Pros

Visa is viewed as a solid public company by Wall Street, so the stock has not plummeted.

Cons

Hierarchy rules. Every financial decision needs 5 levels of management approval.

There are no personal growth plans - everyone with the same job title has the same generalized goals which almost never change year-after-year. About half the company had their job titles changed to either business leader or senior business leader.

Nepotism reigns. It's the friends you make in high places that determine how much power you have. Not your competency.

Advice to Senior Management

Understand the basics of running a business. Sales, Service/Product Delivery, Revenue generation/recognition and overhead. Increase revenue, decrease costs - use those things to make decisions.