Pros

TRAINING WAS GOOD. IBC SPENT MONEY AND TIME TO TRAIN. ALSO, ONE CAN MAKE GOOD FRIENDS WORKING THERE. IT USUALLY IS ONE'S FIRST REAL JOB OUT OF COLLEGE SO ONE CAN MAKE FRIENDS QUICKLY THERE WITH THE OTHER COLLEGE GRADS.

Cons

BAD SALARY. PAY IS BAD. USUALLY, ONCE ONE IS TRAINED THEY MOVE ON TO HIGHER PAYING GIGS. THIS BANK IS NOTORIOUS FOR PAYING BAD. THE MONEY THEY MAKE IS OFF THE BACKS OF THE EMPLYESS. THEIR LOAN RATES ARE USUALLY LOWER THAN OTHER BANKS AND THEIR FEES ARE LOWER. IF I WERE TO GET A LOAN I WOULD GO THROUGH THEM, BUT THE EMPLOYESS SUBSIDIZE THE "GOOD RATES" WITH THEIR LOW PAY

Advice to Senior Management

NONE REALLY. THEY ARE QUITE CAPABLE. THE BANK IS ALWAYS PROFITABLE (REASON INDICATED ABOVE)