Pros

Easy entrance to the financial field, with the right sucking up one can get ahead if you have moral flexibility to swindle people. If you don't have education and don't thrive in a meritocracy it is a place where you can truly succeed and fly up the ranks. People can rise from entry level teller to management despite lack of management experience or economic knowledge. Very pro-minority as they value diversity over skill. This place will give you a thicker skin in sales, if you can sell online banking and debit cards to 90 year olds you're apt to succeed.

Cons

Unfair business practices, management suggesting immoral practices, poorly trained and educated staff, extreme pressure to put extreme pressure on customers despite their best interests, subpar products that one is expected to push, repeated unethical and questionable business practices, managers who are uneducated, and uninformed, lack of concern for the best interests of the customers or employees. They fail to prune out employees that have been popped for violating policy, and punish those that follow it. Employees are encouraged to endlessly harass customers into products they don't need. This company embodies the peter principal, and rewards their most morally deficient employees.

Advice to Senior Management

Be realistic, treat people with respect, and stop exposing the company to virtually endless loss.