Pros

You don't have to have knowledge and you can get hired. Credit Acceptance is a great place for someone with very little skills to get hired. If you use them right you can learn and then move on to a better company. You will need to be a self starter and ask others to train you as management will just dump you in the job. If you make errors they will talk to you, but they will not help you learn how to do the job.

Cons

Not a team enviroment. Good old boys club with management.
Not real ethical. Do not follow all laws for taxing wages.
Many managers do not know the work of the area they manage.
They will know a manager is a problem and let them contiue in their position. I saw many issues and when they were brought up management got upset. They did not want to hear about them.

Advice to Senior Management

You need to get individuals with experience and let them make the changes to make you be an ethical company.
Need to be consistent. Don't promote just because someone is a friend.