Aflac

  www.aflac.com
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Aflac Reviews

Updated August 19, 2014
Updated August 19, 2014
659 Reviews

3.1
659 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
Aflac Chairman and CEO Dan Amos
Dan Amos
378 Ratings

Review Highlights

Pros
  • You can set your own hours, work from virtually anywhere, and there is unlimited income potential (in 20 reviews)

  • Management is very engaged with making sure that employees maintain a good work-life balance (in 19 reviews)


Cons
  • No base salary or ramp up funds to help beginners, training is not so great (in 24 reviews)

  • lack of initial support - but it's like any 100% commission job: "you reap what you sow" (in 34 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1. 1 person found this helpful  

    15+ years with Aflac

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Sales Associate  in  San Jose, CA
    Current Employee - Sales Associate in San Jose, CA

    Pros

    Aflac is an incredible "Business Opportunity". If you are looking to be rewarded for your hard work and commitment, Aflac is the right choice. Too many people don't look at this opportunity as a business. If you just want an hourly wage stay where you are, if you want an opportunity to earn a large six figure income in a business with little overhead investment you can't beat Aflac.

    Cons

    Trying not to become complacent with success. Keep pushing.

    Advice to ManagementAdvice

    Provide more incentives to veteran agents.

    Recommends
    Positive Outlook
    Approves of CEO
  2. 4 people found this helpful  

    Where you finally get to see what you're worth

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Business to Business Consultant/Sales Representative  in  Portland, OR
    Current Employee - Business to Business Consultant/Sales Representative in Portland, OR

    Pros

    Support from fortune 118 WWHQ employees and services, nearly 100% name recognition, absolutely unlimited income, ability to start your own business with little capital investment and risk and mostly just hard work and learning. Aflac prepares you with product knowledge, effective prospecting, a 4 tier training program from field trainers, regional managers, state traingers, and wwhq-driven online courses. Unreal support and an amazing culture to work in. Products being presented are needed, affordable, and most people see the value.

    Cons

    You don't get paid to be present. During training you have to work smart and be dedicated. The income can be high one month and low the next-so you really have to spend smart on high income months. Realize when you come in to track all your expenses-you'll want to have them for tax time so you can gain from the out of pocket expenses like gas etc.

    Advice to ManagementAdvice

    Be very honest with people about what this position is. Reading some of the reviews on here, it seems like many people didn't realize they'd actually have to work to earn an income. It's very possible to make a very good income with Aflac and have the career of their dreams...but make sure know one thinks it's going to happen on it's own.

    Positive Outlook
    Approves of CEO
  3. 2 people found this helpful  

    Fantastic, ethical company, people are truly motivated to help you succeed.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    Pros

    Time flexibility, set your own schedule, job is what you make it. Huge opportunity to move up in the company. Strong brand recognition, and strong opportunity in communities. The company is growing fast and beats the competition hands down product to product and service to service. Friendly competition within company.

    Cons

    Takes some time to get started and to see the rewards for your work. There can be some inconsistency in training between different levels but you have to decide for yourself what is important.

    Recommends
    Positive Outlook
    Approves of CEO
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  5. 1 person found this helpful  

    Amazing Company to Work with

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee  in  Fort Myers, FL
    Current Employee - Anonymous Employee in Fort Myers, FL

    Pros

    You get paid what you are worth. If you work hard, you make a lot of money, but if you are not disciplined, you won't make much.

    Cons

    If you have the right management team, there are no cons. It is hard work, but so worth it!

    Advice to ManagementAdvice

    Training is critical. Make sure you keep on top of all your agents to insure they get the training they need to be successful. They do a great job in the Fort Myers area.

    Recommends
    Positive Outlook
    Approves of CEO
  6.  

    Good choice for new job seekers

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Vice President  in  Columbus, GA
    Current Employee - Vice President in Columbus, GA

    Pros

    Excellent culture and benefits; growth opportunities. The Company genuinely values diversity and the well-being of its employees. This is demonstrated in various ways through employee engagement surveys and the diversity in managment ranks.

    Cons

    The Comopany is located in Columbus GA, about 70 miles southwest off ATlanta. This makes it difficualt to recruit top talent or pay a higher premium than would be required in other locations.

    Advice to ManagementAdvice

    None at this time

    Recommends
    Positive Outlook
    Approves of CEO
  7.  

    Better than expected

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - District Sales Coordinator  in  Houma, LA
    Current Employee - District Sales Coordinator in Houma, LA

    Pros

    Great company! Great co-workers! Great policyholders!

    Cons

    Bringing a claim check to someone who lost a loved one.

