Emerald Financial Resources

www.emeraldfinancialresources.com
Engaged Employer

Emerald Financial Resources Reviews

Updated July 28, 2015
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Micheal Vesuvio
11 Ratings

11 Employee Reviews

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  1. Growing company with a lot of opportunity!

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Emerald Financial Resources full-time (Less than a year)

    Pros

    Compensation, Work Life Balance, Culture, Opportunities for Growth, Training, Leadership, Multiple locations to work from.

    Cons

    Interview Process was a little longer than I expected.


  2. suggestion over this agency

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous
    Former Employee - Anonymous
    Doesn't Recommend
    Negative Outlook
    Disapproves of CEO

    I worked at Emerald Financial Resources full-time

    Pros

    None. Only Massmutual was a good company.

    Cons

    They always deducted the agent commission without notice and didn't give it back. They always charged a lot of office expense to agent. Pls don't go there or you'll regret.

    Advice to Management

    Pls don't play the game over agent commission.


  3. posistive

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Former Employee - Anonymous Employee
    Former Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    Pros

    great management give you the tools you need to succeed flexible hours

    Cons

    takes 3 to 5 years to establish a business that will be profitable enough to live one

    Advice to Management

    better training


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  5. My Experience has been great with Emerald. They have great support and are a well recognized company.

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Emerald Financial Resources full-time (More than a year)

    Pros

    They have great support and training. For an indutrsy with such a high turn over ratio. Emerald provides support as firm to help you succeed whether its specialists in regards to certain products or back office support that handles your new business and filing. I have met many people in the industry that have left top companies such as Prudential or NYL because they simply handed them a phone book and said "Go Sell." Emerald provides training so you can understand the products and whats going on in the world of Finance. This career can be great if you make it great. The effort that you put in shows on the paycheck you recieve.

    Cons

    Some downsides of Emerald might be advertising. While we are known in the local community, Mass Mutual as a Fortune 500 company is not as known as those of Prudential or Metlife.


  6. No wonder it was rated one of the best companies to work for!

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Financial Services Professional in Bridgewater, NJ
    Current Employee - Financial Services Professional in Bridgewater, NJ
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Emerald Financial Resources full-time (More than 5 years)

    Pros

    - Income potential: If you can sell, and sell well, you can make a very generous living - Staff: the staff at Emerald is very professional and effective in assisting the salesmen with anything they need - Environment: the office environment is friendly, healthy and competitive - Michael Vesuvio and Michael Trabucco are great leaders

    Cons

    - This business is difficult. In order to make tons of money one must be very dedicated to his or her job. This is not really a con, but to unmotivated people it may be.

    Advice to Management

    More complete hiring process to make sure only driven prospects are hired.


  7. Great place to work and great opportunity

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee in Bridgewater, NJ
    Current Employee - Anonymous Employee in Bridgewater, NJ
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Emerald Financial Resources (Less than a year)

    Pros

    Plain and simple, this company is an amazing opportunity to make a lot of money in a great work environment. The people are very friendly and all work together, you'll notice that even the salesmen who have more expirience will take the time to advise younger salesmen just to help them get the ball rolling.There is a lot of potential in this job to make money and to keep improving, and there is always the opportunity to do so.

    Cons

    It is hard work to make a lot of sales, but it is certainly a fair ratio of hard work to success.

    Advice to Management

    There is nothing I would change


  8. You will get out of it what you put into it

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Financial Services Professional in Clifton, NJ
    Current Employee - Financial Services Professional in Clifton, NJ
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Emerald Financial Resources full-time (More than 3 years)

    Pros

    This company definitely isnt for everyone. Unfortunately, many people think that getting into sales is an easy position. They love the positives, unlimited earing potential, making your own hours, and ultimately running your own business. But when people do not do the necessary things to become successful they blame everyone else. When I transitioned out of the stock brokerage business, Emerald Financial Resources promised me that they would educate me and teach me how to build a successful practice. I have been with Emerald for 3 years and can honestly say that they have followed through with it. It upsets me to see people speak negatively about Emerald when the reason they failed is because of themselves and nobody else. I highly recommend this firm to anyone who is motivated and is passionate about helping people grow and protect wealth. If you are looking for a "salary" then you should go look for employment somewhere else. Michael Vesuvio and Michael Trabucco have been honest and followed through with everything they promised and would not want to work for anybody else. Michael Vesuvio invests his time and money in his financial advisors and is always looking for ways to help us develop.

