Primerica
3.8 of 5 210 reviews
www.primerica.com Duluth, GA 1000 to 5000 Employees

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10 people found this helpful  

Brainwashed Robots with immoral business practices

Trainee (Former Employee)
Bronx, NY

ProsFlexibility
Learning experience
Commission: There is no limit to how much you can earn
Pay only $99 to get business license in order to sell insurance, they OFFER to give it back ONLY if you pass the state license exam

ConsPrimerica has a formula that many is not aware of. Only the top executives know but for every 100 recruiters only 2 would be successful in some way. (There is also more the formula that is straight scheming) With this knowledge, people are still recruiting and trying to get people to refer them to other people. If you know for every 100 recruits only 2 would be successful in some way, why would you keep recruiting EVERYONE? You know many of the people do not have what it takes to be a salesperson or to sell insurance, but why still recruit them? Primerica does because ALL THEY CARE ABOUT IS NUMBERS!
-Immoral business practices and tatics!
-Lies and Deception
-Even though the hours are flexible in order to make money you have to be there almost every day!
-If they can't use you for labor then they'll use you for referrals so they can recruit more people
-Would recruit anyone. Even if it is quite obvious you don't have what it takes to be in this company
-ALL THAT MATTERS IS NUMBERS not actually trying to sell insurance to middle class families like they claim: Primerica gives you all these statistics about how much debt the country is in and how the average person only has $25,000 in there retirement savings. They claim they are there to "save the day" but that is not what they really are focused on.
-Give you this "good presentation" on how you make money and working as an employee does not allow a person to grow or expand to their highest potential but they are just doing that to brainwash you
-Tell you lies about if your join their company you will become a business owner and you will be able to expand and grow unlike you would if you were an regular employee of any company. You don't become a business owner! Their name is on the check entitling the check to you!
-Basically put down base salary jobs
-Usage of your own phone in order to call clientele and recruiters
-Encouraging and would want you to recruit your own family members and friends
-You make money not just from yourself but also from the people you recruit
-You can practically sit on your ass and allow the people you recruit to make you money but eventually they would follow suit. It has been proven the amount of money you make goes hand in hand with the amount of work you have at task. If you are a manager you should be working harder not less. So in order to make more money you have to work more on top of the crazy hours you put in.
-In order for you to manage your recruiters, you would have to feed them the same lies and deception like the company does with you. That is only way things will work out for you.
-They make it seem like the whole team makes a lot of money together, but really the top management is the one making the real money, not you as an agent, senior agent, district manager or even a regional or senior regional manager.
-Not fair: At the end of day, there will always be a bottom guy who is not going make any real money meantime he is the one making the top management the real money. Every one should make the amount of money they put the work in for. Top managers do not have to put much work in and still get paid BIG BUCKS!
-The average Primerica employee makes only $5,516 a year
-Many of the Primerica employees would try to encourage you by saying they make $100,000 a year but they are lying: *I actually did background checks on some of them. They do not make close to that!
-In order for you to be in top management, you would have to put up with the lack of money and the crazy amount of time you put in FOR A VERY LONG TIME.

Advice to Senior ManagementStop your immoral and deceptive business tatics! BE TRUTHFUL AND HONEST! If people do not want commission salary jobs, stop trying to deceive them into thinking they will not get a commission salary job when joining your company. Also stop manipulating information when you make calls for recruitment! Your Primerica not just PFS Financial Services which you know only a small fraction of people are not aware of. Also stop putting down being an employee. You know the only reason why you put out the business ownership opportunity presentation to people is because that has more appeal to many human beings. You know down right well that not everyone is going to be an business owner in their lifetime! Come up with a presentation you know for a fact what everyone would get out of if they join your company.

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    2 people found this helpful  

    just the worst

    Financial Services Representative (Current Employee)
    Lockport, IL

    I have been working at Primerica


    Pros: start up costs are not bad compared to other insurance sales companies, they pay for the class and test if you score… Cons: they exploit poor and stupid people. of the 30 people in my class maybe 2 passed the practice which was a joke for anyone whos… Advice to Senior Management: they need to find better reps not just take anyone in. also they seem… No, I would not recommend this company to a friend More
    • Work/Life Balance
           
    • Senior Management
           
    • Comp & Benefits
           
    • Career Opportunities
           
    • No Opinion of CEO

    3 people found this helpful  

    Field Support Department is PURE HELL!

    Anonymous Employee (Former Employee)
    Duluth, GA

    I worked at Primerica


    Pros: Overall, decent company to start a career and work. Flexible… Cons: Management! Very, very low pay and horrible benefits. Particular departments within… Advice to Senior Management: Please stop with the mirco-management!!!! Management really needs to refresh their management skills. Management also needs to be able to… No, I would not recommend this company to a friend More
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