Church Mutual Insurance

www.churchmutual.com

Church Mutual Insurance Reviews

Updated December 19, 2014
Updated December 19, 2014
21 Reviews
3.0
21 Reviews
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Michael E. Ravn
4 Ratings

Employee Reviews

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  1.  

    Great Company and benefits

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Regional Representative in Chicago, IL
    Former Employee - Regional Representative in Chicago, IL

    I worked at Church Mutual Insurance full-time (more than 3 years)

    Pros

    -Great Benefits
    -Great Management
    -Management hands-off
    -Great work life balance

    Cons

    -Base pay lighter than most Insurance jobs

    Advice to ManagementAdvice

    Look at raising base pay for sales positions.

    Recommends
    Positive Outlook
    Approves of CEO
  2.  

    Representative

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Church Mutual Insurance full-time

    Pros

    Church Mutual supports their employees and provides the resources and tools for reps to grow in their sales career. Their benefits are generous and they are enthusiastic about furthering your career.

    Cons

    Systems are badly in need of updating.

    Recommends
    Positive Outlook
    Approves of CEO
  3.  

    Great Company to Work For

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Church Mutual Insurance

    Pros

    Friendly, down-to-earth management, flexible schedules, great work environment.

    Cons

    Since the company is in a small town, there is a lot of "who you know" people hired and promoted.

    Advice to ManagementAdvice

    Look at your current employees for promotions instead of hiring outside of the company.

    Recommends
    Positive Outlook
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  5. 1 person found this helpful  

    Don't devote yourself to this company because they'll give nothing in return

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Home Office in Merrill, WI
    Current Employee - Home Office in Merrill, WI

    I have been working at Church Mutual Insurance

    Pros

    Co-workers are easy to get along with

    Cons

    Cost of few benefits offered results in large # of employees having to take on additional employment; not treated as salaried employees normally are--you may have 55 hours in by Thursday, but if you want to come in 30 minutes late on Friday due to a doctor's appointment, the company mandates that you take vacation time; management is clueless as to extreme lack of employee engagement as measured by their little surveys

    Advice to ManagementAdvice

    Wake Up

    Doesn't Recommend
    Neutral Outlook
  6. 2 people found this helpful  

    BIG DIVISION BETWEEN MANAGEMENT AND SALES

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Sales Representative
    Former Employee - Sales Representative

    I worked at Church Mutual Insurance full-time (more than 10 years)

    Pros

    benefits, car, they wine and dine you making you feel important and you are living the dream. This will be your life.

    Cons

    Worked at CMI for over 10 yrs, and always excelled goals. Some areas in country had offices, while others had to work at home. They have since closed all offices. Some agents in country have account managers to get renewals while other agents do this on their own. Underwriting became more rigid as goals were changed to keeping accounts on book vs. writing new business. As premium increased maintaining these accounts with non-competitive pricing, it became increasingly difficult. The rigid underwriting practice for new business does affect earning potential. You do get a company car and, if you are doing your job, many hours /nights will be spent picking up renewals, trying to keep accounts on book. Unfortunately increased premiums or claims would have affected this, and it would be your job to deal with customers regarding cancellation/increased premium, sometimes thousands of dollars in increase if the church had a claim. This company has become the epitome of what people perceive insurance companies to be.

    Advice to ManagementAdvice

    The company has worked hard for it's AAA rating which looks good to the board of directors, but it has lost focus of keeping cost low to the people it insures. Small churches, can't afford the increase in their budget, so they fall off the agents book of business, if enough of these "small churches" fall off it effects the agents total book. Yes, management makes a point to know the agents name, But that agent is daily representing CMI , establishing a rapport, realizing these people are budgeting their tithes to pay the insurance for the church, no matter the size, it makes me realize this company is sorely out of touch, with the churches they insure and the agent who represents them as a business.

