American Income Life

  www.ailife.com
  www.ailife.com

American Income Life Reviews

Updated November 25, 2014
Updated November 25, 2014
577 Reviews
3.1
577 Reviews
Rating Trends

Recommend to a friend
Approve of CEO
American Income Life CEO Roger Smith
Roger Smith
330 Ratings

Review Highlights

Pros
  • You have the opportunity to make a lot of money if you have what it takes to make the sale (in 20 reviews)

  • If you are a shark you will do well and make a lot of money off the backs of others (in 14 reviews)


Cons
  • There are not any cons that I can think of other than the long hours (in 64 reviews)

  • The only way to make a lot of money is to be dishonest (in 10 reviews)

More Highlights

Employee Reviews

Sort: Popular Rating Date
  1.  

    Good place

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Entry Level in Cincinnati, OH
    Former Employee - Entry Level in Cincinnati, OH

    I worked at American Income Life full-time (less than an year)

    Pros

    Great people in you learn alot while you are there

    Cons

    Long hours if you don't make sales don't be looking for a check

    Advice to ManagementAdvice

    More training

    Recommends
    Positive Outlook
    No opinion of CEO
  2. 2 people found this helpful  

    Former RGA

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - RGA in Reno, NV
    Former Employee - RGA in Reno, NV

    I worked at American Income Life full-time (more than 3 years)

    Pros

    Great Company culture. Fantastic Leadership. They know how to sell and they do a very good job at teaching people how to become good sales people. but you have to be willing to put in the work

    Cons

    Lots of long days. on Average I worked from 7:30am until 11pm and then had to do coaching calls after that (But I was also a manager)
    6 days a week. Mediocre products (but your trained they are the best)

    Advice to ManagementAdvice

    I worked here for 4 years. First year I made 70k in 7 months- I was sold! averaged over 110k over 4 years. left because the dream I was sold was never attainable. It took four years to realize because this company is great at keeping people motivated- You can make a lot of money here if you put in the work. But the question is, how long are you willing to work like this? No family time, or social time except for with people you work with. But I would do it all over again for the training and experience, just wouldnt stay as long. Good luck!

    Doesn't Recommend
    Approves of CEO
  3. 3 people found this helpful  

    Misleading

    • Comp & Benefits
    • Work/Life Balance
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at American Income Life full-time (less than an year)

    Pros

    Nice people to work with

    Cons

    They are not upfront about hours that you will work and the out of pocket money you will have to spend
    to get licensed and spend in gas. They don't even provide you with a computer.

    Advice to ManagementAdvice

    Be more transparent with the work hours, no time for a family or life.

    Doesn't Recommend
    No opinion of CEO
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  5. 2 people found this helpful  

    Huge Commitment for a Good Reward

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Insurance Agent
    Former Employee - Insurance Agent

    I worked at American Income Life full-time (less than an year)

    Pros

    Large earning potential based on a very structured selling system. An excellent opportunity for someone with no family or outside activities. Great for recent college grads.

    Cons

    Huge commitment of time. Virtually no time for family or other commitments based on expectations from leadership. Personally, I was provided with previously worked sales leads (poor quality) with the same sales expectations as new leads.

    Advice to ManagementAdvice

    Make sure that the company is being properly represented during the interview process. I was told one thing about getting leads during the interview, then was told something different when I was working them. This was one of the main reasons for my departure.

    Doesn't Recommend
    Positive Outlook
    No opinion of CEO
  6. 1 person found this helpful  

    not bad for the right people, but very few are the right people.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Supervising Agent
    Former Employee - Supervising Agent

    I worked at American Income Life full-time (less than an year)

    Pros

    coworkers become friends because of how much time and energy you spend together. My supervisor was fantastic and put in a lot of effort to see me succeed.

    Cons

    they are very good at making you feel like this has to be what you want, which makes it hard to truly decide if you agree. if and when you decide that it is not right for you, you could already have wasted a LOT of time and money!

    Advice to ManagementAdvice

    Focus more on the better fitting agents than on pure volume of agents.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  7. 2 people found this helpful  

    Rewarding if you spend every hour working

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Benefits Representative in Appleton, WI
    Former Employee - Benefits Representative in Appleton, WI

    I worked at American Income Life full-time (less than an year)

    Pros

    great pay, growing company, diverse situations,

    Cons

    you are driving all over the state 4 days out of the week, work 6 days a week, late hours, clients are under a different impression of what we are coming to talk to them about, expenses and the time you put in do not balance what you make

    Advice to ManagementAdvice

    make the leads more aware of what we do, expenses and time do not balance the time and hours that we put in do not balance with what we make.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  8. 2 people found this helpful  

    Life Changing Company

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - General Agent in Jeffersonville, IN
    Current Employee - General Agent in Jeffersonville, IN

    I have been working at American Income Life full-time (less than an year)

    Pros

    Unlimited earning potential, positive environment and atmosphere, awesome co-workers, great training opportunities, challenging, exciting advancement opportunities

    Cons

    Intense initial schedule, difficult balance between work and home.

    Advice to ManagementAdvice

    Keep everything just the way it is!

    Recommends
    Positive Outlook
    Approves of CEO
  9. 2 people found this helpful  

    Changed my life!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Insurance Agent in Wilkes-Barre, PA
    Current Employee - Insurance Agent in Wilkes-Barre, PA

    I have been working at American Income Life full-time (more than an year)

    Pros

    I could never go back to a 9-5 job or even sit behind a desk after joining American Income Life. I have walked into a growing culture. The team I am apart of is not co workers we are a family! Always looking after one and other . The systems are amazing the people are the most amazing you could never surround yourself with better! Choosing this path was nothing more than a blessing! Best part, Yes I Work HARD but I get the pay I deserve!

    Cons

    challenges no matter where you go! Truth is that is you work hard it will pay off!

    Recommends
    Positive Outlook
    Approves of CEO
  10. 1 person found this helpful  

    great company, great compensation.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Supervising Agent in Aurora, CO
    Current Employee - Supervising Agent in Aurora, CO

    I have been working at American Income Life as a contractor (more than an year)

    Pros

    You get paid according to the effort you put in. Incredible training and value of their agents. This company is changing my life. Those dreams that I was scared of, are becoming true.

    Cons

    long hours, but they become less as time goes by

    Advice to ManagementAdvice

    Keep it up!

    Recommends
    Positive Outlook
    Approves of CEO
  11. 1 person found this helpful  

    Great Opportunity

    • Comp & Benefits
    • Work/Life Balance
    • Career Opportunities
    Current Employee - Supervising Agent
    Current Employee - Supervising Agent

    I have been working at American Income Life as a contractor (less than an year)

    Pros

    There is so much opportunity for advancement. Great career if u put the work in.

    Cons

    I do not have any

    Recommends
    Positive Outlook
    Approves of CEO

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