Family Heritage Life Insurance

  www.familyheritagelife.com
  www.familyheritagelife.com
There are newer employer reviews for Family Heritage Life Insurance

4 people found this helpful  

Completely deceptive hiring practices and poor management support

  • Comp & Benefits
  • Work/Life Balance
  • Senior Management
  • Culture & Values
  • Career Opportunities
Current Employee - Sales Agent in Houston, TX
Current Employee - Sales Agent in Houston, TX

I have been working at Family Heritage Life Insurance full-time (more than an year)

Pros

Flexible work schedule or not.

Cons

Family Heritage tries to entice potential candidates with the story that they can have a great career by selling 1 policy a day. They go on to say that this goal is not a stretch. The fact is some of their best agents have a tough time meeting this goal. The vast majority of agents don't ever come close. As a result, there is extremely high turnover in agents.

But high turnover is just part of the game. They make money off of you whether or not you stay because it is a pyramid game. And when you leave, they take the commissions that you've earned. It really is a terrible scam.

Plus, they market their policies to the poor and ignorant. They don't try selling their policies to middle to upper income folks. Anyone with a little smarts won't buy their policies. I've seen some of their top professionals complete applications while the individual was saying that they couldn't afford it or needed more time to consider the policy---terrible strong arm tactics.

Advice to ManagementAdvice

First be honest with potential recruits. Second, get real jobs and stop the scam!!

Doesn't Recommend
Negative Outlook
No opinion of CEO

34 Other Employee Reviews for Family Heritage Life Insurance (View Most Recent)

Sort: Rating Date
  1.  

    Family Heritage's positive, successful business culture is contagious!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Sales Representative in Jefferson City, MO
    Current Employee - Sales Representative in Jefferson City, MO

    I have been working at Family Heritage Life Insurance full-time (less than an year)

    Pros

    *Great training and support in your business career
    *Wholesome Family Values
    *Team supportive atmosphere

    Cons

    Starting in this business at my age(approaching 60) has proved to be a significant challenge in some respects, but has also worked to my benefit at times in dealing with the public.

    Recommends
    Positive Outlook
    Approves of CEO
  2. 1 person found this helpful  

    Great People but not enough pay!

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Former Employee - Sales Manager in Denver, CO
    Former Employee - Sales Manager in Denver, CO

    I worked at Family Heritage Life Insurance full-time (more than 5 years)

    Pros

    Great People, some of the best sales training and sales people in the usa, Freedom to work for yourself any day off work any hours

    Cons

    Sadly some of the managers you work under under pay you, kinda like a multi-level marketing company would. The commission can range from 30%-over 70% but almost everyone is started at 30 and only 1or 2 managers will pay over 50% after being there over 3-4 years.
    No benefits( so sad that you are an insurance company and you dont even give the people that sell for you free FHL insurance as long as your employed

    Advice to ManagementAdvice

    Start everyone at 40% and have commission go up to 80% first year and residuals start 4% - 15% if someone wants to sell full time and not recruit pay them 60-80% and then later pay less if they recruit.
    Give free FHL insurance to employees as long as you are selling

    Recommends
    Negative Outlook
    Approves of CEO
There are newer employer reviews for Family Heritage Life Insurance

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