Combined Insurance

www.combinedinsurance.com
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Employee Reviews

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  1. 2 people found this helpful  

    Not what it's cracked up to be.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Combined Insurance

    Pros

    You do get a paid flight to Chicago for training.

    Cons

    They tell you that they have "leads", which is extremely enticing in the Insurance industry. You think, "No cold calling". Wrong. You go door to door. Not at all what they lead you to believe.

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  2. 2 people found this helpful  

    Lifetime residuals do not exist

    Former Employee - Insurance Agent in Beckley, WV
    Former Employee - Insurance Agent in Beckley, WV

    I worked at Combined Insurance full-time (less than a year)

    Pros

    Take the free trip to Chicago for training if you want - met nice people. The training is worthless once you get back home where the managers will train you their way. Be warned, the person who interviewed you probably won't train you.

    Cons

    Ask your potential trainer what they make per week - is it more or less than what you want? You probably won't make more than them. Learn the do not call laws and beware of managers who tell you to call those on the list.

    Advice to ManagementAdvice

    If you really want to give lifetime residual income, then lock up the phone numbers and addresses of your current customers to protect the agent's residual income. Otherwise other agents will siphon them up and contact the customers.

    Doesn't Recommend
    Negative Outlook
  3. 2 people found this helpful  

    Good motivation at the sales school, the real worlds is completely different.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Agent in New York, NY
    Current Employee - Agent in New York, NY

    I have been working at Combined Insurance

    Pros

    You work on you own time, and make your own salary in comissions

    Cons

    You will get shut down a lot, and thats something you need to overcome if you want to succeed in this business

    Advice to ManagementAdvice

    Better micromanagement would help agents

    Recommends
    Neutral Outlook
    No opinion of CEO
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  5.  

    ok job

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Combined Insurance

    Pros

    flexible schedule, can make a lot of money, good training, provide you with all the tools you need

    Cons

    might not make a lot of money, have to work REALLY hard, get a lot of charge backs, always competing with alfac

  6. 2 people found this helpful  

    challenging

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Sales Manager in Santa Rosa, CA
    Former Employee - Sales Manager in Santa Rosa, CA

    I worked at Combined Insurance full-time (less than a year)

    Pros

    They have a good product

    Cons

    Management is difficult to understand what they want.

    Advice to ManagementAdvice

    I hear there are changes but just not sure

    Doesn't Recommend
    Neutral Outlook
    Disapproves of CEO
  7. 1 person found this helpful  

    Great Company!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee

    I have been working at Combined Insurance full-time

    Pros

    I joined Combined Insurance almost 2 years ago and it's one of the best decisions I have made in my career. Combined is a great organization filled with employees who are cooperative, collaborative, and full of PMA!

    Cons

    I purposefully joined a smaller Company however, the speed of change with limited resources, although exciting, can be exhausting.

    Advice to ManagementAdvice

    Continue to empower new employees help achieve and exceed the Company's goals.

    Recommends
    Positive Outlook
    Approves of CEO
  8. 2 people found this helpful  

    Don't Do It!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee

    I worked at Combined Insurance full-time (less than a year)

    Pros

    The organization provides excellent training, especially for new insurance agents.

    Cons

    They are scandalous. Many people have gotten divorced or committed suicide as a result of the stress from this job. The products are crap, the marketing is non-existent, and the expectations are ridiculous. There is no work life balance. They even expected people to work on Christmas day, because you could find large groups of families together and maybe they would all buy insurance from you.... it's the

    Doesn't Recommend
    Negative Outlook
  9. 3 people found this helpful  

    Lies, verbal abuse and empty promises

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Territory Manager in Orlando, FL
    Current Employee - Territory Manager in Orlando, FL

    I have been working at Combined Insurance

    Pros

    As an agent you make your own pay and you have great training

    Cons

    i am currently in management with no support, no training, less pay, promised moving expenses paid I turn in my receipts and now they refuse to reimburse. Promised bonuses that were never paid. Conference call happen twice a week for an hour of getting belittled. Not a good company to work for

    Advice to ManagementAdvice

    management needs to follow through with what they say, stop lying and discriminating against women.

    Doesn't Recommend
    Negative Outlook
    No opinion of CEO
  10. 2 people found this helpful  

    Intentionally misleading

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Sales Agent
    Current Employee - Sales Agent

    I have been working at Combined Insurance

    Pros

    Great motivators. Not very honest but great at motivating!

    Cons

    Not very sincere outside of the sales pitch. The turnover rate for sales agents is 90% that should tell you something. This is a "in the clique" company. If you are willing to go along with the wool being pulled over the eyes of the new agents then you will fit right in. Many of the managers practice some of the most disingenuous methods of unloading a good product on unsuspecting people. They didn't TRULY break down the pay until you were leaving training in Chicago...

    Advice to ManagementAdvice

    Practice more upstanding ethics...

    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO
  11. 2 people found this helpful  

    Pressure to work seven days, twelve or more hours per day.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Insurance Sales Agent in Syracuse, NY
    Current Employee - Insurance Sales Agent in Syracuse, NY

    I have been working at Combined Insurance full-time (more than a year)

    Pros

    If you are successfull at selling supplimental insurance, you can make good money. Bonus program is a plus.

    Cons

    High pressure from superiors to works seven days a week at twelve to thirteen hour days. Mandatory meetings and constant badgering to sell more.

    Advice to ManagementAdvice

    Consider discussing work-life balance and more positive support .

    Doesn't Recommend
    No opinion of CEO

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