    Cons

    You will need to work harder then you ever have in your life in the beginning so you can build your practice. If you are not motivated, you will fail.

    Advice to Management

    I would recommend being pickier with who is hired so unmotivated and classless people cannot tarnish the Emerald name.


  9. My career is what I make of it

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Director of Business Development in Bridgewater, NJ
    Current Employee - Director of Business Development in Bridgewater, NJ
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Emerald Financial Resources full-time (More than 5 years)

    Pros

    Emerlad has a very supportive model backed by a strong company for those interested in becoming a Financial Services Professional.

    Cons

    It is a challenging career that isn't the right fit for everyone.

    Advice to Management

    I began with MassMutual at the Levin Financial Group in Tampa, FL in 2005 and continued with the company working for Emerald Financial Resources since 2009. I have been in a managment role in both organizations and have worked with many of our Financial Representatives introducing them to the career and then training them in areas to help them develop successful practices. In reading the reviews, I see those who are experiencing success and those who failed and/or quit the career. Most of the time if the management finds that the career is not a good fit for the associate, we will recommend that they find a more suitable career. In some instances, associates leave and place blame on us rather than looking at their shortcomings; this is a career that requires hard work, determination and lots of persistence. Those who state they were mislead in the selection process did not listen to the recruiters and managers and did not read the documentation that was given to them to sign during the recruiting process. It is very costly in fees and staff labor hours to recruit and on board new associates therefore it would be extremely counterproductive for us to lie to people to get them to join us when we know they would only quit. We have a rigorous hiring process and our documentation shows any and all fees that the associates may or may not incur, we tell them that they are starting a business for themselves with our support. Associates who begin on a Contract B have no office fees or E&O (practice liability insurance) expenses until they meet their sales goal to begin a Full Time Career Contract which can take anywhere from 3 weeks to 4 months. Once Full-Time, as long as they are on track with our Rising Leaders goals, the expenses are waived except for their E&O coverage and their subsidized health insurance benefits costs. Emerald Financial Resources is a reputable company that cares about and treats our associates fairly and does a lot of good work in our community through the products that we deliver to our clients and our charitable work. We hold many fun events per year that includes the attendance of associates family members which creates a great culture for our team. Its because of these things that we were recognized as one of NJ's Best Places to Work in 2011 and 2012. For those interested in looking at a career in the Financial Services Industry, please do not take value in the opinions of a couple of disgruntled ex associates. We have close to 100 associates, most of whom are extremely satisfied with the opportunity that Emerald offers them. We welcome you to speak with us and make determination for yourself.


  10. Build a Career that you can own

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Emerald Financial Resources full-time

    Pros

    If you are looking for a career that you can have complete control over in a short few years this is it. Where else can you go and invest little to no money to get started and have a business that you can earn as much money as you want and have all the flexabilty that you and your family needs? Yes it is very hard in the begining but if you follow all of the systems that have been put in place and have been tested for over 25 years with success then you can't fail. You are an independent contractor with all of the support, training, coaching , benefits and guidence that one could possibly need or want.The managent team works night and day to help you succeed, they will talke money out of their pocket, time out of their days and nights away from their families week days or weekends to help you succeed. You cannot ask for more. If you have an entrepreneurial drive and are motivated to succeed and enjoy making an impact on other peoples lives, business or families then this is the right career for you.

    Cons

    This career is difficult to get started but what worth doing is not? It is like a train, it takes a lot of energy to get it up and running but once it is moving it cannot be stopped. You will need to go outside your comfort zone but once you have the systems down it becomes just part of your day.

    Advice to Management

    The management team should be tougher on its people in the begining to formulate better habbits in the agents from the get go.


  11. Great Place to work if you want a Career!

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Recommends
    Positive Outlook
    Approves of CEO

    I have been working at Emerald Financial Resources full-time (More than 5 years)

    Pros

    great people friendly environment high level of professionalism strong training program compensation and benefits program is outstanding for the industry! It's exciting to get up and go to an office where you enjoy working with the people around you. But also knowing that you always have the opportunity to learn more, grow professionally, grow financially and that your management always encourages that growth and is willing to help you.

    Cons

    not all representatives follow coaching and instructions... but they should, It works!

    Advice to Management

    Managers work hard to help their representatives, keep up the great work!



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