National City – “Great place to work”

Pros

Great culture
Excellent opportunities
Strategically focused to grow the business
Willing to let managers own and drive the business

Cons

Poor decision/timing on the sub prime market
NCB's acquisition by PNC has identified some cultural business philosophy difference between the two groups.

Advice to Senior Management

Keep your pledge to observe, learn, and analyze the practices in both NCB and PNC before you decide how to proceed.