Aflac Reviews

Updated March 29, 2015
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3.2
835 Reviews
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Aflac Chairman and CEO Dan Amos
Dan Amos
463 Ratings

Pros
  • set your own hours, unlimited income potential (in 22 reviews)

  • Management is very engaged with making sure that employees maintain a good work-life balance (in 20 reviews)

Cons
  • No benefits, no base salary, the bosses will lie about everything (in 30 reviews)

  • lack of initial support - but it's like any 100% commission job: "you reap what you sow" (in 40 reviews)

More Pros and Cons

Employee Reviews

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  1. Don't get fooled by their slogan: 100 best companies to work for

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Aflac

    Pros

    If you are applying to their headquarters in Columbus Georgia or their Tokyo branch, these branches are great.

    Cons

    Their New York Global Investments Wall Street branch is a disaster. No synergy or coordination across departments. Lot of political nonsense and bureaucracy. Very subjective and unfair environment, controlled by only few people who were already friends from previous companies.

    Advice to ManagementAdvice

    A wanna be Wall Street branch that is mediocre at best. Few individuals stand out, these individuals should be holding the rein of this branch and redefine the culture that does not reflect the greatness of Aflac headquarters or Japan branch.

    Doesn't Recommend
    Negative Outlook
    Approves of CEO
  2. Great company

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac

    Pros

    Fantastic brand awareness
    unlimited income opportunity

    Cons

    can be tough to get started with a lot of cold calls until you learn the scripts of what to say

    Advice to ManagementAdvice

    help management with coaching accountability

    Recommends
    Positive Outlook
    Approves of CEO
  3. I facilitated the quarter earnings release

    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac

    Pros

    The people were really nice and helpful

    Cons

    The work did not utilize my talents

  4. Is this helpful? The community relies on everyone sharing – Add Anonymous Review


  5. 18 people found this helpful

    Hard work and dedication pays off in dividends when you work for this fantastic company!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Aflac Agent in Charlottesville, VA
    Current Employee - Aflac Agent in Charlottesville, VA

    I have been working at Aflac full-time (more than a year)

    Pros

    Meeting new people from every walk of life. Helping people to secure themselves and their families from financial hardships.
    Phenomenal compensation for your efforts that continues to build and grow as your business grows.
    The ability to control your life and work as you need. Working for a fantastic Fortune 500 company!

    Cons

    It takes a little time to really get your business rolling- plan your life accordingly. The first 6 months of your career are the most difficult, but once you've gotten yourself beyond that point it should be a nice ride.
    Getting business owners/HR managers to understand our company is very different and get past their preconceived notions of what they think we do. Getting past the objections to get them to understand that Aflac is no longer a luxery item, but becoming a necessity to fill the financial gap that major medical leaves for most Americans.

    Advice to ManagementAdvice

    I would've gladly given a percentage of my commissions for the first year (or 2) to go toward a small base salary (for 1 year) to assist new associates as they grow their business. In my 2 years working for Aflac, I've seen too many good people leave because their new accounts haven't opened fast enough and they couldn't afford daily living. They would leave to go to a 'stable' job. A great option to assist those individuals is to create a balanced system of reducing the amount of advanced commission for them during their first year and rather giving them a "pay" as they get stable. It could be kept on a 1099 contract for tax purposes. Additionally, the hiring mantra of quantity of new hires could be changed to train quality of new hires- this is going to tie in with the next point. Or at least give them an option- established 'new' brokers, agents from other companies, those with

    Quantity of 'new agents'. With the aforementioned commentary, less than 1/10 new agents 'make it' a career due to a multitude of reasons. Two of the most common are the financial struggle and the difficulty to overcome angry business owners. Many new agents get turned away from businesses because of "15 Aflac agents have been here in the past 2 months" aspect. With a base salary for their first year, there would be less turnover. Less turnover would lead to less resistance from business owners. Many business owners are turned away from Aflac, not because they don't believe in what we do, but rather because of how many different agents walk through their doors. Because of the high turnover rates of this job, rarely does the same person walk through that door.

    Benefits for agents. With over 140,000 agents, most agents only represent Aflac and not other companies. With all of Aflac's resources, it would be easy for Aflac to create a partnership with a multitude of health care providers to make available affordable options for agents. Like their own Aflac benefits, Agents could have their major medical deducted from monthly statements and Aflac HQ wouldn't have to contribute. This could be done the same for retirement plans, HSA's, etc. It would be nice to have additional options and also work toward a lower turnover ratio.

    Recommends
    Positive Outlook
    Approves of CEO
  6. Love it!

    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Aflac full-time (more than 3 years)

    Pros

    Flexible working hours, work-life balance

    Cons

    Compensation, leadership, lack of training

    Recommends
    Positive Outlook
    Approves of CEO
  7. 1 person found this helpful

    Aflac

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Aflac Agent in Tampa, FL
    Current Employee - Aflac Agent in Tampa, FL

    I have been working at Aflac full-time (less than a year)

    Pros

    The people are great and very supportive. I have received 5 star training that has jump started my career with Aflac and I can only hope to grow with the company. I was a little nervous about taking a commission position only, however, I feel that it was the best decision I could have made. I have the freedom to make what I am worth and the flexibility to still me Mom to my 3 kids.

    Cons

    A lot to learn when going through the pre-licensing process, but as soon as I passed the exam and started training, everything really came together.

    Advice to ManagementAdvice

    Lots of different management styles, and I have noticed that some need to have more patience and keep in mind we are new to the company and some of us new to the insurance industry. I have been lucky to have been placed with a young DSC and he is very excited for my flourishing career which helps to keep me motivated.

    Recommends
    Positive Outlook
  8. 1 person found this helpful

    n/a

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Aflac

    Pros

    great training, great management and sales team

    Cons

    need part-time job until you start to make money. no salary while training.

    Recommends
    Neutral Outlook
    No opinion of CEO
  9. 1 person found this helpful

    AFLAC

    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Aflac

    Pros

    Can make quick money or not.

    Cons

    You are on your own after training.

  10. 3 people found this helpful

    Potential, but only a few make mobey

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Agent in Pittsburgh, PA
    Former Employee - Agent in Pittsburgh, PA

    I worked at Aflac full-time (more than 3 years)

    Pros

    Work your own hours. Help peopke

    Cons

    A lot of cost up front out of your pocket.

    Advice to ManagementAdvice

    Tell new agents what to truly expect

    Doesn't Recommend
    Neutral Outlook
    Approves of CEO
  11. Ridgeland and Madison teams are the best in the country! Great people to learn from and work with!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Insurance Agent in Jackson, MS
    Current Employee - Insurance Agent in Jackson, MS

    I have been working at Aflac full-time (more than 3 years)

    Pros

    Family oriented, work hard/play hard mindset, helpful, supportive, caring, determined, and hard working culture. Flexible schedule and great sales training.

    Cons

    Cold calling and commissions could be better.

    Advice to ManagementAdvice

    Keep up the family sense of community in the work culture. Its definitely needed when self-employed.

    Recommends
    Positive Outlook
    Approves of CEO

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