Aflac
2.9 of 5 543 reviews
www.aflac.com Columbus, GA 5000+ Employees

Aflac Reviews

Updated Apr 14, 2014
All Employees Current Employees Only

2.9 543 reviews

                             

81% Approve of the CEO

Aflac Chairman and CEO Dan Amos

Dan Amos

(329 ratings)

40% of employees recommend this company to a friend
543 Employee Reviews
Relevance Date Rating
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Review Highlights

Pros:
  • "The Aflac name and they way they pay their claims"
    in 21 reviews
  • "Unlimited income potential with the proper amount of work"
    in 17 reviews
Cons:
  • "No base salary for interns and it would be very difficult to start in this company because no one would help you"
    in 19 reviews
  • "As a sales associate (Agent) you are a full commission/1099 employee with no benefits"
    in 28 reviews
  • Show more review highlights

Reviews

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3 people found this helpful  

MUST have entrepreneurial spirit and self motivated. NOT 9-5 job

Benefits Consultant/Agent (Current Employee)
Seattle, WA

I have been working at Aflac full-time for more than a year

Pros- 100% commission based... This can be great or horrible. If you work hard, have a good support system and are persistent you will do well. But even doing "well" takes time. I have hit all the benchmarks for "Star Series" and still find myself struggling financially some months.
- Room to grow. If you put in the effort and show that you are in it for the long haul you can move up into management... Which means more stable income but you are responsible for others.
- Great management. At least in my region we have a great DSC and RSC which really helps.
Hearing the horror stories of management who didn't help or train new people makes me sad.. this job REQUIRES management support
- Flexible schedule.. you are technically your own "boss" so you choose when you work. This is great because you never have to work over holidays or miss out on a vacation due to work. You never have to ask to take a day off BUT if you don't work... you dont get paid

Cons- 100% commission AND you have to pay for all your own licensing and finger prints, etc to be hired.
- No benefits and have to PAY taxes at end of year... when you feel like you can barely afford rent or food
- Cold calling and prospecting sucks and it's pretty much what you do the whole first 1-2 years (but after you can just make your money off existing accounts)
- The emotional roller coaster of this job is stressful, exhausting, scary and makes you feel crazy at times. The constant No's you hear from people can wear you out and make your attitude fade BUT then you open an account and realize it's not all for nothing.
- HR free zone so management can't fire anyone... and working with morons and dealing with some people can be super frustrating.
- In interview they made it seem like you may not get the job... when in reality they will hire anyone who walks through the door... It's like they throw mud on the wall and see what sticks
- Saturation of market.. sometimes prospecting people will yell at you because you're the 12th Aflac person that week to solicit them
- You can feel like your a free volunteer working 60 hour work weeks
- discouraging when you find out only 4% of people who join Aflac are there a year later

Advice to Senior ManagementWA- West region is awesome!! But please don't promote people who are not ready and/or are terrible Aflac agents

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2 people found this helpful  

The Aflac Army

Sales Associate (Current Employee)

I have been working at Aflac full-time

ProsThe company has great brand name recognition.

ConsSales force TOO large. Their model works to it own fault. The sales force has a tendency to eat their own. There is a perception of churn and burn. Your only a number to the corporate office. A new sales contest every time you turn around. Gone are the days of double digit growth. Management, and those suits in the corporate office make their money at the expense of the every day associates.

The answer to a slow month or quarter is to have another contest. There is no loyalty.

Advice to Senior ManagementQuit having so many contest. Stop putting all the emphasis on recruiting, it's your Achilles heal. Stop treating the independent contractor like they are a W-2 employee.

No, I would not recommend this company to a friend

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Good training for sales

Sales Associate (Former Employee)
Chicago, IL

I worked at Aflac full-time for more than a year

ProsLearned to put myself out there and get a thick skin.

ConsNot enough training, no base pay

Advice to Senior ManagementNurture talent better.

No, I would not recommend this company to a friend

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aflac is awesome

Customer Service Specialist II (Current Employee)
Mayaguez, PR

I have been working at Aflac full-time for more than 8 years

Proscompany give tools to sucess

Consone challenge consists try to survive

Advice to Senior Managementno

Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company

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Contract work no salary

Anonymous Employee (Former Employee)

I worked at Aflac

Prosplenty of flexibility, training and rewards

Consmanagement is not always available when you need help,

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Great environment for hard workers who aspire for greatness!

Sales Associate (Current Employee)
Rockville, MD

I have been working at Aflac full-time for less than a year

ProsGreat opportunity to make a lot of money and build a career.

ConsNot unexpected but it requires a serious approach and a lot of effort is necessary

Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company

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Great opportunity!

Independent Agent Representing Aflac (Former Employee)
Houston, TX

I worked at Aflac full-time for more than 3 years

ProsThe great thing about being contracted with Aflac is you set your own pace. They provide you with excellent training and really assist you in growing your business.

ConsThe downside to this business is the long days in your car driving from company to company. It requires you to do extensive cold calling and that can become cumbersome.

Yes, I would recommend this company to a friend

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Okay as Insurance goes

Independent Agent Representing Aflac (Former Employee)
Las Vegas, NV

I worked at Aflac as a contractor for more than a year

ProsGreat company training, very supportive management.

ConsContractor and commission only, rewards are added to your commission so that you pay taxes on awards.

No, I would not recommend this company to a friend – I'm optimistic about the outlook for this company

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Some of the brightest people I have ever worked with

Second Vice President (Former Employee)
Columbus, GA

I worked at Aflac full-time for more than 3 years

ProsGreat people who are very bright and very kind. The leadership expects allot of themselves and the workers. The leaders care about their people.

ConsThe work hours are too long. Saturdays and 12 hour work days are normal.

Advice to Senior Managementdon't work your people so hard, you are taking years off of their lives

Yes, I would recommend this company to a friend

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Lots of opportunity if you are willing to make a lot of cold calls.

Benefits Consultant (Current Employee)
Philadelphia, PA

I have been working at Aflac full-time for more than a year

Pros-You get your commission in advance and you know what to expect.
- Freedom to create your own schedule.
- Great people to work with.

Cons-Commission based
-Lot's of work to get a book started
- Rare to make six figures in the first few years

Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company

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