Aflac Reviews

Updated September 29, 2014
Updated September 29, 2014
690 Reviews
3.0
690 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Aflac Chairman and CEO Dan Amos
Dan Amos
395 Ratings

Review Highlights

Pros
  • set your own hours, unlimited income potential (in 21 reviews)

  • Management is very engaged with making sure that employees maintain a good work-life balance (in 20 reviews)


Cons
  • No benefits, no base salary, the bosses will lie about everything (in 27 reviews)

  • lack of initial support - but it's like any 100% commission job: "you reap what you sow" (in 36 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1.  

    Great Opportunity for the Right People

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Associate  in  Detroit, MI
    Current Employee - Associate in Detroit, MI

    I have been working at Aflac full-time for more than a year

    Pros

    Great product & corporate support; Best brand recognition in the industry and a competitive compensation package for insurance sales; company pays for licensing course; great people/culture

    Cons

    Requires a lot of hard work & motivation; not the job if you want to trade your time for a paycheck. You have to be invested and self-managed

    Advice to ManagementAdvice

    Maybe more standardized training on systems

    Recommends
    Positive Outlook
    Approves of CEO
  2.  

    It could have been great...

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Life Agent  in  Sherman Oaks, CA
    Former Employee - Life Agent in Sherman Oaks, CA

    I worked at Aflac full-time for less than a year

    Pros

    They are an excellent company in alot of ways

    Cons

    It's commission only, so it's not really a job.

    Recommends
    Positive Outlook
    Approves of CEO
  3. 1 person found this helpful  

    Great family atmosphere and support system to help everyone have a chance at financial freedom.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - District Manager  in  Philadelphia, PA
    Former Employee - District Manager in Philadelphia, PA

    I worked at Aflac full-time for more than 5 years

    Pros

    Helping people every day is fulfilling.

    Cons

    No base salary. You must work on 100% commissions.

    Advice to ManagementAdvice

    Don't worry about your bonuses so much as to worrying about your agents.

    Recommends
    Neutral Outlook
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  5.  

    Great Place to work

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Business Process Analyst I  in  Columbus, GA
    Former Employee - Business Process Analyst I in Columbus, GA

    I worked at Aflac as a contractor for more than 3 years

    Pros

    good training in a large spectrum of disciplines, lots of good people to work with

    Cons

    very long projects, not much free time

    Advice to ManagementAdvice

    keep up the good work

    Recommends
    Neutral Outlook
    Approves of CEO
  6.  

    Santa Monica office is terrific

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Aflac Agent  in  Santa Monica, CA
    Current Employee - Aflac Agent in Santa Monica, CA

    I have been working at Aflac full-time for less than a year

    Pros

    Earning potential is great. Management is wonderful and very supportive. Lots of great training from people who really know what they are talking about. People are very friendly and supportive. Its an unusual insurance company, they do the right things for the right reasons. Opportunities for promotion are aplenty.

    Cons

    Takes a little time to get your business going. But if you can't invest about 3 months or if you're not willing to put in 100%, it may not be the career choice for you.

    Advice to ManagementAdvice

    keep doing what you're doing and how you're doing it.

    Recommends
    Positive Outlook
    Approves of CEO
  7.  

    You can make money, lots, but watch out!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Sales Associate
    Former Employee - Sales Associate

    I worked at Aflac as a contractor for more than 5 years

    Pros

    Good training program for new people, and plenty of web based training and info for product info. Reasonable commissions, ok renewals, good production bonuses, great products. EVERY BODY has heard of Aflac, they spend Millions on advertisements sponsor NASCAR, ads during all football games TV, radio, newspapers and Mags. Lots of national support.

    Cons

    never tell any one your list of prospects or what you are doing before you get that agent of record form signed and enrollment scheduled or they will try to get in there ahead of you. It happened to me! Lost $$$ of commissions.

    Advice to ManagementAdvice

    Nationally you are fantastic! Local and state not so much all tho my District Co was great past that toward the end, just terrible.

    Recommends
    Positive Outlook
    Approves of CEO
  8. 1 person found this helpful  

    A great company to work for, if you are married or have a secondary source of income.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Associate  in  North Kansas City, MO
    Former Employee - Associate in North Kansas City, MO

    I worked at Aflac full-time

    Pros

    They provide ongoing training.

    Cons

    Commission only. Your District Manager can get sidetracked with new people, and when you need more hands on work, may find them MIA.

    Neutral Outlook
    Approves of CEO
  9.  

    Agent

    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac as a contractor

    Pros

    Unlimited earnings, product is needed by households, claims paid fast

    Cons

    Too many field managers, more market competition,

    Recommends
    Positive Outlook
    Approves of CEO
  10. 1 person found this helpful  

    Excellent company! I've been an agent for 7 yrs

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - AFLAC Field Sales Agent  in  Houston, TX
    Current Employee - AFLAC Field Sales Agent in Houston, TX

    I have been working at Aflac full-time for more than 5 years

    Pros

    The top management provides solid ethical leadership. The company does the right thing. Wonderful name brand recognition. They pay claims quickly making it a great company to represent. They pay associates well. Advanced commissions, stock and renewals make a great compensation package.

    Cons

    Too many new associates don't stay and so it's a revolving door. This gives Aflac a bad reputation with brokers and businesses. About 1 in 20 make it long term. 100% commission is not for everyone. The first two years are tough as a new field agent.

    Advice to ManagementAdvice

    Put more focus on veteran agents. Be more selective on bringing on new agents. Provide incentives to field managers for veteran production instead of new agents.

    Recommends
    Positive Outlook
    Approves of CEO
  11. 2 people found this helpful  

    The sales force is in serious trouble and is no longer a place for entrepreneurial opportunity.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Aflac Agent  in  Los Angeles, CA
    Current Employee - Aflac Agent in Los Angeles, CA

    I have been working at Aflac full-time

    Pros

    This company used to be really a good place to work and build a book of business; in fact it was a wonderful place to work. Many independent agents could start and over the years make significant sums of money running into six and seven figures. Added on to this were the renewals and stock one got on top, this was the best insurance business opportunity around, by far. Ordinary people became millionaires working as independent agents. Los Angeles led the country for sales within the continental US for the company. Those were the good old days.

    Cons

    The enormous success and future potential of more money got the company greedy. Whereas the field force used to have representation within corporate headquarters, things have drastically changed. For example, the Los Angeles state office (top hierarcal field office consisting of multiple regions) started working against it's own independent field force by creating it's own state team that essentially took accounts and opportunities away from it's own regions and districts. Their ambition and greed backfired. Recently, the last founding partner of AFLAC passed away about a month ago. Changes have already taken place and now the state office operations have been converted to W2 status. Essentially, they no longer represent the field since they are now part of corporate! This is as if your local Senator or Congressman stopped being a voice of representation for the people.
    The field force has lost their voice because the state office no longer is a voice for the field agents. This is a bigger calamity than one realizes.

    Advice to ManagementAdvice

    To the state office: you guys were too personally selfish and greedy. In your naked ambition, corporate saw the profits that could be had. But this requires taking commissions away from the field. By making the state offices W2 status, corporate has taken control. The state office set the stage by abusing the powers. You should have respected the field agents. By failing to protect them, you guys have cut off and capped your own personal potential income. The glory days of AFLAC are gone.

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

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