Aflac Reviews

Updated September 19, 2014
Updated September 19, 2014
675 Reviews
3.0
675 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Aflac Chairman and CEO Dan Amos
Dan Amos
382 Ratings

Review Highlights

Pros
  • You can set your own hours, work from virtually anywhere, and there is unlimited income potential (in 20 reviews)

  • Management is very engaged with making sure that employees maintain a good work-life balance (in 19 reviews)


Cons
  • No base salary or ramp up funds to help beginners, training is not so great (in 24 reviews)

  • lack of initial support - but it's like any 100% commission job: "you reap what you sow" (in 34 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1. 1 person found this helpful  

    Great family atmosphere and support system to help everyone have a chance at financial freedom.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - District Manager  in  Philadelphia, PA
    Former Employee - District Manager in Philadelphia, PA

    I worked at Aflac full-time for more than 5 years

    Pros

    Helping people every day is fulfilling.

    Cons

    No base salary. You must work on 100% commissions.

    Advice to ManagementAdvice

    Don't worry about your bonuses so much as to worrying about your agents.

    Recommends
    Neutral Outlook
  2. 1 person found this helpful  

    A great company to work for, if you are married or have a secondary source of income.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Associate  in  North Kansas City, MO
    Former Employee - Associate in North Kansas City, MO

    I worked at Aflac full-time

    Pros

    They provide ongoing training.

    Cons

    Commission only. Your District Manager can get sidetracked with new people, and when you need more hands on work, may find them MIA.

    Neutral Outlook
    Approves of CEO
  3. 1 person found this helpful  

    Excellent company! I've been an agent for 7 yrs

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - AFLAC Field Sales Agent  in  Houston, TX
    Current Employee - AFLAC Field Sales Agent in Houston, TX

    I have been working at Aflac full-time for more than 5 years

    Pros

    The top management provides solid ethical leadership. The company does the right thing. Wonderful name brand recognition. They pay claims quickly making it a great company to represent. They pay associates well. Advanced commissions, stock and renewals make a great compensation package.

    Cons

    Too many new associates don't stay and so it's a revolving door. This gives Aflac a bad reputation with brokers and businesses. About 1 in 20 make it long term. 100% commission is not for everyone. The first two years are tough as a new field agent.

    Advice to ManagementAdvice

    Put more focus on veteran agents. Be more selective on bringing on new agents. Provide incentives to field managers for veteran production instead of new agents.

    Recommends
    Positive Outlook
    Approves of CEO
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  5.  

    Employee Benefits

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Employee Benefits Consultant
    Former Employee - Employee Benefits Consultant

    I worked at Aflac full-time for more than a year

    Pros

    Great salary, lots of leads, wonderful culture

    Cons

    None that I can think of

    Advice to ManagementAdvice

    Keep attracting the Gen Y crowd!

    Recommends
    Approves of CEO
  6.  

    great training

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Aflac Agent  in  North Richland Hills, TX
    Current Employee - Aflac Agent in North Richland Hills, TX

    I have been working at Aflac as a contractor for more than 3 years

    Pros

    great hands on training through experienced licensed agents

    Cons

    rapidly changing management and reports 100% commission only pay

    Advice to ManagementAdvice

    talk to your field agents before going into their accounts if their is an issue

    Doesn't Recommend
  7.  

    "I am not a sales person" pretty much sums up my time with Aflac; It's a good way to dip your foot into the sales pool.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Aflac full-time for less than a year

    Pros

    Great training
    Flexible hours
    Aflac seems to have the best products in it's area. You quickly come to understand which products will work best for you and your prospective clients. After the "discounted rate" for signing up at least 3 people, the product is definitely worthwhile.

    Cons

    Cut throat.
    Areas can often get saturated with agents, you can sometimes find yourself tripping over areas other agents have already hit (which can get frustrating for both you AND the employer.

    Recommends
    Positive Outlook
    No opinion of CEO
  8.  

    Sales Rep and a lot of cold calling

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Intern  in  Los Angeles, CA
    Former Employee - Intern in Los Angeles, CA

    I worked at Aflac as an intern for less than a year

    Pros

    Aflac lets you make your own hours, you can work from home, work part-time, whatever. There is generally a good sense of camaraderie in the office and happy hours

    Cons

    The people are very unprofessional, likely because they hire pretty much anyone that interviews for them. There is very little investment in the individuals even though there are a lot of "trainings" for you to participate in. Don't get involved if you can't work for a year to build your book for almost no pay.

    Advice to ManagementAdvice

    Get some better people and get more organized. Maybe you'll invest more in people if the people are good.

    Doesn't Recommend
    Positive Outlook
    No opinion of CEO
  9.  

    Enjoyable but ultimately unrewarding two-year career experience

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Aflac full-time for more than a year

    Pros

    Good training, supportive management team.

    Cons

    As with most insurance/benefits companies, payment is based purely on commission.

    Recommends
  10. 2 people found this helpful  

    Excellent Products

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Benefits Consultant
    Former Employee - Benefits Consultant

    I worked at Aflac as a contractor for more than a year

    Pros

    Potential to make six figures if you can last 5 years or more or know an owner of a large company in you warm market.

    Cons

    Can't speak for other offices but the management is constantly being pressured to meet goals which in turn makes them very stressed in office where I was. Stress passed on to rookies and makes for high turn over in agents.

    Doesn't Recommend
    Neutral Outlook
  11.  

    Great in theory, didn't work out for me.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Insurance Sales Agent  in  Tupelo, MS
    Current Employee - Insurance Sales Agent in Tupelo, MS

    I have been working at Aflac full-time for less than a year

    Pros

    Unlimited income possibilities and can set your own schedule. Great trip rewards and other cash rewards. Job mobility is great and you can work anywhere in the US.

    Cons

    Cold calling is very hard in the over saturated market. You work really hard to make a sale that may not even workout. Even if you get past the manager the employees may not buy anything after you've wasted your own resources to make the sale.

    Recommends
    Positive Outlook
    Approves of CEO

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