Combined Insurance

  www.combinedinsurance.com
  www.combinedinsurance.com
There are newer employer reviews for Combined Insurance

5 people found this helpful  

Good start in the Voluntary Benefits Industry - Very hard work required

  • Comp & Benefits
  • Work/Life Balance
  • Senior Management
  • Culture & Values
  • Career Opportunities
Current Employee - Anonymous Employee in Dallas, TX
Current Employee - Anonymous Employee in Dallas, TX

I have been working at Combined Insurance full-time (more than 8 years)

Pros

One week intense training in Chicago is very good. Field training and support is available after the initial class room style training. Small stipend for first 6 weeks and great new hire bonus schedule that's realistic to achieve. Some leads provided. Great incentive plans. Benefits offered after 6 months to a year depending on the specific benefit.

Cons

Need to be highly motivated with good work ethic! Cold calling is a must! The leads that are provided are often over worked and cherry picked prior to distribution. The potential income is largely exaggerated. Name recognition is not what it should be competitively. Most importantly, one is often very surprised by one's expected paycheck. 100% commission job that's not a true con unless you don't understand that. 6 weeks of a stipend isn't much for an inexperienced agent. Don't leave a steady secure paycheck for promises of grandeur!

Advice to ManagementAdvice

Need more competitive products. Need better broker compensation to help establish relationships. Need to be honest and realistic with recruits. Quality over quantity should become a business practice.

Doesn't Recommend
Neutral Outlook

155 Other Employee Reviews for Combined Insurance (View Most Recent)

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  1. 4 people found this helpful  

    Incompetent training

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Sales Agent in Los Angeles, CA
    Current Employee - Sales Agent in Los Angeles, CA

    I have been working at Combined Insurance full-time (less than an year)

    Pros

    Classroom training to get agents to set goals, create 'positive mental attitude". Some form of training is offered, which is basically unheard of nowadays.

    Cons

    Classroom training on canned sales pitch, ad nauseum. No or very little product knowledge/underwriting training. This blew up when I discovered management did not know limitations of coverage. In short time I was with Combined, a very high percentage of former clients we called on said they cancelled due to claims not being paid.

    Advice to ManagementAdvice

    Divide up training to 1/3 to 1/2 sales, the rest divided up between product knowledge and underwriting.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
  2. 2 people found this helpful  

    Good to experience but only toughest can live on it

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Insurance Sales Agent in Saint Paul, MN
    Former Employee - Insurance Sales Agent in Saint Paul, MN

    I worked at Combined Insurance full-time (less than an year)

    Pros

    Great training to get a head start with all useful tic-tac.

    Cons

    You will need to worked on over advertised people and getting checked by managers literally every single moment.

    Doesn't Recommend
    Neutral Outlook
    No opinion of CEO
There are newer employer reviews for Combined Insurance

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