Pros

good place to start off if you can't get into another firm.
If you stick with it they allow you to become independent, at this point all of the negatives go away.

Cons

My manager would push high commission products to the point that I sometimes questioned if my licenses would be jeopardized by following managements recommendations.
I know for talking to others in the company this was not the case a all offices so this all depends on who is running the office you work in.

Advice to Senior Management

Encourage local mangers and Branch VPs to look long term at their businesses, VUL policies are not appropriate for everyone. I had a case of a single late 20's person; the manager told me to sell him a VUL first.