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Helpful (2)

A bird's view

  • Work/Life Balance
  • Culture & Values
  • Career Opportunities
  • Comp & Benefits
  • Senior Management
Former Contractor - Consultant in Mumbai (India)
Former Contractor - Consultant in Mumbai (India)
Recommends
Neutral Outlook

I worked at FINO as a contractor (More than a year)

Pros

An organization sitting pretty well at the cross roads to bring a change in rural banking. There are several opportunities to go to rural areas serving BPL customers. Have young staff who can be molded to become good assets

Cons

Management is not seeing the opportunities and wants to play on their own terms and ignorant or turning deaf ear to the sounds in the rural locale. Staff with funny designations drawing fat salaries, but do not have rural touch. They feel Excel and PPTs will solve rural problems. Lower down, the so called FINO BANDHUs do not own the system and do not do business as required. Management wants to undertake risk less business and work like local money transfer agency and has enrolled lakhs of accounts. But if we look at real business happening in those accounts, we get a shock. Such opening of accounts by carpet coverage management thinks that they have laid their hat over a large territory without any idea of what they desire to do with such a large customer base. Now with latest change in thinking of Bankers and GOI, they will face problems unless they change.

Advice to Management

Reduce fat salaries and stop recruiting Business Management graduates. They are good with MS office tools and not for rural business. FI does not support such salaries in BC companies. Try to earn income from business instead of depending upon investors. Make the end of the chain employees own the process. They have to live in villages and develop business, at the same time assist the BPL customers. Improve accounting systems and reconcile the balances with Bank accounts. Start entering into asset business and learn facing risks in business. Liability business will not give you income and your staff is not capable of marketing any products in the rural areas except making payments of EBT.

Other Employee Reviews for FINO

  1. I have a very challenging but friendly environment in here.

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - MIS Executive in Satna (India)
    Current Employee - MIS Executive in Satna (India)
    Recommends
    Positive Outlook

    I have been working at FINO full-time (Less than a year)

    Pros

    First I ' m in my native state by which I am able to keep in touch with my faimly. Second one is I have a big platform here to sharp my skills over here. last one is I am first time in pay roll employee . It all because of FINO . Thanks to FINO .

    Cons

    It will take time enough to find such things to write.

    Advice to Management

    Just kee little more package for MIS Executives If they have experience enough.


  2. very bad

    • Work/Life Balance
    • Culture & Values
    • Career Opportunities
    • Comp & Benefits
    • Senior Management
    Current Employee - Anonymous Employee
    Current Employee - Anonymous Employee
    Doesn't Recommend
    Negative Outlook

    I have been working at FINO full-time (More than a year)

    Pros

    only unmarried people can survive over here none of other

    Cons

    24 hours work, no holiday n 7 days a week working

    Advice to Management

    improve top level management at lest in noida


There are newer employer reviews for FINO
There are newer employer reviews for FINO

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