Aflac

www.aflac.com

Aflac Reviews

Updated January 30, 2015
Updated January 30, 2015
783 Reviews
3.1
783 Reviews
Rating Trends

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Aflac Chairman and CEO Dan Amos
Dan Amos
441 Ratings

Review Highlights

Pros
  • set your own hours, unlimited income potential (in 22 reviews)

  • Management is very engaged with making sure that employees maintain a good work-life balance (in 20 reviews)


Cons
  • No benefits, no base salary, the bosses will lie about everything (in 30 reviews)

  • lack of initial support - but it's like any 100% commission job: "you reap what you sow" (in 40 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1. 4 people found this helpful  

    Aflac is a great company for anyone who wants to work hard and build a business.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Aflac Agent in Green Bay, WI
    Former Employee - Aflac Agent in Green Bay, WI

    I worked at Aflac as a contractor (more than a year)

    Pros

    There are lots of people to help you. Aflac has a great reputation and national advertising. They also have an excellent website for agents with training, custom literature and almost everything you need to do your job.

    There is no regular schedule, your hours are your own so you can put in as much, or as little time as you want.

    This is a great way for anyone who wants to learn insurance, and build a new business, or get the background to work for a broker.

    Cons

    There is no base pay, it's all commission. You have to babysit claims and there is a lot of paperwork involved.

    Advice to ManagementAdvice

    When you are screening new recruits, you may want to emphasize the dedication and commitment it takes to make it at Aflac. Plus, don't just let anyone become an agent. There are a lot of very unprofessional agents there.

    Recommends
    Positive Outlook
    No opinion of CEO
  2. 2 people found this helpful  

    Hard work and dedication pays off in dividends when you work for this fantastic company!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Aflac Agent in Charlottesville, VA
    Current Employee - Aflac Agent in Charlottesville, VA

    I have been working at Aflac full-time (more than a year)

    Pros

    Meeting new people from every walk of life. Helping people to secure themselves and their families from financial hardships.
    Phenomenal compensation for your efforts that continues to build and grow as your business grows.
    The ability to control your life and work as you need. Working for a fantastic Fortune 500 company!

    Cons

    It takes a little time to really get your business rolling- plan your life accordingly. The first 6 months of your career are the most difficult, but once you've gotten yourself beyond that point it should be a nice ride.
    Getting business owners/HR managers to understand our company is very different and get past their preconceived notions of what they think we do. Getting past the objections to get them to understand that Aflac is no longer a luxery item, but becoming a necessity to fill the financial gap that major medical leaves for most Americans.

    Advice to ManagementAdvice

    I would've gladly given a percentage of my commissions for the first year (or 2) to go toward a small base salary (for 1 year) to assist new associates as they grow their business. In my 2 years working for Aflac, I've seen too many good people leave because their new accounts haven't opened fast enough and they couldn't afford daily living. They would leave to go to a 'stable' job. A great option to assist those individuals is to create a balanced system of reducing the amount of advanced commission for them during their first year and rather giving them a "pay" as they get stable. It could be kept on a 1099 contract for tax purposes. Additionally, the hiring mantra of quantity of new hires could be changed to train quality of new hires- this is going to tie in with the next point. Or at least give them an option- established 'new' brokers, agents from other companies, those with

    Quantity of 'new agents'. With the aforementioned commentary, less than 1/10 new agents 'make it' a career due to a multitude of reasons. Two of the most common are the financial struggle and the difficulty to overcome angry business owners. Many new agents get turned away from businesses because of "15 Aflac agents have been here in the past 2 months" aspect. With a base salary for their first year, there would be less turnover. Less turnover would lead to less resistance from business owners. Many business owners are turned away from Aflac, not because they don't believe in what we do, but rather because of how many different agents walk through their doors. Because of the high turnover rates of this job, rarely does the same person walk through that door.

    Benefits for agents. With over 140,000 agents, most agents only represent Aflac and not other companies. With all of Aflac's resources, it would be easy for Aflac to create a partnership with a multitude of health care providers to make available affordable options for agents. Like their own Aflac benefits, Agents could have their major medical deducted from monthly statements and Aflac HQ wouldn't have to contribute. This could be done the same for retirement plans, HSA's, etc. It would be nice to have additional options and also work toward a lower turnover ratio.

    Recommends
    Positive Outlook
    Approves of CEO
  3. 2 people found this helpful  

    Terrible place to work

    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac

    Pros

    If you can hit your bonus than you good

    Cons

    If you don't hit you will be fired

    Advice to ManagementAdvice

    Stop favoritism

  4. Is this helpful? The community relies on everyone sharing – Add Anonymous Review


  5. 2 people found this helpful  

    Leadership Role

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac full-time (more than 8 years)

    Pros

    Great Company. Employees are treated exceptionally well. Better than most company.

    Cons

    Promotions within the company can be hard sometimes.

    Recommends
    Positive Outlook
    Approves of CEO
  6.  

    Best Investment Insurance

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Medical Biller
    Current Employee - Medical Biller

    I have been working at Aflac

    Pros

    It is one of the best loss of income insurance provider in America. And a true leader in the industry of healthcare with an outstanding compromise to its clients with an ample pallet of options to choose from accordingly to the clients basic needs.

    Cons

    Aflac needs to be part of the Health and Human Services Agency in every state of the USA in order to increase its business among the less fortunate people in the nation.

    Recommends
    Positive Outlook
  7.  

    Best place i have EVER worked

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac

    Pros

    Family atmosphere, great values, awesome benefits. Excellent opportunities for growth. Work-life balance may be the best in the industry. Perks off the charts

    Cons

    Compensation can be lower than industry standard in some areas and causing people to go elsewhere IN TOWN for the same position and receiving 20-30% higher salaries.

    Advice to ManagementAdvice

    Compensation needs to be more competitive.

    Recommends
    Positive Outlook
    Approves of CEO
  8.  

    potential for high commissions at one of the best insurance companies

    • Comp & Benefits
    • Work/Life Balance
    • Career Opportunities
    Current Employee - Sales Associate
    Current Employee - Sales Associate

    I have been working at Aflac as a contractor (more than 8 years)

    Pros

    company does seem to honor their insurance policies

    Cons

    can be difficult getting companies and individuals to sign up

    Recommends
  9.  

    Great company

    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac

    Pros

    Great career for flexibility and unlimited income. Wonderful company, has rightfully won many awards for best company to work for.

    Cons

    Difficult to start a career if you don't already have some support as far as a vehicle, some nice clothes, and a couple of months of income to have while building a statement.

  10.  

    Its a great overall experience.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Aflac Agent in New York, NY
    Current Employee - Aflac Agent in New York, NY

    I have been working at Aflac as an intern (less than a year)

    Pros

    Flexible hours.
    You make or break yourself.

    Cons

    It's all on you.
    No base salary.

    Recommends
    Neutral Outlook
    Approves of CEO
  11.  

    Awesome Company to work for

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Coordinator-In-Training in Rochester, NY
    Current Employee - Coordinator-In-Training in Rochester, NY

    I have been working at Aflac full-time (less than a year)

    Pros

    Pay structure, freedom in hours, access to higher ups.

    Cons

    Pay structure, if you don't want something that is all commission this is not for you.

    Advice to ManagementAdvice

    Talk to agents more.

    Recommends
    Positive Outlook
    Approves of CEO

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