American Income Life Reviews

Updated June 30, 2015
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661 Employee Reviews

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  1. Helpful (2)

    It's a lot of work. Sometimes for nothing.

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Life Insurance Agent in Fresno, CA
    Current Employee - Life Insurance Agent in Fresno, CA

    I have been working at American Income Life full-time (More than a year)

    Doesn't Recommend
    Positive Outlook
    Approves of CEO
    Doesn't Recommend
    Positive Outlook
    Approves of CEO

    Pros

    $$$
    Good bonus
    Trip incentives
    You are able to meet a variety of different people
    Ability to learn different concepts

    Cons

    Long hours
    Lots of gas
    Sometimes you don't make a sell for months
    There are a bunch of lazy women that work there.

    Advice to Management

    None


  2. Helpful (3)

    Don

    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at American Income Life

    Doesn't Recommend
    Doesn't Recommend

    Pros

    None. Maybe could make a lot of money if you had no morals.

    Cons

    Horrible, deceptive people. They lie to customers to get their foot in the door. Had to memorize a really long script, word for word to even begin to make money. Worked with some highly unethical people, including my direct manager who sexually harassed me. Just do yourself a favor and stay away. They promise the moon and stars, but you will end up broke and wishing you didn't.


  3. Helpful (7)

    Not For Everybody

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee in Memphis, TN
    Former Employee - Anonymous Employee in Memphis, TN

    I worked at American Income Life

    Doesn't Recommend
    Doesn't Recommend

    Pros

    Good money can be possible.

    Cons

    There is alot of lying to get ahead. Commission only, and it can be very hard to get there. VERY HARD!

    Advice to Management

    Loosen up, and stop with the false pretences.


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  5. Helpful (5)

    Joke of a company. Pyramid scheme.

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee in Canonsburg, PA
    Former Employee - Anonymous Employee in Canonsburg, PA

    I worked at American Income Life full-time (Less than a year)

    Doesn't Recommend
    Negative Outlook
    Doesn't Recommend
    Negative Outlook

    Pros

    Sales experience for future careers.

    Cons

    Lies, deceptions, long hours, insurance fraud, management, false promises.


  6. Helpful (6)

    Great, shares common mindset with other people.

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Agent in Raleigh, NC
    Current Employee - Insurance Agent in Raleigh, NC

    I have been working at American Income Life full-time

    Recommends
    Positive Outlook
    No opinion of CEO
    Recommends
    Positive Outlook
    No opinion of CEO

    Pros

    The interview consisted of speaking with a representative one on one. I was then led into a room full of about 15 other applicants who had also applied for the position. A man gave a presentation more about the company. Later we were to be called back for a 3rd and final interview which is where I am now. So far everything seems good although you have to pay for the licensing...

    Cons

    You have to pay for licensing.. Also they claim it is not about sale, yet tell you you will be going to people's homes selling them insurance...

    Advice to Management

    Honesty from the beginning.


  7. Helpful (3)

    Don

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Insurance Agent in Cedar Rapids, IA
    Former Employee - Insurance Agent in Cedar Rapids, IA

    I worked at American Income Life (More than 10 years)

    Doesn't Recommend
    Negative Outlook
    Doesn't Recommend
    Negative Outlook

    Pros

    When I worked for them, there were no internet teaser job ads, and newspaper ads were more straightforward. Now sales jobs are listed as management jobs, customer service and others. At the time, I was already a working Agent and found the opportunity great, in part because all appointments were made for me by the managers wife

    Cons

    Union members were deceived into thinking their "Union" was coming out to see them and while most did not make a big deal about it, some got outright nasty. That that was some time ago in a better economy so I would caution anyone to do this now because you are putting your own personal safety at risk.

    Advice to Management

    If you like insurance, if you like sales, then become an insurance agent. I love the business but the scum that has overtaken it has ruined the industry. This is my challenge to you - lets go to a strange town at 8 in the morning with only our insurance license and appointments with insurance companies, but nothing else and see who sells the most insurance policies by the end of the day.


  8. Helpful (2)

    Supervising Agent

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Insurance Sales Agent in Columbia, SC
    Current Employee - Insurance Sales Agent in Columbia, SC

    I have been working at American Income Life full-time (Less than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    I love working for this company. I love working with working class people and helping their families. You truly have the opportunity to make a great deal of money rather effortlessly if you have a positive attitude and a winning personality.

    Cons

    You actually have to work hard! But the results are worth it.

    Advice to Management

    Hire better quality people.


  9. Helpful (2)

    THIS IS A LIFESTYLE

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Agency Builder in Raleigh, NC
    Current Employee - Agency Builder in Raleigh, NC

    I have been working at American Income Life full-time (More than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    The ability to not have someone dictate how much I am worth an hour and work in an atmosphere where I actually enjoy going to the office at the same time!

    Cons

    Someone not showing up to the office and you actually miss them!!!

    Advice to Management

    Keep leading from the front!


  10. Helpful (2)

    Opportunity Unlimitec

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Agency Builder in Chicago, IL
    Current Employee - Agency Builder in Chicago, IL

    I have been working at American Income Life full-time (Less than a year)

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    Meeting great people and helping them at the same time. While making great money.

    Cons

    Not to many Cons. Other than the long hours and massive amount of miles out on my car there isn't much I can complain about. But nothing worth doing is ever easy.


  11. Helpful (2)

    Extremely satisfying career!

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - General Agent in Aurora, CO
    Current Employee - General Agent in Aurora, CO

    I have been working at American Income Life

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    This jobs allows me to help and provide protection for there families.

    Cons

    It requires a lot of time.

    Advice to Management

    Continue with the encouragement and support that you offer.



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