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
  7. 1 person found this helpful  

    The actual job itself is great, unfortunately the politics at this company are terrible.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Supervisor in Merrill, WI
    Current Employee - Supervisor in Merrill, WI

    I have been working at Church Mutual Insurance full-time (more than 10 years)

    Pros

    I enjoy the actual job itself, and the ability to help the customers and my staff. The initial salary for most staff is also good, but you can have an employee who exceeds and goes above and beyond and are marked that way on their reviews and you are only allowed to rewarded them with a 1% raise. To be fair this can fluctuate by department and is based on that departments VP. Ultimately they get to decide who gets what.

    Cons

    The politics at this company are terrible. It really is not based on your skill set, knowledge, how well you apply them to your position, or even how much you continue your education. It really comes down to if you are in the right "click" much like high school. If you are in the right click upper management seems to allow people who do not do their job, and lack the appropriate skill set to continue with their bad work ethic, and if you bring it to their attention it seems as though they do not want to hear it. They just want the supervisors to deal with it. The HR department here is no better. If anything they are worse. They make supervisors/managers take additional classes to enhance their skill sets to better help the staff, but when you try to implement or use the practices they really do not want to hear about it or help with it. There are just too many long term employees or family members that work here that have a sense of entitlement, and are allowed to get away with whatever they choose because they are part of the click. Also, in the past few years this company has acquired the name "Liberty North" so you are often forced to hire others who have lost their jobs at Liberty than promote some people internally that really deserve the position, and have the appropriate skill set unless of course they are in the click. Bottom line this company is going through a lot of changes as far as structure, department, and system changes so it might be best to stay away until they have some of the larger issues addressed.

    Advice to ManagementAdvice

    Don't just say you want to hear feed back, and that your doors always open. Really be open and listen, not to just one side either, to both or all sides without creating the fear of retaliation. I've seen this first hand at this company and the fear is spreading. It seems as though a lot of very energetic and talented people who truly wanted to do a good job here and help the customers get sick of the constant clicks and conflicts and leave the company. This just creates poor morale. Don't just talk the talk, demonstrate your words and make the change.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  8.  

    An exceptional company to work for

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Customer Service Representative in Merrill, WI
    Former Employee - Customer Service Representative in Merrill, WI

    I worked at Church Mutual Insurance full-time (more than a year)

    Pros

    This company had a great work life balance and treated its employees well.

    Cons

    The environment can be a bit clicky because of all the home town people that work there. It can make it hard to advance if you don't make the right connections. Sometimes that seems to out weigh education and experience. It feels a bit like a high school there at times.

    Advice to ManagementAdvice

    Start promoting people based on merit and not on who they know wthin the company. It is painfully obvious when you see people being passed up that have more education and experience.

    Recommends
    Positive Outlook
    No opinion of CEO
  9.  

    Wonderful experience!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Actuarial Intern in Merrill, WI
    Former Employee - Actuarial Intern in Merrill, WI

    I worked at Church Mutual Insurance as an intern (less than a year)

    Pros

    During my internship, i had multiple presentation during internship to the different teams. I also work with different projects. All my colleagues were very nice!

    Cons

    Overall it was a great experience.

    Recommends
    Positive Outlook
    No opinion of CEO
  10.  

    Opportunity

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Church Mutual Insurance

    Pros

    CMIC truly cares for it's employees and offers a great work-life balance. The company culture is excellent; employees are treated with the utmost respect. Opportunities for personal growth are found through education and movement through the company.

    Cons

    None on a personal level. Narrow niche and extremely outdated computer systems hold back the company as a whole and limit opportunity for continued, sustainable growth.

    Advice to ManagementAdvice

    Actively recruit employees from outside North-Central WI. Top talent will only come if you make an effort. Most importantly, make technology improvements a TOP priority. The technology infrastructure NEEDS to be fixed as soon as possible.

    Recommends
    Neutral Outlook
    Approves of CEO
  11.  

    Great company to work for!

    • Comp & Benefits
    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Church Mutual Insurance full-time (more than 5 years)

    Pros

    Opportunity for growth. Employees are not just a number ... employee's are engaged in their work.

    Cons

    Nothing really serious to share here. The company strives to listen to employees and act on situations that are seen as issues.

    Recommends
    Positive Outlook

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