissions, at least until you have enough business for nice residuals. That's just the nature of the beast.


  6. Helpful (1)

    Great for if it works for you but horrible if it doesnt

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Contractor - Insurance Agent in Atlanta, GA
    Former Contractor - Insurance Agent in Atlanta, GA

    I worked at Aflac as a contractor (More than a year)

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
    Doesn't Recommend
    Negative Outlook
    No opinion of CEO

    Pros

    Good sales training and lots of information is given so you can learn the product.

    Cons

    Youre required to do business with a company laptop so youre pretty much dependent on others until you get your own company laptop. Also the gig is 100% commission so unless you have savings, it'll be a while before you build up enough to make a decent living.

    Advice to Management

    Base pay for agents in sales school to help them get by


  7. Helpful (2)

    Pyramid scam

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Account in Atlanta, GA
    Current Employee - Sales Account in Atlanta, GA

    I have been working at Aflac full-time (More than a year)

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
    Doesn't Recommend
    Negative Outlook
    No opinion of CEO

    Pros

    Well you think the brand would be an asset in selling but they bring in 100's of new reps yearly and just grind through them. The promise huge incentives but very few probably less than 1% can make enough to survive.

    Cons

    You can not write business using your own laptop. They want you to "invest" in one of theirs which runs about $1500 for a comparable $500 laptop. No draw you pay for evertything


  8. Helpful (2)

    Lose, Lose situation.

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Sales Agent in Atlanta, GA
    Current Employee - Insurance Sales Agent in Atlanta, GA

    I have been working at Aflac full-time (More than a year)

    Doesn't Recommend
    No opinion of CEO
    Doesn't Recommend
    No opinion of CEO

    Pros

    They are very friendly when they are sucking you in.

    Cons

    Contractor sales position, No benefits, only training was on cold calling, very little to none training on the product. What they pay you upfront they will just as quickly take away from you if client doesn't pay or quits participating. Trust me, they have this all figured out and they will not be the ones that lose any money in the end.

    Advice to Management

    Quit just hiring and hiring. I know it is to your advantage but it is very over saturated and it disheartens the sales agents and pisses of the businesses. Better product training of the products would be very helpful.


  9. Helpful (1)

    Saturated with Agents

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Sales Associate in Atlanta, GA
    Former Employee - Sales Associate in Atlanta, GA

    I worked at Aflac full-time (More than a year)

    Doesn't Recommend
    Neutral Outlook
    Approves of CEO
    Doesn't Recommend
    Neutral Outlook
    Approves of CEO

    Pros

    No territory protected to work

    Cons

    Released at least 100 agents a moment into the market


  10. Helpful (4)

    misleading

    • Work/Life Balance
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Agent in Atlanta, GA
    Current Employee - Agent in Atlanta, GA

    I have been working at Aflac

    Doesn't Recommend
    Disapproves of CEO
    Doesn't Recommend
    Disapproves of CEO

    Pros

    set your own schedule for working

    Cons

    very over saturated, no benefits, hire unqualified people that ruin your deals


  11. Helpful (2)

    Frustrating job.

    • Work/Life Balance
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Sales Associate in Atlanta, GA
    Current Employee - Sales Associate in Atlanta, GA

    I have been working at Aflac

    Doesn't Recommend
    No opinion of CEO
    Doesn't Recommend
    No opinion of CEO

    Pros

    They reward you with stock eventually.

    Cons

    100% commission. No benefits. No discounts for associates on their own products. You pay for everything needed to do your job except sales brochures. Definitely and "old boys network". Women do the grunt work and men take the credit and promote their cronies. Lots of politics and lying and underhanded dealing.

    Advice to Management

    Look at your sales force as people that you want to invest in and not as disposable.



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