Combined Insurance

www.combinedinsurance.com
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There are newer employer reviews for Combined Insurance

3 people found this helpful  

Fair management. You can make money, but you have to work hard and drive extensively.

  • Comp & Benefits
  • Work/Life Balance
  • Senior Management
  • Career Opportunities
Former Employee - Sales Representative in Dallas, TX
Former Employee - Sales Representative in Dallas, TX

I worked at Combined Insurance

Pros

Very detailed sales model with good training and good field support if you have the right manager. Strong corporate culture based on founder values. Pay is advanced weekly and based on annualized premiums due for policies sold.

Cons

Product is supplemental insurance which has a fairly high cancellation rate. About 20% -30% dependeng on your market. When this happens, the advanced commision chargebacks can catch you off gaurd. It is tough enough to sell. I attribute this to a client base that is low to middle income. This is something that was not discussed through the training process while setting income expectations. There is a lot of driving and there is not any consideration for automotive expenses. You lose residuals if you leave the company as a captured agent.

There is a tremendous amount of turnover. Revolving door for many, but not everyone. Certainly not for everyone. Its a whipping.

Payment of claims are erratic and sometimes difficult to file based on documentation requirements. Sometimes you really have to wrastle with underwritng.

While some benifits are ok, you have to pay for them and the health insurance is cheaper if obtained independatly.

Advice to ManagementAdvice

Sales model works for the right individual. Clarify chargebacks as they relate to annualized commishion up front and do not let it be a surprise when it comes up later.

No opinion of CEO

203 Other Employee Reviews for Combined Insurance (View Most Recent)

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  1.  

    sales

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Career Opportunities
    Former Employee - Sales Agent
    Former Employee - Sales Agent

    I worked at Combined Insurance

    Pros

    good commission and flexible hours

    Cons

    hard to sell in tough economy. no compensation for gas or cell phone use during work hours

    Advice to ManagementAdvice

    null

    No opinion of CEO
  2. 2 people found this helpful  

    Great working experience since the day I joined!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Manager in Markham, ON (Canada)
    Current Employee - Manager in Markham, ON (Canada)

    I have been working at Combined Insurance full-time (more than 8 years)

    Pros

    The opportunity to learn and grow is unlimited. A great company that invests in its people, provides the necessary tools to succeed in your role. The company's core values are founded on treating its customers fairly...to do the right thing because it is the right thing to do.

    Cons

    Overall a great organization to be a part of...no cons.

    Advice to ManagementAdvice

    Kudos for the initiatives in place to recognize, grow, attract and retain talent within the organization.
    This is crucial for the growth initiatives underway.

    Recommends
    Positive Outlook
    Approves of CEO
There are newer employer reviews for Combined Insurance

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