American Income Life Reviews

Updated April 20, 2015
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  1. Initial training was good. Sales presentation too long.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Licensed Originator in Blue Bell, PA
    Former Employee - Licensed Originator in Blue Bell, PA

    I worked at American Income Life

    Doesn't Recommend
    Positive Outlook
    No opinion of CEO
    Doesn't Recommend
    Positive Outlook
    No opinion of CEO

    Pros

    positive environment. Good mix of people. Positive training methods with mix of technics.

    Cons

    Sales script way too long. AIL relies way too much on a computered sales pitch to present there products. Also during the sales pitch agents ask for referals before giving the clients there figures.

    Advice to Management

    shorter presentations. Less dependency on a laptop to sell. More personable approach.

  2. Helpful (1)

    Great but very difficult job

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - General Agent in Fort Worth, TX
    Former Employee - General Agent in Fort Worth, TX

    I worked at American Income Life full-time (less than a year)

    Doesn't Recommend
    Positive Outlook
    Doesn't Recommend
    Positive Outlook

    Pros

    The ability to move up in the company is amazing and the commission scale is good.

    Cons

    It is a really tough job to do. You really need thick skin in this industry.

  3. Hard work.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at American Income Life

    Pros

    You can make as much as you work

    Cons

    Need to work very hard.

  4. Is this helpful? The community relies on everyone sharing – Add Anonymous Review


  5. completely misleading

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Contractor - Producer/Agent in Aurora, CO
    Former Contractor - Producer/Agent in Aurora, CO

    I worked at American Income Life as a contractor (less than a year)

    Doesn't Recommend
    Neutral Outlook
    Doesn't Recommend
    Neutral Outlook

    Pros

    i always try to look at the positive side of everything and it's really really hard to find any with AIL

    Cons

    just about everything like I said they are good liars and will mislead you from the start

    Advice to Management

    Oh so many but rich correa and Matt turnquist have some Damn integrity

  6. Helpful (2)

    SALES REP

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Insurance Sales Agent in State College, PA
    Current Employee - Insurance Sales Agent in State College, PA

    I have been working at American Income Life

    Recommends
    Positive Outlook
    Approves of CEO
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    unlimited earning potential. great programs for the clients. great bonus'. no cold calling at all. I get to see towns and meet people I would have never met. Growing as a person is my #1 reason for working here. yes the $ is great, but im encouraged to read books listen to audio and better my diet. I really love working here. the renewals are awesome!

    Cons

    cons? no cons. sacrifice comes to mind as a con. just longer hours during training. short term sacrifice for long term gain.

  7. Promises, promises

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Contractor - Insurance Agent
    Former Contractor - Insurance Agent

    I worked at American Income Life as a contractor (less than a year)

    Doesn't Recommend
    Neutral Outlook
    Approves of CEO
    Doesn't Recommend
    Neutral Outlook
    Approves of CEO

    Pros

    Good initial training program. Classroom prepares you for state licensing, and field situations. Field trainer takes interest in your success as it puts $$ in his pocket. Initial 60 days you get decent lead pack even though some leads are already beat to death. Pay for performance was good but depends on your territory. Income was great for the first couple of months and makes you feel like sky's the limit.

    Cons

    Bad leads that were beat to death previously, dependency on self generated referrals, customers who wanted the product but didn't have checking accounts especially in urban areas that were dangerous. Trainers and leaders lost interest in you when they could move on to more productive cash cows. Hours they promised were distorted. Working a 7 day schedule including long weekends was mandatory. Didn't offer help when you needed or asked for it. Weren't concerned that your paychecks dried up for weeks and you had bills to pay.

    Advice to Management

    The whole company mantra was the money and who was making it and letting everyone know how much and how often. Put some emphasis on the product and how to sell the product. Create an environment conducive to making and setting appointments, not a room with 60 people calling with no privacy and idiots yelling across the room and blasting ghetto rap, not a very professional environment. Work on developing the good people you have and not being so eager to get the next group of recruits in. Spread the wealth and quit playing favorites.

  8. Trickery sales

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Contractor - Anonymous Contractor
    Former Contractor - Anonymous Contractor

    I worked at American Income Life as a contractor (more than a year)

    Doesn't Recommend
    Negative Outlook
    Doesn't Recommend
    Negative Outlook

    Pros

    The Compensation was good at times

    Cons

    Expenses outweighed the income possibilities

    Advice to Management

    Check ethics going on in individual agency's, Not following the training provided to get solid sales.

  9. Helpful (1)

    Lot's of Driving; not enough good leads.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Insurance Agent in Schaumburg, IL
    Former Employee - Insurance Agent in Schaumburg, IL

    I worked at American Income Life

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO

    Pros

    Nice upbeat office atmosphere, lots of helpful presentations from management.

    Cons

    To much driving and gas; no protected territory. Good leads went to a select few; everyone else got trashy, old, reworked leads.

    Advice to Management

    Stop pulling resumes from websites and lying to prospects looking for a "real" job. This "opportunity" is not only not for everybody, it's not for most people.

  10. Lots of hard work!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Life Insurance Agent in Los Angeles, CA
    Current Employee - Life Insurance Agent in Los Angeles, CA

    I have been working at American Income Life

    Pros

    There is a lot of money to be made here, but you have to understand it is NOT a 9-5 and you will be working a lot of hours sometimes without seeing any pay for a week.

    Cons

    The managers seem more interested in recruiting than in actually giving the "newer agents" the proper tools and training that are needed.

    Advice to Management

    Spend more one on one time with new agents rather that bringing in new hires to build your recruiting bonuses.

  11. Frustrating and uncomfortable.

    Former Employee - Agent in Aurora, CO
    Former Employee - Agent in Aurora, CO

    I worked at American Income Life

    Doesn't Recommend
    No opinion of CEO
    Doesn't Recommend
    No opinion of CEO

    Pros

    -Great bonuses
    -Friendly Co-workers
    -Supportive managers

    Cons

    -Somewhat deceptive sales practices
    -old leads
    -Constant pressure to increase sales
    -A constant weekly grind to make a paycheck

    Advice to Management

    Have paid training period and increase the quality of agents.

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