Aflac Reviews

Pros

flexible schedule and unlimited potential of a salary

Cons

in my own area the area is over saturated. i would go into businesses that had already seen 3 Aflac agents that week that had come into the area already

Advice to Senior Management

none

Pros

AFLAC has a great training program and great products to offer. The agents and upper management are friendly and helpful and you can feel that you are encouraged to succeed.

Cons

You have to find your own leads and with the job being 100% commission, it can be hard to survive financially until you start building up your business.

Advice to Senior Management

Most of the managers are very supportive and understanding and want to help you to succeed.

Pros

You can really make a great career for yourself. On emust realize that it will take at least 3 years to get to a comforatable level of income and within 5-7 years you will be doing very well. The first 1-2 years are rough.

Cons

Must be a go getter

Advice to Senior Management

Stop saturating the marketplace with warm bodies.

Pros

The pros for working at Aflac include extremely flexible hours and a potential for making a lot of money there.

Cons

In order to work at Aflac it s extremely important to be self motivated and you also have to cold call intially.

Advice to Senior Management

Management should be more encouraging toward employees to get the new employees to be more comfortable with making their cold calls.

Pros

Freedom of scheduling, control of industries you work with, some great awards trips if write enough business, good (but quite tired) ad campaign

Cons

There are way too many people representing Aflac. The policies generally do not stay on the books very long. A giant amount of nepotism and favoritism. If you get an unethical state or region, look out. In my opinion, the products really are not that good or worth the money.

Pros

Freedom, Flexibility, Strong Company, Great name recognition, Good products, Pay claims quickly

Cons

Saturate market with agents, often without any sales skills, let alone knowledge of insurance (aside from just getting license), who typically cannibalize the marketplace. You will find yourself being lumped in with the last "Aflac guy" who was here earlier today or who called 5 minutes ago, and apologize for their lack of professionalism. Also, while it's great that they spend so much on branding, the problem is that the cost of materials for "duck" merchandise get's steep quick. Feels like the agent purchasing is a profit center for company. Lastly, make sure you have either very low expenses or another guaranteed income in your family, because even the superstars make little for first 6 months. Most take many years to reach the "Aflac Dream". That's ok, but many don't realize it's truly a business opportunity and find themselves unable to sustain and fall off, leading to high agent churn.

Advice to Senior Management

Be more selective in your hiring process and consider at least some kind of draw once an agent proves him or herself. This might eliminate the super high turnover and lend some credibility with more established brokers and/or larger accounts.

Pros

Great management, good compensation if your a good seller, fun place to work, make your own schedule, unlimited potential for growth.

Cons

It can be tough starting out because there is a learning curve. If your a good seller you can do very well.

Advice to Senior Management

I don't really have any advice other than to maybe provide a stipend for new associates to keep some food on the table.

Pros

Flexible schedule, residual commission, good advertising, name recognition, good product, good administrative support

Cons

high start up costs, computer is pricey, no exspense account, no assigned territories, limited training, market saturation

Advice to Senior Management

In order to get qualified people you need to offer benefits and base salary.

Pros

Pay is very good, good recognition, it's a company to be proud of. Very laid back environment, they believe in being green, give a lot of rewards to employees.

Cons

Good ol' boy network. People are very complacent. People are not motivated, and those who are, are penalized and clique groups make things difficult. I never saw anyone work overtime, and people took personal time off all the time. There is a lot of two-faced activities going on. I heard managers speak nicely to employees, then speak poorly of them to other people in the company. Very unprofessional.

Advice to Senior Management

Your middle management is unmotivated. Employees should not be scolded for asking to learn new tasks and look for opportunities for growth.

Pros

High commissions, great advancement opportunity, great incentives for high performers

Cons

Marketplace is saturated with under qualified sales associates. You have to be willing to learn and be coached especially if you have no sales experience.

Advice to Senior Management

Hire more quality employees