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Beware charge-backs and expenses for purchasing equipment you will eventually need to write business

  • Comp & Benefits
  • Work/Life Balance
  • Senior Management
  • Career Opportunities
Current Employee - Agent  in  San Jose, CA
Current Employee - Agent in San Jose, CA

I have been working at Aflac

Pros

Flexible, good first job to develop sales experience. Product is reasonably priced and designed.

Cons

Commissions-only pay, and charge-backs for written business can drastically reduce income potential.
Depending on the region you work at, competition by incoming (inexperienced) agents can lower average income significantly.
Company reputation has suffered due to high employee turnover (see the two cons listed above)

Advice to ManagementAdvice

1. Establish customer service positions that are paid on a salary basis to maintain customer relations as agents come in and leave.
2. Require agent development goals from managerial positions, including requirements for PAYMENT for new agents that are asked to service existing accounts.

Doesn't Recommend
Approves of CEO

Other Reviews for Aflac

  1.  

    Not what they promised

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Career Opportunities
    Former Employee - Associate  in  Seattle, WA
    Former Employee - Associate in Seattle, WA

    I worked at Aflac

    Pros

    There is potential to make a good income at Aflac if you can afford to work hard for a few years until the renewals really kick in. If you spouse is the primary bread winner then this job might be okay for you. And you will win many free trips. But if you are the primary or only bread winner as I was then this is not a good opportunity. You will starve trying to get through your first 2 years.

    Cons

    They say you can make a six figure income in our first year but very very very few do and of those who have I think it was all before the economic downturn. Downturn aside it is a very small percentage of people who make a living let alone a six figure income.

    Advice to ManagementAdvice

    Stop throwing mud at the wall to see who sticks. The are real people with lives and bills to pay the you are experimenting on.

    Doesn't Recommend
    No opinion of CEO
  2.  

    Don't do it!!!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Career Opportunities
    Current Employee - Sales Agent  in  Hot Springs National Park, AR
    Current Employee - Sales Agent in Hot Springs National Park, AR

    I have been working at Aflac

    Pros

    unlimited income potential if you have 6 months - 1 year of income saved up, fun job, you are your own boss, terrific rewards if you are successful

    Cons

    The market is oversaturated with Aflac agents and they just keep on recruiting!!!
    Commission only!!! You don't sell, you don't get paid. I worked an 8 hour day - driving and burning up gas most days to not make a darn thing. They just hire you to get your 'hot' list of people you know and don't care that it is super hard to make it out there after you've used up the people you know because they just recruit someone else (or two) to take you place and use them, and so on and so on.

    Advice to ManagementAdvice

    Stop freaking recruiting!!!! Too many agents in the field.

    Doesn't Recommend
    Disapproves of CEO
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