    Recommends
    Positive Outlook
    Approves of CEO
  8. 1 person found this helpful  

    Great Company to work for!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Agent  in  Sandy, UT
    Current Employee - Agent in Sandy, UT

    Pros

    The only US insurance company listed in Ethisphere list of Most Ethical Companies.

    Cons

    Commission-only (I'm a sales agent.

    Recommends
    Negative Outlook
    Approves of CEO
  9. 3 people found this helpful  

    Aflac Coordinator in Training, with the company about 3 years now."

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Coordinator In Training  in  Lexington, KY
    Current Employee - Coordinator In Training in Lexington, KY

    Pros

    If you are driven, it is easy to be successful. You just need to be self-disciplined to do the prospecting and networking. We have a saying in Kentucky, that your raise is effective when you are. Your commissions are never capped, so you are the only one that prevents you from making money. The training is phenomenal here in KY. We are well versed in Health Care Reform knowledge and sales techniques. Managers coach you to meet your goals, rather than scold you if you don't hit them. Kentucky's field force is very family oriented and a great group to work for and with. I cannot speak for other state organizations, but I love working for our management team!

    Also, Aflac does amazing work for charity. We have a children's hospital in Atlanta that is run by donations made from agents and employees of Aflac.

    We help so many people in their times of need through our insurance. That is more rewarding than any commission from a sale.

    Cons

    It is 100% commissioned pay, but what sales job isn't? Think about it. If you don't hit a quota in a salaried sales job, do you keep your job? No. Can you eat if you don't have a job? No. Well, if you don't hit your quota for your individual needs in a 100% commission job, you don't eat either. You must set goals and accomplish them. You won't be fired for not hitting your goals. You will be coached to get better.

    If you are strapped for cash when starting your career, take on a part-time job nights and weekends, until you start opening accounts. Too many people have missed out on a great opportunity because they didn't have a steady cash-flow when they first started. The top agent in the state, currently, had a part-time job her first 6 months in the business, and I know a lot of other top producers and managers that did so as well.

    Think of this career as being a business owner. In many new businesses it takes a few years to be profitable. This is a business with low startup costs (Licensing, gas, cell phone), that can take off quickly and be profitable in less than two weeks. If it isn't, you have to be patient and keep growing your contacts. It is not a get rich quick scheme. It is a career. If you last 20 years in this business, you can very easily retire a millionaire receiving a monthly renewal check in the thousands for the rest of your life. It is the best 401k plan I know!

    Advice to ManagementAdvice

    The senior management is doing an exceptional job. Our state's focus on attraction of qualified individuals and retention is moving us in the right direction.

    Recommends
    Positive Outlook
    Approves of CEO
  10. 3 people found this helpful  

    The last career I'll ever have

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - State Training Coordinator  in  Springfield, MO
    Current Employee - State Training Coordinator in Springfield, MO

    Pros

    Aflac provides you the opportunity to make unlimited income. The only limit to your success with Aflac is yourself. Most people start this career for the flexibility and freedom which is also the same reason most leave. This business takes discipline, commitment and effort. I have made well over 6-figures the last 5 years, but that type of success is a daily individual choice. This is truly the one career where you dictate your income, future and success. With up-front commissions paid in less than 48 hours, residual income, stock bonuses, and trips around the world, I can't imagine being anywhere else.

    Cons

    This is not the career for the lazy, unmotivated or undisciplined. People fail because they want the paycheck without putting in the effort. This is one of the only jobs where you will be paid exactly what you are worth. That could look like $5,000 a day or $5 a day, but the good new is-you decide. Many people leave because they learn they aren't worth very much.

    Advice to ManagementAdvice

    Managers are extremely helpful in your development process. They demonstrate everything that is expected and follow-up to ensure you are proficient in core competencies. District, Regional and State leadership all have a vested interest in every level of the organization.

    Recommends
    Positive Outlook
    Approves of CEO
  11. 1 person found this helpful  

    Self motivated will do well. But its not for everyone.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Field Agent  in  Honolulu, HI
    Current Employee - Field Agent in Honolulu, HI

    Pros

    No cap on comission
    Valuable skills to learn
    There are great agents to learn from

    Cons

    A lot to learn and a lot of investment. Also recommend working a job to sustain while getting business.
    They say anything to recruit people, but do nothing to support them. Plus, as an independent contractor, they may be part of your success;but you are accountable for your failures

    Advice to ManagementAdvice

    People are all different, with different strengths and weaknesses. Aflac management needs to work on leadership. Instead of turn and burn mentality, be a team leader.

    Recommends
    Neutral Outlook
    Approves of CEO

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