Lincoln Heritage

www.lhlic.com
There are newer employer reviews for Lincoln Heritage

4 people found this helpful  

Just awful

  • Comp & Benefits
  • Work/Life Balance
  • Senior Management
  • Career Opportunities
Former Employee - Not A Good Place to Work
Former Employee - Not A Good Place to Work

I worked at Lincoln Heritage

Pros

, liberal underwriting, freedom to schedule your appointments at your convenience

Cons

leads can be bad and you are charged for them
they want all their advances back for business still on the books if you leave them
your quoted contract is not what you actually earn because lead charges are taken out

Advice to ManagementAdvice

Needs to get out of making money selling leads to agents and get in the insurance business and out of the lead business

Doesn't Recommend

56 Other Employee Reviews for Lincoln Heritage (View Most Recent)

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  1. 1 person found this helpful  

    MGA

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Manager
    Current Employee - Manager

    I have been working at Lincoln Heritage

    Pros

    You get paid lighting Fast. Home Office will be the absolute best people you will ever talk too. The product is Top Notch easy to explain and the application is a simple one pager. You can go very far in this business if you learn your product and understand this business. Lead cost an be a pickle but you also can create your own business too what sales rep use only one way to create business. .... The agent that's looking to put in hardly any work and have high expectations and believe they should fish on ine side of the lake and never CHANGE your Rod to catch bigger Fish.

    Cons

    There are cons with any business because its a business not JOB. There is grunt work for at least 90 days because you are learning how to build your business. ITS HARD WORK . Sometimes you may have a crappy week but if you stay the course you will get your pay. Beware there will be some sharp turns on the road that where you will find most people. ..

    Advice to ManagementAdvice

    Offer more incentives.... that's how you get great sales people to stay

    Recommends
    Positive Outlook
    Approves of CEO
  2.  

    Great company. Great agent support.

    • Comp & Benefits
    • Work/Life Balance
    • Senior Management
    • Culture & Values
    • Career Opportunities
    Current Employee - Insurance Agent in Greenville, NC
    Current Employee - Insurance Agent in Greenville, NC

    I have been working at Lincoln Heritage full-time (more than 3 years)

    Pros

    Earning potential is limitless. Good leads available at a fair price. Home office and local manager support was great in my experience.

    Cons

    It's the nature of the final expense industry that persistency (polices staying on the books) is lower than other types of life insurance, so you need to sell more than what you need to make your preferred monthly income to make up for the few deals that don't end up going through.

    Advice to ManagementAdvice

    Upper management was great, in my experience. They offered incentives for us to get free leads. I've heard some other agencies in the company don't do this, but they should.

    Recommends
    Positive Outlook
    Approves of CEO
There are newer employer reviews for Lincoln Heritage

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