American Income Life Reviews

Former Employee – worked at American Income Life full-time for more than 10 years

Pros – I have worked with American Income for ten years. We offer unlimited opportunity for those willing to embrace it.

Cons – It takes a FULL commitment.

Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company

Current Employee – been working at American Income Life full-time for more than a year

Pros – This is a great chance to make great money, build a career, and help others build their career too. You succeed by helping others - pure and simple. Great system that can work very quickly if you put in the effort. Very friendly work environment with Managers who are very interested in your success.

Cons – This is very hard work. Sometimes takes several weeks to make the good money. Once you get past that you will have no regrets.

Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company

Current Employee – been working at American Income Life full-time for more than a year

Pros – The opportunity working with my management team is amazing. They truly care about my success and put in the effort into helping with my career. The opportunities are endless and I have helped so many families and found in my career. Since I have been work with American income life, I have been promoted to 2 different levels of management and have provided several jobs and have promoted another manager underneath of me. The pay, travel, benefits, people and to be given the opportunity to prove my worth based on my merits are just a few pro for being a part of this amazing company.

Cons – Not finding out about this company earlier. I wasted 10 years working at a D.C. for walmart. I could have retired from american income by now.

Advice to Senior Management – Just keep doing what you guys and gals know best.

Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company

Current Employee – been working at American Income Life full-time for more than a year

Pros – Bonuses, competitive pay, and flexible hours

Cons – Poor Management skills at certain offices

Advice to Senior Management – Include better Training and involvement in Employees

No, I would not recommend this company to a friend

Current Employee – been working at American Income Life full-time for more than a year

Pros – Leads are given to you, albeit once a month (which you run out of quickly). If you're single and have plenty of money to sit on while you're going through your rough patches, which you will, this JOB is perfect for you.

Cons – They say that the leads are 'wanting' the life insurance. However, the leads are just signing up for no-cost benefits and YOU will bait and switch them to buy life insurance. Sometimes you get lucky and they actually want it. Most of the time they're angry with you for trying to sell them something. One week you will make $600, the next you will make $0. They say these benefits are exclusive to union members, but that is NOT the case. You ask for referrals in every household, most of the people do not want to give you any. This is a textbook pyramid scheme company... You start out working 70-80 hours a week to (if you're lucky) make $600. The longer you stay there, they will like your 'loyalty' and promote you to have some producers under you. The turnover is higher than any fast food restaurant because people who have wives or kids cannot spend their Mondays and Thursdays calling people in the office from 10am to 9pm. But if you don't do this, you will never make it. HALF of the appointments you set up will not be at their houses when you get there. Here's the numbers game you will deal with: If you can actually make 8 appointments a day (which is actually very difficult for T,W,F,SA,SU) half of them will not show up. Of those half, you will sell 1/4. Of those 5 sales (again, if you're lucky and if you want to work every day of the week because M and T are office days and calling days) you will have 2 trials, which you will not get paid on for 2 months. Of the other 3 sales, at least one will cancel. So working 70-80 hours a will will yield you 30% commission. The average sale is $600. So normally an agent will make roughly $400/week until they just can't afford it anymore due to gas costs, or their family just can't handle them being gone for such long hours.

Advice to Senior Management – Tell people the TRUTH when you're interviewing them. The leads DO NOT want life insurance. In fact, a member called their president over the phone while I was there and I was told that AIL places the union members' logo on top of the cards they fill out to receive the no-cost benefits. It gives AIL more credibility to bait them like this.

No, I would not recommend this company to a friend – I'm not optimistic about the outlook for this company

Current Employee – been working at American Income Life full-time for more than a year

Pros – The compensation plan is unbelievable, I love this company because everybody has the same opportunity for this career!! Being able to grow my agency to conquer the insurance industry and take my agency to the top! Watch out cause here I come!!! I recommend this great opportunity for anyone who is motivated to change their life in a positive way personally and financially!!!

Cons – There are no cons to this great opportunity

Advice to Senior Management – Opportunity unlimited baby!!!!

Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company

Current Employee – been working at American Income Life full-time for more than 7 years

Pros – Advancement, helping others succeed and money!

Cons – Hard work and must be 150% committed to your own success

Advice to Senior Management – UNLIMITED

Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company

Current Employee – been working at American Income Life full-time for less than a year

Pros – American Income Life has provided me eith "Opportunity Unlimited"! It is truly an awesome complany to grow with.

Cons – I have nothering negative to say about American Income Life.

Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company

Current Employee – been working at American Income Life full-time for less than a year

Pros – I have never been with a company that was is my family that no matter what is going on there is always some one there to pick you up or hold you up. It is the only company I know of that what you put in you will get back!!!

Cons – Con is that you have to work hard which if you really think about it is not a Con at all its just a choice!!

Advice to Senior Management – If you truely want to get paid what you are worth and want to stop managing people and start leading people to their dreams this is the company you want to be with!!

Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company

Current Employee – been working at American Income Life as a contractor for less than a year

Pros – It would take to long to list all the pros. Off the top of my head though? Character building, UNLIMITED opportunity, positive culture, best retirement options I've ever seen, best teachers who really want to see us succeed, and of course, income will never be better at any other place.

Cons – They didnt allot me enough time to list all the pros :(

Advice to Senior Management – Although its alreayd fantastic. Let's up the bar on the resources and help we give to the people in our company to esnure they're successful and in upper management :)

Yes, I would recommend this company to a friend – I'm optimistic about the outlook for this company