Liberty National Life

  www.libertynational.com
  www.libertynational.com
There are newer employer reviews for Liberty National Life

1 person found this helpful  

Sales Agent

  • Comp & Benefits
  • Work/Life Balance
  • Senior Management
  • Career Opportunities
Current Employee - Sales Agent
Current Employee - Sales Agent

I have been working at Liberty National Life

Pros

You can make $ at first because the managers feed you leads and take you on appointments.

Cons

Leads are terrible. I was given leads that other agents were already working. Everything has to be done by a manager. They are very micromanaging!

Advice to ManagementAdvice

Hire agents you trust to do the job. If you are upright and breathing they will hire you.

Doesn't Recommend
Disapproves of CEO

158 Other Employee Reviews for Liberty National Life (View Most Recent)

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  1. 8 people found this helpful  

    Telemarketing with a chance for big money

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Career Opportunities
    Former Employee - Insurance Agent
    Former Employee - Insurance Agent

    I worked at Liberty National Life

    Pros

    The potential for big money is certainly there. Much like playing the Lotto.
    With the exception of certain required meetings, you set your own schedule.
    If you have a good branch manager, you'll have leads provided, but they're raw. Very, very raw.
    Some of the policies are very good, with competitive prices.
    Bonuses can be lucrative, if you get lucky enough to qualify.
    If you manage to survive the first year, residuals kick in.

    Cons

    Like telemarketing? That's what you'll do here. Expect to spend hours every day making calls (on YOUR cell phone, at YOUR expense) wading through hang-ups and no-answers until you finally reach a person who agrees to see you. Then you'll drive to their house (in YOUR car, at YOUR expense) only to find that they forgot about the appointment (or blew you off completely) and aren't home. So you make more calls. Rinse and repeat. Sometimes, you actually make a sale. If you're lucky, it will cover your gas and cell phone bill. Look around the office. Ask agents how long they've been with the company. With few exceptions, you'll find many of the "experienced" agents have been there less than a year. That should tell you something. The ones who've been there longer? They're the ones who won the lottery and landed a solid business contract or two. Yes, they've made the big money you were promised you'd make. But they're the exception, not the rule. If you have the means to stick it out, maybe you'll get lucky too. It's not about being an effective salesman. It's not about putting in the work. It's luck, pure and simple.

    Advice to ManagementAdvice

    Stop lying to new/prospective agents. I looked into another company that said upfront to new employees that they'd need to have 6 months or more of savings in order to weather the hard times at the beginning. LNL should tell people the same. Instead, you're on a never-ending binge to recruit new employees, and you'll tell them anything to get them to jump onboard. Convince them to quit a steady $30K or $40K per year job with promises of $61K (or more!) the first year. What's the reality for most first-year agents? How many weekly paychecks do you write in amounts of $50 or less? Want to know why 9 out of 10 agents don't make it past the first year with LNL? Because they're starving. It shouldn't be this way. You should be ashamed of yourselves.

    Doesn't Recommend
    Disapproves of CEO
  2. 2 people found this helpful  

    Hard work but pays off eventually

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Career Opportunities
    Current Employee - Branch Manager
    Current Employee - Branch Manager

    I have been working at Liberty National Life

    Pros

    Flexible schedule
    Weekly payout
    Comprehensive benefits for employees
    Retirement plan for employees
    If you are able to sustain yourself for the first few months until the money starts to roll in you will be ok

    Cons

    Commission only
    Charge backs
    It can take a while to realize a paycheck, but if you persever and are committeed to putting in 40+ hours per week it could work for you

    Advice to ManagementAdvice

    Senior management really need to get more involved at the branch level with regards to training on the products amnd not 100% focused on recruiting

    Doesn't Recommend
    Approves of CEO
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